O2 debt, Lowell/carter County Court Claim

[mrsmagoo]

My brother has been issued a claim form from Northampton County Court for an o2 contract that he had.

 

He got made redundant in 2011 and couldn't afford to pay it.

 

Shortly afterwards he had to move house and stupidly didnt update any details.

 

He has received this claim form dated 7th November.

 

Does this mean that he is going to get a CCJ now no matter what or will he be able to settle out of court?

 

I have no idea how these things work.

 

TIA

[dx100uk]

moved to the legal forum

 

plenty of like threads here already

 

look at those

 

whose taken him to court?

 

lowells/hamptons etc?

it wont be o2 that's for sure

can you type up the PoC exactly has it appears on the claim form please

dx

[mrsmagoo]

Sorry its Lowells

 

This claim is for £170.69 the amount due under an agreement between the original creditor and the defendant to provide finance and / or services / or goods.

 

The debt was assigned to/purchased by Lowell portfolio l ltd on 31/01/2012 and notice served pursuant to the law of property act 1925

 

Particulars

Re: O2 (UK) LTD

AC no 100xxxxx

 

And the claimant claims 170.69

 

The claimant also claims interest pursuant to S69 County Court Act 1984 from 31/01/2012 to date at 8% per annum amounting to £24.09

 

Its signed by Byan Carter

[dx100uk]

have a red of the other carter mobile debt claims here

just defend all and he'll soon probably drop the claim and run as he usually does.

 

tell us the story of the debt from 2011

 

phone failed

poor service

or just forgot to pay it>

 

was there any cancellation or dispute with o2

[mrsmagoo]

He just forgot to pay it, moved house didnt update details. He was out of contract when they cut him off. He'd had the contract for about 2 years all together. Got made redundant couldn't pay the bill and they cut him off. He moved house about a month later and just forgot about it. No dispute or cancellation with o2.

Thank for you help I have read other threads but I was a bit confused because all had different circumstances.

On what grounds could he defend all?

[2Grumpy]

If BC can find your address for a claim form then Lowell could have found his address and written to him before doing this.

 

Given the lack of other communication, maybe this will go away if it's responded to within the time allowed saying that it will be defended in full and then a defense entered. I think that no previous communications & abuse of process is a good start. They were probably hoping to get judgement by default

[AndyOrch]

One of many 1000s claims submitted at Northampton by Lowell on delinquent accounts bought for peanuts....lack of pre action protocol is a basis of defence as advised above.

[mrsmagoo]

Thank you