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hholms
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Hi my hubby has a pay day loans which he has never paid back due to lack of money he did make one phone call to offer something like £15 a month this was early last year it all went quiet until few month ago where he chose to ignore court letters- My question is today a man knock door but I did not answer and he hand delivered Order for Production of statement of means I understand this would be for a attachments of earnings? Can they get attachment of earnings and what weould happen if hubby chose to agnore this too he seems to think they can't do anything as its a unsecured loans

Tia

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Your husband is wrong. If he was right, then either every single unsecured loan would go unpaid and a major change in law would happen, or there would be no such thing as an unsecured loan, as every creditor would make it secured.

 

 

It seems that he has had a CCJ placed against him. It's in the hands of the court. The AOE sadly, the creditor is within their rights to apply for. Should he keep ignoring now he has a judgement against him, then they could get bailiffs involved.

 

How much was this loan originally? What amount is stated on the court papers? Check trustonline and see if a judgement was actually entered.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I just checked and yes they have defently put a ccj against his name didn't see ccj papers or not what we can remember

Report say £489 the statement of means says £589

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What was the actual amount on the court order after the CCJ was gained? THAT is the amount you pay. Not what safeloans or a dca is trying to get off you.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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