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Jaynekul v HSBC


Jaynekul
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Sent my LBA yest on 2 accounts. Had standard acknowledgment letter to the initial request saying looking into it etc. Now diaried for my MCOL!

Question is. Have opened new accounts online with Natwest but can only get step account & Barclays will only offer cash account. Neither of these have a switch card or cheque book. The Nat West has a solo card. I will probably be able to upgrade them though if I keep my nose clean which should be fairly easy if I get my £8500 back from the local bank via India. Ive noticed that several people have opened accounts with the Cooperative. Have those accounts been 1 without a switch card & cheque book also? If not it might be worth my applying to them

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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The Co-op account also has no cheque book, just a debit card like NatWest

HSBC

7th October 2006 - Prelim for £3078

24th October - LBA

7th November - Claim filed

11th November - Acknowledged with intent to defend

11th December - Defence filed

16th December 2006 - Offered full amount but no default removal. Rejection letter sent.

 

Halifax

7th October 2006 - Prelim for £3427

24th October - LBA

3rd November - Offered £913

3rd November - Accepted as partial payment

7th November - Claim issued

21st November - Acknowledged with intent to defend

11th December - Offered full amount but no late payment removal

4th January - SETTLED + removed adverse credit info

 

A & L

19th October - Prelim for £540

26th October - Offered £358

2nd November - Accepted as partial payment and LBA

27th November - SETTLED + removed adverse credit info

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Thanks for that

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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I have today recd 2 letters from the HSBC. both addressed from the Sheffield branch but the envelope was franked Cardiff. The 1st says looking into the matters raised gives our ref......... the letter ends if you need to contact us please quote your ref which is ............ and gives a completely different ref!! Yet another example of their ineptitude.

The 2nd letter is the standard denial with yes you guessed it another totally different ref!

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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Hi Jayneukl!

 

I just noticed that our timescales have been exactly the same with HSBC but we didn't receive any acknowledgement whatsoever from our request - no denial, no anything.

 

Also wanted to ask is your account in Cardiff? Ours is but I wrote to the head office in London.

 

Does anyone know if this is usual too? I know that they received the first letter and the second one was received today

 

Sorry for all the questions, just wondering about it all really and hoping ours hasn't been filed in the round filing bin up in HSBC somewhere

 

Good luck with it all though too!!!

 

Tigerpants

Preliminary letter sent to HSBC - 10 October 2006

received by them 12 October 2006

NO RESPONSE

Letter before action sent to HSBC - 24 October 2006

received by them 26 October 2006

Lets wait and see.......................

HSBC settled 90% claim - 16 November 2006

VERY HAPPY WITH THAT THANK YOU!! :D

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No tigerpants my account is not in Cardiff its my local branch. I just sent the letters to David Lewis in London. The replies had Sheffield on the letterhead but the envelopes had the Cardiff address on the back. Im sure its usual not to get any response as I have nly had a reply to 1 of the accounts I am claiming for yet both letters were sent in the same envelope. On a count down now to issue day

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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  • 1 month later...

i take it this is your real thread - you're everywhere!

have you seen this:HSBC Have filed a defence to my Claim and this:

lisah1 vbmenu_register("postmenu_412730", true);

Basic Account Customer

 

Join Date: Sep 2006

Posts: 4

reputation_pos.gif

 

 

icon1.gif Re: jono3000 v HSBC

I received offer in full settlement today from DG. I'm over the moon. Anyone know how long they take to pay up? i need to start xmas shopping (after donating to CAG) that is!

Thanks everyone. jono300 and jaynekul hopefully your letters are being put through your letterbox as we speak.

OK, who's next on the list...............

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Woo hoo! Who was the 3rd?

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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Yes I have had an offer but it was £1600 short. Rejection on the fax as I type

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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Thank you! Whats the daily interest for?

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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Thanks Claire. The interest is the daily rate charged from the date of service on the charges as claimed

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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Oooo!! So from the day MCOL was served?

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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Yep. It all counts

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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