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    • I've just had a very interesting chat with somebody who's been in the water industry for a large number of years. First of all, the kind of situation you have – a company such as One Utility undertaking the management of the utilities bills is not uncommon with blocks of flats and in fact the utilities companies rather like it although I understand that at least one or two water companies have started become rather cautious about it and have started to withdraw from these arrangements. However, the advantage to the utilities companies – as you can imagine – is that they don't have to be bothered chasing lots of tenants who may come and go and the bills unpaid et cetera. That then becomes the responsibility/legal liability of the utilities management company such as One Utility. My source tells me that it is absolutely normal for these companies to be receiving commissions from the utilities companies that they are dealing with and also to have negotiated a favourable rate because they are effectively making bulk purchases. I'm sure the latter is true of One Utility. I don't know if they are receiving any commission – apparently they have told you that they are not. On the water issue, I have been advised to ask you certain questions. How many other tenants are there in the block of flats? Is the water supply to the block of flats metered? The assumption is that if it is metered then there is simply a single meter to the entire block –?? It would be extraordinary if there was a separate metre to each flat. Has the £40 increase been applied to each one of the flats? If you are the sole person to have received this £40 increase then how would One Utility know that it is your flat which is using excessive water if the water meter simply measured water consumption for the whole building? If on the other hand there is no water meter then it means that each one of flats would be charged water according to its rateable value. This means that they would be a flat annual charge and any excessive water consumption caused by leakage or a change in living culture – or alternatively a reduction in water usage for any reason, would not be reflected in the water bill. It would be a static unchanging water bill. So please could you give us some answers to the above? Also I still would like to know if the errors which have been caused by One Utility have caused you any losses. This is an important question because if they have then this might give us a little opening to a possible line of action.
    • This is there because the original letter was sent to a firm of solicitors. You are not writing to them but to VCS directly so Simple Simon is the person you refer to  as Simon Renshaw-Smith owns both VCS and Excel Parking and often forgets which company is doing what.  so to write to VCS you say Dear Sirs, i am in receipt of your latest missive and from the moment I picked it up to the moment I put it down I was convulsed in laughter, someday I intend to read it but until the time hell freezes over simple Simon knows that the byelaws override any possible contractual offer and anyways a prohibition is not an offer of a parking contract. As he has had many a spanking in court simple Simon also knows that he wil be paying my full costs for unreasobale conduct and I may well sue you for breach of the GDPR as per VCS v Phillip, Liverpool CC dec 2016 and other cases.
    • We never said to cca moorcroft! their client
    • Hi again, I’m sorry if I’ve caused offence, I can assure you I take the forums and advice you all take time to give extremely seriously. Personally I find previous posts difficult to locate, i don’t know if I go about it the wrong way - and as I’ve said many times before I’m not the best with technology. So I apologise if asking for advice on something that maybe obvious to you, causes annoyance - it’s genuinely not a case of wanting to moan on the internet. Believe me, it took me almost an hour to type the original post as I struggle to type due to my health. I am always extremely grateful of your time when responding, the site has given me some invaluable advice in the past.  Thank you again for your help. H
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Hi Guys,

Its been a while since I was on here for one reason and another, but I have a few questions, a while back from 2000 to 2004 things got way out of control credit card debts etc.

I took loads of advice from this site and now Im just about getting things in order.

So I have lots of old debts pre 2004 I have been to court with a few and settled and paid up.

The question I have is I dont have a bank account or any cards and havent done since 2004, should I check my credit file and will it be clear of the past debts by now?

Also I just paid off the last installment from a court order should this also be removed?

Im also still getting the random letters for debts pre 2004

Thanks for your help with this

 

Dave


As a great man once said " All Men Can Fly But Some Only in One Direction"

 

Notts

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Yes certainly check CRA files for a free quick check try Noddle, but it is not always up to date. Equifax and Experian have 30 day free trials.

 

The entries on public records stay for 6 years from the date of judgement paid or not just the same as defaulted accounts which are removed on the 6th anniversary of the default date.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Hi

Thanks for the advice, I dont have a credit card how can I get my credit report without one?

 

Dave


As a great man once said " All Men Can Fly But Some Only in One Direction"

 

Notts

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You can get a £2 Postal Order and send it to Experian.

 

http://www.experian.co.uk/consumer/statutory-report.html


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

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A debit card registered to your current address will be ok.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Thanks

 

2 squid on its way

 

Dave


As a great man once said " All Men Can Fly But Some Only in One Direction"

 

Notts

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Please let us know the result!


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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