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DOSHLOANS / Wage Payment / Paydayoverdraft - MR HART -- YET AGAIN

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For those who don't know me I have had the lovely dealing with a company called Wage Payment and Payday Loans Ltd ran by a man (I wont use the word gentleman as he certainly isnt) claiming that I owed money, to the extent of him placing a claim against me, which he later retracted after proving to him that I did not owe a thing, did i get an apology from him? Nope I got a phone call from the police stating that I was harassing him and sending threatening emails??? (the post is here -- its lengthy: http://www.consumeractiongroup.co.uk/forum/showthread.php?297067-Company-says-that-I-owe-them-money-but-have-no-idea-who-they-are...-is-it-a-con&p=3322946&viewfull=1#post3322946)

 

Anyway, In the past 7 days I have received 2 emails from a company called DOSHLOANS.com whom are infact Wage Payment and Payday Loans LTD.

 

Now first email was received 13th November - there was an un-subscribe button on the email - so I clicked it and un-subscribed, but I also replied to the email CCing the alleged email address that I was supposed to have used to register with DOSHLOANS alex@paydayoverdraft.com (hmmmmmmm) stating sorry about the caps

REMOVE MY EMAIL ADDRESS FROM YOUR COMPANY IMMEDIATELY.

YOU WERE REQUESTED BEFORE WHEN YOU MADE FALSE CLAIMS AGAINST ME.

 

Though ok that's it I've had my say and requested to be removed.

 

Ohhh no, today I have received an email from toni@doshloans.com stating

Good morning!

 

 

Have you started your christmas shopping yet?

 

 

Need a little extra this month to tie you over?

 

 

As a previous client of ours we would like to re-invite you to open a new loan with us!

 

 

Apply Now!

 

 

https://www.doshloans.com/loan-login.html?return=aHR0cHM6Ly93d3cuZG9zaGxvYW5zLmNvbS9sb2FuLW15LWFjY291bnQuaHRtbA==

 

 

Please note that if you already have an open loan with us you are welcome to reapply as soon as your current loan is paid off and closed!

 

 

0207 - 205 - 4443

 

 

Thanks!

 

Kind regards

 

Toni

 

Lending manager

 

Ooopss I have copied the email on to a forum - something that Mr Hart does not like and will use against you, BUT the email states at the bottom in the disclaimer: This email and any files transmitted with it are confidential and solely for the use of the intended recipient.... well it was to my email address so I'm the intended recipient and there for its my use to do what i want with it -- if you are still reading this Mr Hart.

 

Ok so I've replied to this toni@doshloans.com as there is no un-subscribe button with the following. Taken a leaf from the guy who's charged companies for ringing him: Again excuse the caps

REMOVE MY EMAIL ADDRESS FROM YOUR SYSTEM IMMEDIATELY.

 

I HAVE NO DESIRE TO DEAL WITH YOUR COMPANY, ASSOCIATED COMPANIES, PERSONNEL OR MR A. HART AND HIS ASSOCIATES WHOM HAVE MADE FALSE ALLEGATIONS REGARDING MYSELF IN THE PAST.

 

THIS IS THE 2ND REQUEST TO REMOVE MY EMAIL ADDRESS FEOM THE SYSTEM WITHIN THE PAST 7 DAYS.

 

IF I RECEIVE FURTHER EMAILS FROM DOSHLOANS.COM OR ANY COMPANY ASSOCIATED TO AND INCLUDING HART INVESTMENTS, WAGE PAYMENT AND PAYDAY LOANS LTD, I WILL BE RECORDED THAT YOU AGREE TO A CHARGE OF £100 PER EMAIL TO BE PAYABLE TO MYSELF VIA CHEQUE TO THE DETAILS YOU HOLD ON ME. SHOULD PAYMENT NOT BE RECEIVED WITHIN 5 DAYS (INCLUDING WEEKENDS AND BANK HOLIDAYS) INTEREST WILL BE APPLIED AT A RATE OF 1.3% PER DAY AS PER YOUR OWN DAILY INTEREST RATE.

 

TO PREVENT CHARGES, PLEASE RESPOND WITH AN APOLOGY AND CONFIRMATION THAT MY DETAILS HAVE BEEN REMOVED.

PLEASE NOTE ANY COMMUNICATION RECIEVED AFTER YOUR APOLOGY & CONFIRMATION WILL BE LIABLE FOR THE CHARGES LISTED ABOVE.

 

E&OE

E&OE as my spelling is appalling and I typed in haste.. but there you go. £100 per email plus their rate of interest of 1.3% taken from Doshloans website its self.

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I suggest in the first instance you send a Formal complaint to their head / registered office. It needs to be done IN writing and sent by recorded/special delivery post.

 

If you don't receive a satisfactory response within say 2 weeks (14 calendar days), then you need to escalate your complaint to the Financial Ombudsman. From April 2014, the FCA (previously FSA) will be investigating Pay Day Loan companies further, so any complaints made now will not look good for the PDLs.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?399260-Feel-that-you-ve-been-treated-unfairly-by-your-Payday-loan-lender-COMPLAIN-TO-THE-FOS!!

 

If you go to the FOS website, you can download their complaint form.


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Confirmation recieved from DoshLoans today:

Good morning

Thank you for your patience.

Apologies.

Your details have now been removed.

Regards

 

Toni

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I'd still shop him to the OFT and the ICO.

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