Marlin asking for repayment 9 years later.

[kopw123]

I wonder if anyone can give me some advice.

 

In 2000, I took out a £3000 loan with Northern Rock.

 

After a short while, my job fell through and I fell behind with my payments.

 

Northern Rock employed a DCA to collect my payments, which I made every month until 2004 when

 

I received a letter from the DCA telling me to stop making future payments.

 

I can remember phoning Northern Rock to ask what was going on, to be told by the operator that my account had been closed.

 

I heard nothing more from them until 28th October 2013,

when Northern Nock informed me by letter that my debt had been sold to Marlin.

 

Today, 30th October 2013, I received a letter from Marlin asking for repayment of an outstanding amount of £2238.

 

I honestly thought I had fully repaid this loan years ago only to be contacted over 9 years after being told the account had been closed.

 

Can anyone advise me please?

[Hobbie]

9 Years later and then ask for a payment? surely it is SB by now if no payments was made?

[maroondevo52]

Hello and Welcome kopw123,

 

I have started a new thread for you in the appropriate Forum, as Hobbie has said this debt will be Statute Barred.

 

Regards,

 

Scott.

[dx100uk]

send them the statute barred letter from the green library tab top left.

 

dx