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CCJ expired debt outstanding


Jaxson1
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Hi,

I was wondering if anyone knows about how CCJ's can be enforced.

 

 

.. over 7 years ago I had a break up with my partner and

 

 

it turned out he had incurred a debt of £6000 for a credit card in my name I didn't know about.

 

 

Back then I chose to bury my head in the sand & ignore it as I had no way of paying this.

I didn't acknowledge any debt or make contact with anyone,

however was issued a CCJ which has recently dropped off my credit file after 6 years.

 

 

This remained unsettled as although it was technically in my name,

I didn't use this money so thought I would ignore it and just let it drop off my credit file in due course.

 

Today I have received an attachment of earnings order asking me to either pay Mortimer Clarke Solicitors £6,407

or fill in the form and send it to the County Court for payment to be taken from my work,

it also said I could face 14 days in prison

(I have had one of these before the CCJ was issued and ignored it back then)

 

Are they able to do this once the CCJ has dropped off

(They keep sending post to my old address which I haven't lived at in 4years

so they clearly don't know if I'm receiving letters or know my work details etc)

 

 

I also wonder if the form is genuine or a scare tactic to get to me contact them

or whether the County Court will give me another CCJ for the old one not being paid.

I was told that after 6 years they can't chase for payment,

 

 

is this the case?

 

Back then I didn't care about my credit score but now I don't want it effecting.

 

Any help or guidance on this would be much appreciated...

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can you scan up what you have got please?

 

 

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

*********************************************************

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

*************************************************************

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

 

 

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice dd-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

 

 

 

we also need to know who the original claimant was pleae.

 

 

unless these people are the named claimant of the org CCJ

or

they've been baack to court to have the CCJ changed to their name

and

enforce it

then it could well be suspect.

 

 

it is VERY rare for a judge to allow a CCJ to be enforced after 6yrs

and not under the org claimant name.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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