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    • Re a possible s75 claim - is your Amex card a credit card?  I ask because it certainly used* to be the case that some American Express cards, although commonly described as credit cards, were actually charge cards (where you had to pay the whole of the outstanding balance at the end of the month) and were not credit cards - and therefore not eligible for s75 claims.   *  I suspect that these days all AmEx are credit cards, but you might want to check to be sure.  If it isn't a credit card you might want to consider what you use it for.
    • In reply to your earlier message, the payments were made regularly to the S/C and A/C that I provided.  The payment was always made to this account for the card using the PAN number, however the error payment was made without any reference to the same. Lloyds bank changed the reference number from the PAN of the card to 2686XXXX not sure who changed it to this if it was Lloyds or Lowell or when it was changed.  Then subsequently Lowell changed the A/C number again to their one that they quoted on the POC.    All I can ascertain is that the payment was made from Santander to the A/C above in error but after Lloyds had sold the Debt and Assigned it elsewhere. However, according to Santander the payment was made with no REF number sent with the payment.   I also received the order from the court yesterday which I have attached. There are several items that the court is asking to have for the hearing but haven’t had anything from the Claimant.   What is the best next course of action as the court is asking that we attempt to resolve this before the hearing?   Court Order.pdf
    • Car value apparently £2200. ( post #3 )   Car hire possibly £3000.   Wonder why the third party Insurers Admiral are refusing liability to pay !   Not sure ths is really about who is at fault for the accident, but is more to do with AX and their expensive courtesy car.   Pretty sure this claim would have been settled by Admiral, had the Sister dealt with this claim not using AX.   Think that a complaint to AX should be made, but possibly after sending them an SAR to request all information including any phone call recording where any courtesy car was discussed.    
    • Hi again, just a quick update.   The collection has been arranged for tomorrow, 6th March, the refund will apparently be processed after collection is done and should be completed within 5 working days.   Will let you know when it's completed...    
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Lewis debt recovery chasing a parking 'fine' from university


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Good afternoon.

Received letter from Lewis Debt Recovery on Friday 26/10/2013 demanding 46.73 to be paid by 30/10/2013.

 

They give my University Reference number and then info that notice was issued on behalf of my University in Scotland.

 

As far as I remember this is a notice issued by University for using their parking for one hour

(similar to a parking fine) but this detail is not mentioned in the Lewis Debt Recovery Final Demand.

 

Please let me know how should I proceed with this Final Demand.

Should I pay this since it is originally from University?

 

Best regards,

Kros

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hi and welcome

 

its not a parking fine

 

its a speculative invoice.

 

and as you are in Scotland where they are not allowed to issue 'speculative invoices' as such

 

you can totally disregard the powerless dca.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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it will be

 

they soon willy wave if its not

 

its against rules & regs to just randomly send 'a' letter about 'a' debt

 

without giving the complete details.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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contacting them at all will only encourage them to think you are going to be tricked into paying up so best ignore them. If your university wants to try it on then they will tell you so themselves but they dont have any grounds for demanding money either.

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Did you give the university permission to pass your details onto third parties?

 

That's a good question and perhaps you might be as well to contact the DVLA to see whether or not there was a request for the registered keeper data relating to this alleged contravention (get all your ducks lined up first eh?)

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  • 7 months later...

Hi,

I didn`t give any permission for anyone to pass my details to Lewis.

 

As suggested in this thread I didn’t want to encourage any conversation with them so I decided to ignore them.

 

They gave up till this point.

 

University made the point and I stopped parking there. Win-win situation.

 

Thanks and best regards,

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Hi,

I didn`t give any permission for anyone to pass my details to Lewis.

 

As suggested in this thread I didn’t want to encourage any conversation with them so I decided to ignore them.

 

They gave up till this point.

 

University made the point and I stopped parking there. Win-win situation.

 

Thanks and best regards,

 

Thanks for updating...

 

Could you clarify what point the university made?

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Thanks for updating...

 

Could you clarify what point the university made?

 

Sorry for not being clear. It is just the general point they made, that students shouldn`t be parking at the university parking without valid permit.

 

If student will decide to leave car over there, it is nothing they can really do about this, however it is not nice to do so.

As long as everybody is trying to be a good person, everything is ok.

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