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Hi I have been a member of Consumer Actio Group for gosh many years now.


Over the years I have backed many campaigns.

I have also sought advice from many other caggers.


There have been many times that I have been down at the bottom when I have had banks chasing me for money.


DCA's on my back,

my mortgage company not listening and oh god much much more.


The amount of support and advice I have had has been without conditions and much needed.


I have also picked up so much knowledge along the way to.


Just this week I have used some of the templates to get a D.C.A off my back and the case referred back to my car insurance company.


Following a letterto the CEO of the way they behaved I got a refund of £272 plus an apology and £50.


I am seriously ill and have battled with a heart condition, diabetes, diabetic retinopathy when I lost my sight and borderline ovarian cancer.


The biggest challenge I had was taking the DWP on as I was refused DLA.

I had 2 tribunals and was humiliated by the Dr on both occasions.


So many of the other caggers gave me advise to keep fighting and many just offered good luck.

I did get DLA eventually and my MP helped me make a complaint to the DWP about there actions.

It is now being summed up by the Parliamentry Ombudsman as mismanagement of my claim.

They are to rule in the next few weeks.


I am in the processes of sorting the Lloyds out over charges

and because I have an idea how to go about it I am up there sorting it out for him.

I have again gone to the CEO to get his take on his awful bank.


I couldn't have done any of that without the knowledge you gave me.


Thanks also to Sticky who has helped me many times with advice especially in the early days of claiming bank charges back.


Also to Bank Fodder who again has offered advice in the early days.

If I am ever fit enough to return to work I would like to train as an advocate or something on those lines.


Sorry in advance if this seems very cheesy but after the week I have had the news I got a refund from 1st Central Insurance has made me think.


Thanks everyone.

Edited by laineynic
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Thanks aren't necessary, but the words you say will bring hope and joy to all who follow you.



Thank you and good luck with Lloyds.

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Thanks very much. Don't worry about cheesey. Most of us are partial to a bit of cheese now and then.

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  • 1 month later...
This is why I just signed up, looks like a muich needed place of real knowledge.


Ah, but those that join on Christmas Eve have to bring mince pies and sherry :)


You are very welcome to join the fold Macey.

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