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nuclearshark

Toothfairy Account no longer showing with CRA

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Email is as good as a letter.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Email is as good as a letter.
They haven't offered a settlement in email they just sent a text

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While I can see their logic as there will be a fair few out there that owe significant sums I would not trust any DCA as far as i could chuck them unless they had proved otherwise.


Any opinion I give is from personal experience .

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Update - following complaint to FOS have received the following letter from DHR Capital :

 

"I am writing to respond to your complaint. As you will have seen from correspondence sent to your Freddy Khalastchi & Martin John Atkins of Harris Lipman were appointed joint administrators of Web Loans Processing on 28/11/13. Web Loans Processing were the owners of the loan you took out with Toothfairy Finance. Web Loans Processing (in administration) has assigned absolutely to DHR Capital Limited (Consumer Credit Licence No. 0653537), all its rights, title, interest and benefits in certain debts owed to Web Loans Processing Limited (in adminitsration). On 13th January 2014 you were sent correspondence explaining that DHR Capital had written off all charges and reduced interest on all loans such that the outstanding balance on loans would be no more than 2.5 times the amount borrowed. I apologise if you have not received our correspondence. I can confirm that you took out a £400 loan with Toothfairy Finance. We have reduced the amount you owe from £2700 to £1000 Taking into account payments made you now owe £846.14. Please get in touch with our collection agents DMR Connect on 02034764029 to discuss payment options. Depending on the speed with which you can repay the loan, we may be able to consider your loan settled for as little as £446.14.

Edited by xxlozxx

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Theyre still pushing their luck and saying you owe them the unlawful charges


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Get that to the OFT, 2.5 x the original loan and interest is outrageous. The clue is the smallest amount mentioned in the last line, which is probably what you owe.

 

They really are taking the proverbial here.

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