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kpops

Length Of Time Given To Do Charge Backs.

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Whats the average length off time the banks give you, to do a charge back.

 

Im guessing will all be different but i would just like to know some average lengths

 

So if you are with any banks and you know the length please share.

 

Ive heard anything from a few months for debit cards upto like a year for credit cards.

 

thanks.

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I believe it's 6 years by law. The companies can ask for a payment on a transaction for 6 years and I think it is the same back.

 

Think identity fraud here...


 

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Chargeback time limit information .....

 

Time limit There is a time limit on chargeback claims - typically 120 days - which starts from the day you become aware of a problem. There is also an overall cut off point of 540 days for Visa chargeback. Therefore, your deadline for requesting a chargeback is 120 days from discovering you have a problem, or 540 days from the transaction date, whichever comes first.

 

 

http://www.which.co.uk/consumer-rights/problem/how-do-i-use-chargeback/?gclid=CKmGhJq42LoCFVMRtAod_xAAyg


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the old moto fkofilee

 

if you don't know don't post!!

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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the old moto fkofilee

 

if you don't know don't post!!

 

dx

 

Ha :) Thanks

 

I think my logic was that for upto 6 years after a transaction is done they can request payment (IE buy a train ticket on in November 2012 & they can request payment at any point over the 6 years)


 

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yes but in many threads you do add unnecessary confusion.......

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Ha :) Thanks

 

I think my logic was that for upto 6 years after a transaction is done they can request payment (IE buy a train ticket on in November 2012 & they can request payment at any point over the 6 years)

 

Well you could be right too because i did get a charge back 6 years later thats the thing despite what i have read. It hasnt gone through though still fighting it.

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