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    • Different statements. One has “at 59 mph overtaking on the approach” and the other “it was overtaking on the approach and in ....... at 49 mph”. So not the same statement (same ethos, different sentence structure).   perhaps they chose that site for the officer because it is an accident hotspot, and they know people do dodgy overtakes (while speeding) there .....??  
    • Hi.   I've moved your thread to the Bailiffs forum. People should be along to advise later.   HB
    • So a little update;   Of the 6 letters I sent 3 were acknowledged. One accepting £1/month for now and two from the same creditor trading under different names asking for full I&E which I haven't done.   In a moment of madness I managed to depsoit 5k to a gambling site I didn't have due to paypal's crazy policy of allowing payments which are to be collected by direct debit after a couple of days to gambling sites! Mad they allow this but this will show as a negative paypal balance (in a different account to the original "debt"). The first paypal -£5k account has been closed and passed to a DCA now. I have ignored them.   My council has appeared to have stepped up their collection efforts for £2.5k in alleged housing benefit overpayment from 2015/16. I have acknowledged their letters over the past 3 years each time by email but they rarely respond to my pleas. I truly think if there was overpayment then it was for less than half the amount they claim. At the time I didn't think I was being overpaid because I wasn't really working but I had stopped claiming JSA/ESA (and told them as much) but earned a couple of hundred pounds a month from sporadic work.   Also what I thought was a dormant debt from 2016 to Halifax has been actually sold ( to caboot? I think. Hard to keep track of everyone)   I've been getting phone calls daily but ignoring them for the most part. I did request all communication in writing in my original letters.   I feel incapable of dealing with these creditors and whilst initially I was feeling that I would be happy to just ignore all the letters (arreas, defaults and the like) and phone calls for an indefinite amount of time and  hope to make it 6 years to statute barred-ness and accept or defend any CCJ attempts that did arrive. I figured that avoiding these creditors for 3 months so far is 5% of the way there to statute barred! But I figre for these fairly sizeable amounts they probably won't all let it go and I will get some CCJ docs (never had to deal with that) However now my mood and thinking has changed.    I am looking again at insolvency. I'm over the DRO limit now so its BR or nothing. I was wondering why you said to not consider this and it would be stupid @dx100uk? Although shirking my debts/responsibilities it does seem like an "easy" way out at the moment. It would be so nice to know that what's done is done and to be able to draw a line in the sand and start again in a year or so and not have to avoid creditors or worry about what's coming next...   It certainly would help the environment what with the amount of letters that are arriving already(!) considering the first payment I missed was october/november (excluding the old halifax and council debts). I am exordinately stressed about it now even though I thought I would be already . Any advice would be great if it was to get my head out of the sand and contact people/do the ignoring thing and seeing what happens/reasons  to do or not to do bankruptcy for these unsecured debts?   Thanks      
    • Hi everybody   Had a knock on my door and was confronted by either a Bailiff or enforcement agent (not sure about the specific job title). When I opened the door he stuck his foot in so I couldn't close the door. I was video taping him so I took a few steps backward (to get him in shot) and he just fully entered the property despite me saying that I was denying him entry and he refused to leave thereafter.   Turns out that he was there to collect a court issued fine. I think from a Magistrates Court. He worked for this outfit:   www.marstonholdings.co.uk   The reason for the fine was something to do with "driving without car insurance". Now I had a cheap car a few years ago but it broke down and would cost more to fix than it was actually worth. So I sold the car for scrap and cancelled the insurance. Turns out you have to inform the DVLA when you scrap a car and them that it is no longer on the road (I was unaware). So this was the circumstances of the visit.   My question is did he have the lawful right to enter the property? I always thought these people were like vampires i.e. they can only come in if you invite them in.   tia Bear  
    • oppss again then if its the same person.   knows the road well so should know what the speeds are and where they apply..      
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Hi,

 

I have had the displeasure of dealing with cash4phones,

i was provisionally offered £206 for my iPhone 4s 64GB which at the time was £50 above the majority of other phone companies.

 

I then sent my phone away and i was shocked to received any offer i believe was £72 at the time,

my phone had general wear and tear with a year old phone and was fully functionally with the the back casing slightly loose so i was expected a lower figure.

 

I then declined the offer and paid the return fee instantly.

 

This was then followed up with a email complaint about the ridiculous offer they made and

 

on the 24th October i received a response advising they had revised there offer and amended this to £150 & additional £8.95 refund of the return fee,

i accepted this offer and was informed on the 28th October i wound receive the full payment within 72 working hours and im still waiting for the payment.

 

I have contacted watchdog and have had no further response to a further 3 emails

i have sent on the same email chain and i am really considering going to small claims court about this matter.

 

Any help or suggestions would be greatly appreciated.

 

Regards

 

Martin

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moved you to the C4phones forum

 

lots of similar posts here to read.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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These sharks were on Watchdog about three weeks ago. Have a look on iplayer

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Hi,

This is happening too many times to be an administrative error. I would go as far as saying it is deliberate.

 

I suggest you send a recorded delivery letter to their head office:

 

C4P TRADING LIMITED

SUITE 21 5 SPRING STREET

PADDINGTON

LONDON

UNITED KINGDOM

W2 3AQ

 

This should be a Letter Before Action (LBA) demanding they remit the payment within, say, 7 days or court action will follow.

 

Do not send this letter unless you are prepared to follow up. Hopefully they will see the 'error of their ways' and pay before it gets to the court stage.


If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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We buy any car did/does the same thing.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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The cash4phone letter will just get ignored.

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The cash4phone letter will just get ignored.

 

 

Would they ignore court papers though. Any company with a reputation to uphold (however bad) should respond at the earliest opportunity.

 

Has this happened to you?


If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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I did notice they were on watchdog after i had sent my phone.

 

Is there anything i would need to include with the letter?

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Obviously your name and address and if you have a reference number supplied by them, that too.

 

Details of the phone and agreement reached should help


If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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I just wondered if there was anything in particular other than name and address etc?

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How about something like:-

 

Since sending my phone to you, you have delayed the payment to me. This letter before action gives you one opportunity to remit the payment within the next 7 days (or 14 depending on how you feel)

 

Should I receive no remittance nor a valid reason this payment has not been actioned, I will immediately begin court action against you with all the associated costs passed on to you with no further recourse to you.

 

That is just an outline of what I would do. You can do much better than that


If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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don`t forget to send the letter via signed for, that way you know they have received it.....good luck

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C4P Trading Limited

Suite 21

5 Spring Street

Paddington

London

W2 3RA

 

 

Reference: Breach of Contract - Order ID:

 

 

To Whom It May Concern,

 

I originally sent my iPhone 4s 64GB to (C4P TRADING LIMITED) trading as Cash4Phones after receiving a quotation on your website of around £206; this was then sent via royal mail recorded delivery on 19.10.13 under Barcode reference:

 

I then received a response via email from you on 23.10.13 with a revised offer of £72.10 due to the following reasons:

 

• Excessive wear & tear

• Cracked or damaged back Casing.

 

I then instantly rejected the offer and paid the £8.95 return fee on your website, as well as this I emailed yourselves complaining at the valuation as the phone I had sent was under a year old with no visible signs of excessive wear & tear.

 

After the rejection and subsequent email complaint, I then received a response for Yvonne in your customer service department on 24.10.13 who offered me the below details:

 

• Handset: £150

• Return fee refund: £8.95

 

I then accepted this offer on the same date 24.10.13 and she responded a few days later on the 28.10.13 advising that I would receive my full payment 72 working days later.

It is now the 29.11.13 and after sending several further emails with no response from

 

Below is the full breakdown of what I expect to reach my bank account within the next 7 days otherwise I will have no other option then to start legal proceedings against your company.

 

• £150 Handset fee

• £8.95 Return fee refunded

• £6.95 Royal Mail Special Delivery Refund (Sending my Phone)

• £6.22 * 2 - Royal Mail Special Delivery Guaranteed by 1pm (Sending this letter)

1 sent to the company address and 1 to the trading address.

• £29 Interest since 31.10.13 Charged at £1 per Day

 

Total: £207.34

 

 

Yours faithfully

 

 

Martin Carruthers

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I personally would have still refused the £150 and gone elsewhere.

 

Would be interested in their reply (if you get one..)

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Hi All,

 

Sent my letter advising of legal action within 7 days, the address of the head office rejected my signed for letter at the following address below:

 

C4P TRADING LIMITED

SUITE 21 5 SPRING STREET

PADDINGTON

LONDON

UNITED KINGDOM

W2 3AQ

 

The address i sent my phone to originally did accept, so here is hoping i get a satisfactory ending.

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I have now filed court proceedings against them on against cash4phones and not the limited company.

Edited by Choppa2k1980

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Hi

 

Just wondered if you got anywhere with the court proceedings?

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You wont get ANYWHERE with them. The company is gone and the directors have run off and made another company. And no, you cant issue a claim on that company as they arent cash4phones.

 

The only real way to do it is to find out the exact address of the director in the UK ( note: he doesnt have one, just a mail forwarding address) and serve the claim on him personally. So you see, any court action is pretty much pointless right now.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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You wont get ANYWHERE with them. The company is gone and the directors have run off and made another company. And no, you cant issue a claim on that company as they arent cash4phones.

 

The only real way to do it is to find out the exact address of the director in the UK ( note: he doesnt have one, just a mail forwarding address) and serve the claim on him personally. So you see, any court action is pretty much pointless right now.

 

Couldn't you use his Greek address?

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Couldn't you use his Greek address?

 

You could get his home address in the electrole list ?

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Couldn't you use his Greek address?

 

A claim has to be issued on an english or welsh address.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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You could get his home address in the electrole list ?

 

He lives abroad. He has no residence in the UK. He just uses a mail redirection service. Even the police and fraud office cant trace him.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi,

Had judgement served against cash4phones........but nothing. I guess the last resort is to pitch up at their offices.

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They dont have any offices. They just use a mail redirection centre. Thats why the police are having a very hard time tracking them down. You can issue claims all you want on the company, it wont mean a thing since the director has ran off with the money and goods.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thanks for that, so I guess that's it then, I've not only lost my money for my phone but also the money I spent in court?

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