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    • You mention covid holiday in your title.. did you have one and missed or deferred payments?   tell us the story please though a mortgage company rarely refuses for one default.there must be another reason   DX
    • Vodafone have a reputation for doing this although it hasn't happened for a while. There an appalling company and I think they are the most complained about company and have been find quite a lot of money in the past by the so-called regulator. Frankly I thought that they had started to sort themselves out. Sent them an SAR. They may try to impose some kind of obstacle such as a special former something or other to fill in. This is unlawful as long as they have no reason to be dissatisfied with your identity details. Separately – because they are capable of understanding to issues in the same letter – separately send them a letter of complaint and ask them what's going on. You might also want to try and deal with this on the telephone – but if you do then read our customer services guide first and implement the advice there because anything that is said on the telephone could be of use. However, don't expect this to go away quickly. They are incompetent and once they make a mistake they tend to dig themselves in rather than dig themselves out. Sent they SAR – and separately the letter of complaint.
    • Nobody here can say for sure whether you should challenge this penalty or just pay it because nobody knows if a court would consider your reason(s) for not wearing a mask a reasonable excuse or not.   But... my view would be that if you can get a letter from your doctor saying that because of your medical conditions (acne and anxiety) that wearing a mask causes you such distress (and/or discomfort and/or pain) that you have a medically based reasonable excuse for not wearing a mask, then that should do it for you - in my view.   You can then use that letter to challenge the police as to the validity of the fixed penalty, and if they don't back down you can let it go to court - if you want to do that.  I would expect the court to accept your doctor's letter at face value and quash the penalty - but nothing is certain!   Have you given your doctor/your practice notice of what you want and why you need it?  Have you explained that you have already received a fixed penalty for not wearing a mask, that you want to challenge it and that you need a letter explaining your reasonable excuse for not wearing a mask so that this does not happen again?  At my GP surgery I could either have phoned them up to explain all this in advance, or emailed them explaining it.  It might not be a good idea just to turn up for an appointment without letting the GP know in advance why you are there.   If your GP won't give you a "reasonable excuse" letter - and they may refuse to do so - then you need to think again.   First thing to consider if they don't is that you need to decide if you really have a reasonable excuse or not.  If you still think you do, then you need to decide if you want to challenge the penalty further or if you just want to pay it.  But if you do that, what happens next time* you are caught without a mask?  If you don't think you have a reasonable excuse, then you'd better start wearing a mask.   *If you can't get a GP's letter I have a few other thoughts but will have to post those later - I'm just going out.
    • It will be very helpful if you could space your posts a bit more. Well space makes it much easier for people to engage with – especially when they are looking at it on a small screen. I'm not sure how long ago was that curries could ever have been considered an excellent retailer. They've always been curmudgeonly about their customer support. All I can say is that there were times when they were maybe a better retailer because at the moment things are very bad with them. If you used have an account here then maybe we can merge them if you still have access to the old email address that you used. We weren't around in the eighties. We started in 2006. I don't see why you think that your previous history with curries should influence their standard of customer-dealing with you. Big Fail. Also, yes – failure to use a credit card – Big Fail.   I've had a look at your letter of claim. I can't believe that this is the standard of stuff provided by Which magazine. It really is verbose and goes into all sorts of irrelevant details – and in case you haven't understood it yet, Currys don't care about the problems they have caused you, whether or not their behaviour is unacceptable, your level of exasperation – you attempt to be reasonable to them by proposing some kind of negotiation (what on earth is there to negotiate here? You paid 100% of the money and you want 100% of what you paid for. Is there a problem with that?) Have you sent this letter of claim yet? You better let us see your proposed particulars of claim before you click them off. I have no idea why you went to Which – when you know that we exist and you've been here before.     Also, I have just noticed that you have given them 28 days to respond. Bless!
    • Yep, should have made sure all were defaulted, sucked up the bad credit for 6 years (which I had anyway) .
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

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I want tips for getting jobs, rather than just not being sanctioned.

 

Th WP Advisors are not much help, more of a hindrance.

 

Mistake: this should have gone in the Employment Forum. Bad night's sleep problems.

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Lol... Well try a lot of recruitment agencies, but be wise.

 

Reed (Online)

Totaljobs

Monster

 

Youll get contacted in no time.

 

We could do with some help from you.

 

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Moved to employment forum.

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

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2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

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5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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hello! Are you asking a question or having a moan? Happy to give advice if you have specific questions :)

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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hello! Are you asking a question or having a moan? Happy to give advice if you have specific questions :)

 

Looking for helpful anecdotes. Real life experiences. Successes mostly,, but also what not to do.

 

Not at specific questions stage.

 

Things that have worked.

 

Plan of Action

 

(1) Modernise my CV. Mine was old fashioned and very poor in today's climate. They have changed from four years ago. Much more sophisticated nowadays. (I thought I knew what I was doing, but apparently not.)

 

(2) Sign-up with the Recruitment Agencies.

 

(3) Get third party tips. I chose the Careers Agency which were helpful.

 

(4) Try to deal with the skills gap. (Again, I am not up to date)

 

Older worker. I am 61, which may or not have particular problems?

Edited by Perseus1
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Linked in - half my job leads come from linked in, get a proper spiffy profile up there!

 

Wether age is a problem depends on the field.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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Much as it was against my inclination to do a TRAWL for lots of posts, it proved to be useful in finding what was out there in the jobs market.Starting post.

 

My natural inclination was to ANGLE for a particular post. Not out of the question.

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Much as it was against my inclination to do a TRAWL for lots of posts, it proved to be useful in finding what was out there in the jobs market.Starting post.

 

My natural inclination was to ANGLE for a particular post. Not out of the question.

 

I don't do riddles. If you are a fisherman please just say so.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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I found the National careers service to be helpful. The online assessments surprised me, I did better in somethings than I thought I not as well in others. I have also spoken to them.

 

I have to admit that the careers advisors at the job centre was not a great deal of use and my work Program woman while very nice doesn't really know what to do. I do have particular barriers to employment especially the type of work i would like to do but they can I hope be overcome

Any opinion I give is from personal experience .

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I don't do riddles. If you are a fisherman please just say so.

 

Metaphorical. I live by the seaside.

 

The trawl (applying and searching for lots of jobs) for lots of jobs catches jobs that are not any good. They have to be thrown back. But I see the shortfall in my qualifications rather than skills. This means lots of rejections which is disheartening, but it may turn up something worthwhile.

 

I think in metaphors. That's the way I am. Angling will be choosing the right bait and tailoring your CV for a particular job in mind. There is much more work involved.

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Or you could just tell us what your trade or profession is so we can suggest other approaches or contacts. If you want to play guessing games, go ahead, but it'll make it impossible to help you.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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Metaphorical. I live by the seaside.

 

The trawl (applying and searching for lots of jobs) for lots of jobs catches jobs that are not any good. They have to be thrown back. But I see the shortfall in my qualifications rather than skills. This means lots of rejections which is disheartening, but it may turn up something worthwhile.

 

I think in metaphors. That's the way I am. Angling will be choosing the right bait and tailoring your CV for a particular job in mind. There is much more work involved.

 

I like this metaphor :) i would talk it clicks and colours if it were my choice lol.

 

You could be a Creative Writer?

or perhaps try applying to B&Q where they have age equality.

 

I am looking myself for something I can do.

 

Best of Luck

Clear33

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I like this metaphor :) i would talk it clicks and colours if it were my choice lol.

 

You could be a Creative Writer?

or perhaps try applying to B&Q where they have age equality.

 

I am looking myself for something I can do.

 

Best of Luck

Clear33

 

I am a technical/creative writer and editor. Not enough dosh. Never was really.

 

So I am looking for office/administration/advisor/information dissemination jobs that involve communicating with the public.

 

My specialist subject is environmental/wildlife/ecology but I have experience and not qualifications. My main craft is as a writer. I do talks, presentations, book consultancy in the past, but an injury/illness and redundancy knocked my sails down for a few years and I lost touch.

 

My skills need updating in this fast moving world.

 

I am having a look at NVQ 3 or 4 in Advice or Guidance. But it is over 40 years since I went to college. Very unsure, if it is worth doing the course. The local college have discontinued the course but it is still available at Open University at a cost of over £1000. Jobs ask for this qualification, but not that many.

 

I am averse to sales jobs. It is opposite to my temperament. I need £300 a week gross plus travel costs. However, if I really like the job I could make do with less.

 

Writing is a bit lonely and I fancy working as part of a team.

Edited by Perseus1
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At 61, no one really gives a stuff if you have qualifications; it's all about experience. What I am struggling with though is your target job - comms vs advice vs admin - it's all over the shop.

 

What do you *really* want to do, and have experience of? An agency will stick you right into a pigeonhole, they will NOT see you as a versatile multi skilled person - you will need to chose, it's how they work.

 

There are probably many more jobs for internal comms people than external, have you considered this? Do you have a portfolio of comms campaigns you have worked on and the results? If you are up for interim work which will pay much better I'd also have a look at topconsultant.com

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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At 61, no one really gives a stuff if you have qualifications; it's all about experience. What I am struggling with though is your target job - comms vs advice vs admin - it's all over the shop.

 

What do you *really* want to do, and have experience of? An agency will stick you right into a pigeonhole, they will NOT see you as a versatile multi skilled person - you will need to chose, it's how they work.

 

There are probably many more jobs for internal comms people than external, have you considered this? Do you have a portfolio of comms campaigns you have worked on and the results? If you are up for interim work which will pay much better I'd also have a look at topconsultant.com

 

Thanks for the advice. I agree with your diagnosis. I did not know how Recruitment Agencies work. I call the work projects. Thinking ...

Edited by Perseus1
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Agencies are ONLY concerned with filling vacancies they have *right now* and working for the person they get paid by (not you) - many people misunderstand this and get frustrated.

 

So, you have to make it easy to place you. Look at what they advertise for closely over say a week, and decide if you are happy being pushed into the shape of the hole you'd need to fit in.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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Hi, long time lurker, first time poster etc..

 

Anyway tips on getting a job.

 

LinkedIn is a good way of starting - try to link up with as many old colleagues as possible as that network is useful for names of secondary and tertiary connections. Also you can search for companies that do what you want to do. Get a list of them and spend time checking their websites - many companies do recruitment directly.

 

Try the various recruitment sites - Monster , TotalJobs etc...- any that specialize in your area (there probably is one, or something closely related)

 

Talk to any friends about jobs- so much is done via social media that a chance conversation can lead to an opportunity.

 

CV : urgh - I've done one recently for the first time in 15 years and it was hell - but get anyone who has moved jobs/ got a job recently to look it over. If you can, do several for various areas of interest and tailored for those areas, my ex-boss has 4 for different particular job roles.

 

I've been lucky as I've been in employment and am in the process of changing job - but its been a fairly rocky last 3 years , so sympathize with anyone looking - last month my ex-boss of 14 years was made redundant (and his boss, the month before) so the feeling of needing to move was rather high.

 

Talking and networking helped me as an ex-colleague works at my new place and put in a good word (I'd forgotten, but once I realized, I got in touch) - which do I think made a difference in getting an interview.

 

Best of luck - if I think of anything more I'll add it to this thread.

 

 

Anyway, good luck I'm sure many others will add many more useful tips that will help .

 

Edit : Er sorry, not sure what happened there, missed the last bit off...

Edited by UriGagarin
missed the last bit somehow
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Common Careers for Personality Types

 

 

Research has shown that many of the different Personality Types tend to have distinct preferences in their choice of careers. We have incorporated observations of each type's character traits which affect career choice along with some suggestions for possible directions. We have also included lists of actual careers which the various types have chosen in their lives.

 

This material is provided for your reference, and is intended to be an informational guide. It does not comprise a complete analysis of ideal careers for individuals, and does not guarantee success or failure at any occupation. As we know, individuals vary greatly. However, we certainly encourage personal self-knowledge and research in your quest to live up to your fullest, and for this reason we provide you with this information. For a complete and personal evaluation of career possibilities, you should speak with a career guidance counsellor.

 

http://www.personalitypage.com/careers.html

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I found this personality typing useful for inter personal relations. It may not be to you taste.

 

It is not mainstream. (hearsay from a psychologist in occupational guidance, and from a human resources person).

 

It tests aptitudes, not skills. The tests cannot be relied upon.

 

The Myers-Briggs Type Indicator (MBTI) assessment is a psychometric questionnaire designed to measure psychological preferences in how people perceive the world and make decisions.

 

The statistical validity of the MBTI as a psychometric instrument has been the subject of criticism.

 

"It is unethical and in many cases illegal to require job applicants to take the Indicator if the results will be used to screen out applicants."

 

http://en.wikipedia.org/wiki/MBTI

 

Recommended Test: Paragon Learning Style Inventory (PLSI)

http://www.calstatela.edu/faculty/jshindl/plsi/

Edited by Perseus1
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Hello Perseus.

 

I've merged your threads on this forum because I think they're about the same topic. It makes it easier for the advisers. :)

 

HB

 

I don't mind.

 

But I did envisage two separate subjects. Quite different. The first thread was strictly practical down to earth practical ways of getting a job.

 

The personality typing was thought of as abstract theoretical reasons why job failure or dissatisfaction occurs, e.g. you have fallen into or chosen a job with demands are quite different from the way you would naturally relate to the world and other people.

 

I have been to interviews (e.g. Social Services) where the questions were unusual and abstract and seemed to asking questions to make up a psychological profile.

 

I don't see any long term or even medium term value in faking your own personality just fit the patterns required for a post.

Edited by Perseus1
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how long ago were the abstract interviews? That technique is dated and seldom used now - as it isn't a great indicator of future performance, just of role motivation, and there are better ways of predicting that too

 

Also you can't fake modern tests - most have an in built validity measure and on reading them I can see how consistent people were and how much they wanted to please the test administrator vs being honest

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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how long ago were the abstract interviews? That technique is dated and seldom used now - as it isn't a great indicator of future performance, just of role motivation, and there are better ways of predicting that too

 

Also you can't fake modern tests - most have an in built validity measure and on reading them I can see how consistent people were and how much they wanted to please the test administrator vs being honest

 

What are the modern tests called please?

 

I have not completed any MBTI tests in a formal setting or used them in career choices. I only considered they measured aptitudes.

 

I used Keirsey "Please Understand Me II" to resolve inter-personal problems.

Edited by ims21
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