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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Karalius
      ParkingEye/DCB(L) ANPR PCN no.1. 15/09/2020 - Letter of Claim now Claimform - - Hallsville Quarter, London Basement And Surface

      By Karalius · Posted

      Hello, Following the submission of my defense, last night I received an email from DCBL indicating that the claimant intends to proceed with the claim (I've attached a screenshot of the email for reference) along with the N180 directions questionnaire. I'm unsure how they obtained my email, but I suspect it was through the courts' form when I completed the Acknowledgment of Service. This email almost slipped my attention. I have also today received a letter from court to state they have received my defense.  It appears they are requesting an online telephone hearing with the court. Could you please advise me on the necessary steps I should take at this point? Thank you for your assistance. Letter-Email 25-04-24.pdf N180 - Directions questionnaire (Small Claims Track).pdf
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      HFC Marbles credit card SD - was dismissed as voluntary joint charge provided - now owed by Cabot - settled at home sale - was i overcharged?

      By tedney · Posted

      Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • AndyOrch
      MCOL help not being paid for job

      By AndyOrch · Posted

      Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
    • Lorenz
      MCOL help not being paid for job

      By Lorenz · Posted

      Sorry,  I'm not familiar with terminology.  Direction questionnaire is what I've seen online as next step. Witness statement: I haven't gone that far, that's why I put the question marks.
    • AndyOrch
      LC Asset/Link/Kearns Claim Form #2 - MBNA CC

      By AndyOrch · Posted

      2. Is correct disregard 1. You must attend ad per the order 

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

poss going to prison for benefit fraud? - ** RESOLVED WITH SUSPENDED SENTENCE **

Mummytotwox

By Mummytotwox
in Benefits and HMRC

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Mummytotwox

Mummytotwox

Posted
Posted

Please dont judge,

i honestly feel so sick, i cant sleep, and i cant eat. I need help asap.

 

I have a partner, who doesnt live with me, due to the fact hes getting help for anger problems, and tbh we cant afford to live together. He stays on his mates sofa 3-4times a week and then at mine the rest. Obv he leaves for work and comes home when hes staying here.

 

He pays £100 to my landlord for the extra hb doesnt cover, which helps alot else i would be in debt.

He doesnt pay any other bills,apart from halfs on sky internet, which he uses when he stays.

 

we have two children together, he has never "lived"with me, apart from when we lived at my mum n dads for a year, but he had his own room, and paid rent.

 

I have a feeling i know who has "grassed" on me, a women we had a kind of thing with a year ago. OH ended up cheating on me with her. I finished, He realised what he did, so stopped it with her and came back to me. She was jealous, and said some very hurtful things, and did hurtful things.

 

Anyway, heres the awkward bit. Were engaged. He proposed last year. weve set a date for July 13th, and have gave notice of the marriage. So i dont know if there going to believe were not living together, even though we have two children and are "getting married". Although the wedding is on hold until he sorts his anger out. He has until Jan.

 

I feel sick everyday, I have postnatal depression, which is all time high, So feel like breakingdown all the time.

 

Forgot to add, he did stay with me for a few weeks this year, As my depression got so bad that i couldnt even get out of bed. [my mum passed away two years ago].

 

WHAT evidence could they have on me? I know all his bills ect does get sent to the house.

 

what am i going to do? i cant live without my own money, i feel sick and worried

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honeybee13

honeybee13

Posted
Posted

Hello and welcome to CAG.

 

Please bear with us until people who know about this are able to get here. Weekends are always quiet and today's a bank holiday in England.

 

Have you seen your local CAB? They've helped people here and have contacts with local specialised lawyers.

 

I hope more of the guys will be along later.

 

My best, HB

Illegitimi non carborundum

 

 

 

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abc123def

abc123def

Posted
Posted

(((Mummy))) I don't judge. However in the eyes of the DWP you have been living as a couple even though he hasn't lived there full time. he has stayed there (they don't even need that to exist to prove you are a couple) has helped you financially and does contribute to bills and you are emotionally a couple. I think accepting that in the eyes of the DWp you are and have been a couple is an important realisation. But you can move on from here and you will get through this.

 

If at all possible you need a solicitor who specialises in benefit cases. If you can't afford one and are not eligible for legal aid then I would go to the Citizens Advice Bureau as soon as you can and gain their support and advice. Take someone with you to the IUC. Tell them you did not realise what you were doing was wrong.

 

You have two young children and that will go in your favour. A very close friend of mine was in a similar position to you (except her xh never stayed overnight with her and they weren't a couple at all however he paid one bill and came to the house to help with the children most days as she has severe psychosis) and the end result is she now has to pay back the money she claimed at an affordable rate. No court action despite the total being £34,000. So don't panic, but do get support.

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estellyn

estellyn

Posted
Posted

Not judging, I understand how difficult situations sometimes lead to less than acceptable solutions when desperate.

 

When you say 'gave notice of marriage' what do you mean?

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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estellyn

estellyn

Posted
Posted

The reason I ask is I had a client who had applied at the registry office for something to do with the inpending marriage, and this triggered an IUC for living together, because the address they used for the application was hers.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Mummytotwox

Mummytotwox

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even though we break up every two weeks? I really dont want to be seen as a proper "couple" as like i said we are more apart then together.

 

I hate the idea of losing my money and having to rely on him, as he cant even look after himself atm which is why hes on a mates sofa.

 

I rang the JCP up the other day to change appointment, and they have said ic an bring my toddler with me as i have no childcare. He seemed lovely on the phone, but now im worried. I have nothing to hide, other then the fact i do have a partner but he doesnt live with me. hes not on rent book ect. I dont want him to have to move in just because of this.

I pay all the other bills. this seems very unfair :(

 

and the give notice was at the council office to sign for the registar, he couldnt put his mates address down as he wouldnt be able to marry as hes not in the catchment area. x

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Mummytotwox

Mummytotwox

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well if/when we was married id of told them and stopped my benefits. I have a three year old with development delays, i cant afford to work atm which is another reason were not living together. So if i didnt mention to them he pays for sky, what would they say then?

 

im really worried and panicking :(

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MIKEY DABODEE

MIKEY DABODEE

Posted
Posted

Where does his mail go? Where is he registered for doctors and dentists?

Has he taken any loans out from your address?

Where is his car registered to for insurance? What address does he give for work?

All question they will ask and will know the answers to...

 

They would know he pays for sky they have access to your credit files...

 

Even though you are not living together as such, they will ask about the above.

Does he pay rent to his friend? Has he a rent agrrement?

If so this will help your case.

It must be hard for you at the moment :(, are you taking anyone with you to the interview?

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Mummytotwox

Mummytotwox

Posted
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his mail comes here, hes reg at drs to here but never goes, isnt reg to dentist.

 

 

i will admit... i have applied for loans/online shopping stuff in his name. when iw as really bad with pnd, i used his details and mine to try and open ones. even though he has no idea.

 

so im going to prison then, and my money going to be stopped is the answer.

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MIKEY DABODEE

MIKEY DABODEE

Posted
Posted

No no you are not going to prison. Far from it.

Does he know about the loans, you will have to tell him.

I honestly think you could do with speaking to CAB or Welfare Rights, they can help you

I think on what you have said they may well do a living together on your claim after the interview.

It would be up to a decision maker to decide what will happen with your claim.

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Mummytotwox

Mummytotwox

Posted
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he doesnt know about the loans, im embarssed to tell him.

 

Someone came out two years ago, and i told them then that he comes and stays, but doesnt live here. they were happy with this. I told the man on the phone about this and he said that this is the same sort of thing, and that he just wants to ask some questions, and the only reason its there is because of recorded.

 

im so stressed i could cry. i havent even been able to tell my dad because im so ashamed.

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Mummytotwox

Mummytotwox

Posted
  • Author
Posted
Where does his mail go? Where is he registered for doctors and dentists?

Has he taken any loans out from your address?

Where is his car registered to for insurance? What address does he give for work?

All question they will ask and will know the answers to...

 

They would know he pays for sky they have access to your credit files...

 

Even though you are not living together as such, they will ask about the above.

Does he pay rent to his friend? Has he a rent agrrement?

If so this will help your case.

It must be hard for you at the moment :(, are you taking anyone with you to the interview?

 

 

i have noone to take with me, i have to get there on the bus, and i have to take my two year old son with me.

he pays rent but no writen agreement x

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MIKEY DABODEE

MIKEY DABODEE

Posted
Posted

I think I would ring and get the interview delayed and try to seek some help..

CAB or similar

Please stop worrying you will be ok, all you can do is be honest with them.

They are ok they are just doing their job

I think you are going to have to tell him about the loans

And you need to tell your dad.

Get his friend to write a statement about him staying there

Is he seeking help for his temper?

If so can you get something to support this, you can explain this is why he doesnt live with you full time yet

and he wont until he gets himself sorted

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MIKEY DABODEE

MIKEY DABODEE

Posted
Posted

When is the interview?

CAB can off er advice and may be able to recommend a solicitor, you may be entitled to legal aid

Also

You can also get help over the phone. Community Legal Advice is a free and confidential advice service paid for by legal aid. If you live on a low income or benefits they can give you free advice and help you to prepare for your interview over the telephone. You can contact them on 0845 345 4 345.

maybe ring these tomorrow, you are on I.S its a means tested benefit

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estellyn

estellyn

Posted
Posted
and the give notice was at the council office to sign for the registar, he couldnt put his mates address down as he wouldnt be able to marry as hes not in the catchment area. x

 

This is what has triggered the investigation.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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charliesgranny

charliesgranny

Posted
Posted

If you need a solicitor for an IUC and your only income is benefits you do not pay for the solicitor so I would advise you to get one. My son had an IUC a few months ago for different reasons to yourself he had to pay as he works but he was told by two solicitors that we contacted that anyone who has no other income definatley does not pay for the solicitors time.

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