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    • Hi MIE   I have prepared for the fact that I might not win, although I would very much like to but has been factored into my plans to deal with my current debt and helping to reduce it.    In in regards to documentation....I have been asking for specific information, which they have refused to provide me with since 2013 and not just since I received the claim.    I’ve not received any documents or a response to my SAR.    Particulars of claim in #5.    Defence below (I know it’s not the best, but it’s all I could come up with).   DEFENCE   1. The Defendant received the claim xxxxxxxx from the Northampton County Court Business Centre on 10/08/2019.   2. Each and every allegation in the Claimants statement of case is denied unless specifically admitted in this Defence.   3. This claim relates to an alleged salary overpayment.   4. It is admitted that the Defendant was employed by the Claimant from 02/02/2009 until 31/08/2011.   5. It is admitted that the Defendant has made a payment of £465 to the Claimant.   6. It is denied that the Defendant owes this whole amount as the Claimant has not provided the information and documents requested.   8. The Defendant is unable identify through financial records that amounts were received as alleged.   9. The Claimant has failed to provide bank account details of where payments were made despite being requested to provide this information.   7. The Claimants particulars of the claim fails to give adequate information to enable me to properly assess my position with regards the claim.   8. The Defendant contends that the Claimant is a public body that is requesting interest on a debt that is alleged to have been incurred as a result of a salary overpayment and not a credit agreement.   9. The Defendant contends that the Claimant is requesting interest from a date that is Statute Barred.   10. On the 12/08/2019 the Defendant sent a request for inspection of documents mentioned in the claimant’s statement of case under Civil Procedure Rule 31.14 to Claimant’s Solicitor].   11. Claimant’s Solicitor has not sent any of these documents to the Defendant.   12. The Defendant has asked the Claimant Solicitor if we may agree to extend the time period allowed for filing of the defence pending receipt of documents (as allowed under CPR 15.5), but no response has been received.   13. Under Civil Procedure Rule 16.5 (4) Where the claim includes a money claim, a defendant shall be taken to require that any allegation relating to the amount of money claimed be proved unless he expressly admits the allegation. Therefore, it is expected that the Claimant be required to prove the allegation that the money is owed as claimed.   14. The Defendant respectfully requests the court orders the Claimants to provide the necessary documentation in order for The Defendant to fully plead her case else the Claim should stand struck out.   15. In the event that the relevant documents are received from the Claimant, the Defendant will then be in a position to amend her defence, and would ask that the Claimants bear the costs of the amendment.   16. It is denied that the Claimant is entitled to the relief as claimed or at all.   Statement of Truth The Defendant believes that the facts stated in this Defence are true.
    • Thread moved to Debt Collection Agencies Forum.   Andy
    • We will also need a copy of the defence you submitted.I would advocate sending a CCA Request also...unless you legally request it they cant be in default.   Andy
    • the pursuers don't have to serve a DN the original creditor did the pursuers have failed to prove one was ever served. fatal under section 87 of the CCA    no signed cca nor relevant T&C's    
    • PDF only please read upload   yes block and bounce all email addresses.   dx  
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Reading the Syria thread. So it's all about World dominance. I wonder how these countries who want to hold the west to ransom will appreciate not having their luxury goods, BMW's, Mercs, Rollers, Range Rovers, Ferraris, Bentleys, Gucci, Chanel, Mulberry, Louis Vuitton, Champagne, Scotch Whiskey, etc etc because I don't see them producing similar for themselves. If they tinker with gas pipelines these goods won't be so available to them in more ways than one. They need to all calm down and talk sensibly.

 

The Desert is getting bigger so I would have thought you would want as many friends as possible to help sustain life in such conditions.

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Reading the political threads on here, just shows the skulduggery all around. No one person takes the UK to war so money spent on enquiries I believe will never reveal the whole truth.

 

I hope we are not witnessing another cover up of abusers where the police and others are being undermined in their investigations into the truth. This is not encouraging people to come forward, as it is showing how witnesses are being discredited, how convenient for those who are guilty.

 

It seems houses coming onto the market for average home buyers have a high probability to just be another addition to a portfolio somewhere. These investors make it their business to find the bargains, very friendly with estate agents, closely involved with developers, all this making a house purchase more difficult and forcing the country into renting. At least overseas investors can't take the property back to their countries.

 

I fear we are being dragged back to the 80's again, Lloyds's shares up for sale for all, sound familiar? Bringing down public institutions so privatisation is inevitable, feels like so much will be owned by so few. We must make sure they don't start feeding the livestock dodgy stuff.

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When has it ever been the case to pay tax on tax; silly me petrol duty has VAT on it.

Oh dear, I only got 1% pay rise this year says the rich man; tell you what I'd take the 1% of your £1 million salary over my pension rise anyday.

We're all in it together, RUBBISH. Percentages don't work, want it to be a fairer society give every working age person the same pay rise of only £1000 a year capped for life and listen to who moans the loudest. Yes you guessed it, "The people who aren't in it together."

Fat people, druggies and alcholoics clog up the NHS, strange the last time I was there I felt old age should be banned and anyone playing a sport should not be let through the doors. The National health is there no matter who or what, can you say that for BUPA! The rich always use the many as their safe guard.

When I was young and every thing was Nationalised, YES the didn't make money; everybody did!!! and I owned it. Strange when everything was sold off I never got my cheque, did you?

The latest energy saving, money saving devices go into the newest devices for the people with the most, who can afford to buy them saving them even more money. The poor who cant afford solar panel and new car with zero road tax pay through the nose for everything using more so paying more with the smallest pay rises.

 

Ever wondered why the rich poor gap is getting wider.

 

Change starts with a single person, if only we could stop the rich killing that person off, oh yes, forgot, that's what we call politics. The party system is designed to stop change, only a Nuclear war will change anything now.

 

People forget greed is bad!

 

How relevant

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Yes UB. They're trying to discredit JC but imo it aint working!

 

We are really starting to see the true colours of those we thought really cared. I was disappointed to hear comments from a household name how we may as well live in China if JC elected. How ridiculous. This person thinks JC will rock the markets. The only people rocking the markets are those who peddle grim gossip which shallow city dealers use for their own ends. Challenging hefty rents and runaway house prices is a positive move, even for investors. If you don't address these issues, there will be empty property eventually, your portfolio is only as lucrative as those willing to buy or rent. Too much greed will desseminate that.

 

The Kennedys 9.30 tnite BBC1 back to the 70's:-D

 

Listening to how the gun lobby in USA dictates to a so called democracy. Money before people again.

 

I think you have just backed up nicely the governments reasoning for reducing housing benefit.

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You are scary C :madgrin: are you saying by reducing housing benefits, the landlords will feel the need to reduce rents?

 

If they don't, we'll see many homeless.

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12065576_744060155723805_5942485628946765054_n_zps7zbxe2ni.jpg

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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When you read this stuff it makes you feel all we are succumbing to is being a playground for the rich. If there is all this dosh swimming around in our economy, why are we all always being made aware of charities needing money. I watched a programme this morn where a wheelchair football club were trying to raise money for more adapted wheelchairs to enable more participation in the sport. When you think of the wages in premiership football, endorsements, sponsorships etc, let's hope the club get their cash quickly.

 

Loadsa money! Another institution in others hands

 

http://www.dailymail.co.uk/news/article-3277528/You-just-not-Wentworth-Ordinary-golfers-driven-legendary-club-Ryder-Cup-born-billionaire-Chinese-owner-forces-prices-turn-super-rich-enclave.html

 

The only positive is you can't physically take real estate out of the country, you may 'own' it but we keep it.

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I watched this on TV just recently http://www.independent.co.uk/arts-entertainment/tv/reviews/ben-fogle-new-lives-in-the-wild-uk-tv-review-oh-to-run-away-from-it-all-and-live-in-a-mud-hut-with-a6741291.html

one amazing woman. Thursdays 9pm channel 5. I'd like to see the programme 'Who do you think you are' look into this lady's past ancestors.

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With ref to the Lottery, Camelot say the winning ticket bought in Worcester. If they have ascertained this, which can't be hard as all info on their system, how can other claims be bonified? I would expect them to know the shop it was purchased the date and time, from that CCTV can be checked if was working. We are told only two tickets won so how can hundreds of people claim the same? Were there hundreds of winners then:madgrin:

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I believe the Treasury Select Committee is keeping it's eye on the FCA, as the consumer champion ousted by George has been replaced by someone who is said to be more swayed towards the other direction. We shall see.

 

 

 

I wonder who the 82 guests are:madgrin: viewing the bear gdn at the mo

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Well the parking rules at my office are, "First come first serve". I always come on time and park my car at a spot. Today I got late and was wondering the spot would probably be filled only to realize that all of the colleagues are late! That made me really happy! Lol

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the real winner of the £33 million on the lottery has now come forward


R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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the real winner of the £33 million on the lottery has now come forward

damn, there goes my idea to claim it saying that the dog ate the ticket.... :)


IMO

:-):rant:

 

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the real winner of the £33 million on the lottery has now come forward

 

Probably getting nervous about all the claims:madgrin:

 

Camelot would know the till and time of the correct ticket purchase and have a pic of the person purchasing.

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strange as now read on Yahoo that the woman who first said she has the winning ticket has to wait at least 180 days before any pay out? so who has actually won? If it was me I would not go public, you soon learn who your friends are if you do!


R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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strange as now read on Yahoo that the woman who first said she has the winning ticket has to wait at least 180 days before any pay out?

 

Well, she won't have to wait that long to find out now!

 

As I see it, the rightful person chose not to come forward for their own reasons, but has done so now.

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her friend said the ticket was fake and that she had purchased it after the draw? I hope the real winner has been found


R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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her friend said the ticket was fake and that she had purchased it after the draw? I hope the real winner has been found

 

This claimant sounds like perfect Big Brother contestant:madgrin:

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£33m Lotto jackpot winner to remain anonymous

28 January 2016

From the section Hereford & Worcester

Lottery numbers

Image caption

The £33m sum is the biggest prize since the National Lottery was launched in November 1994

UK lottery operator Camelot has received a "valid claim" for a record £33m Lotto jackpot prize, it says.

The holder of the winning ticket - bought in Worcester for the 9 January draw - has opted to remain anonymous.

About £66m had been up for grabs to players, but it was the unclaimed £33,035,323 that had people checking their old tickets.

In the days since the winning numbers were announced, Camelot has been inundated with claims.

Camelot said the fact that a ticket had been validated within 180 days of the draw meant it had not been submitted under its lost, stolen destroyed or damaged policy.

One woman, who bought a ticket in Worcester, had sought to verify whether hers was the winner after putting it through the wash, damaging its identifying barcode.

A Camelot spokesperson said: "It would have been awful if the ticket-holder had missed out on this substantial and life-changing amount of money. We would like to remind all National Lottery players to check their tickets every time they play."

The operator has been processing "hundreds of claims" of stolen, lost or destroyed tickets.

The prize money is half the record Lotto jackpot win - shared with a couple from Hawick who claimed their prize within days of the 9 January draw.


R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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It could be you in trouble! Grandmother who claimed she put the winning £33m Lotto ticket through THIS washing machine may be prosecuted now the real winner has come forward

The winner of the £33m Lotto prize has chosen to remain anonymous

Ticket was not submitted under lost, stolen destroyed or damaged policy

This means it could not have been grandmother Susanne Hinte, 48

Miss Hinte claimed to have winning ticket but had put it in washing machine

Lottery bosses warn malicious false claims could lead to prosecution

See more National Lottery news at www.dailymail.co.uk/lotto

Do you know the winner of the £33million Lottery jackpot? Email news@mailonline.co.uk

By ANDY DOLAN and CHRISTIAN GYSIN and EMILY KENT SMITH FOR THE DAILY MAIL

 

PUBLISHED: 14:41, 28 January 2016 | UPDATED: 19:46, 29 January 2016

 

The grandmother who said she had accidentally put a £33million lottery ticket through her washing machine could now face prosecution after the true winner claimed the jackpot.

 

Lottery organiser Camelot announced that, after days of speculation, the lucky ticket-holder had finally announced themselves, but wished to remain anonymous. Camelot has now warned it could take action if it suspected anyone of attempting to 'defraud the National Lottery'.

 

This rules out Susanne Hinte as Camelot does not pay out on damaged tickets till after its six-month claim deadline.

 

Hinte poses in front of her washing machine after claiming her winning £33million ticket was ruined in there

 

The winner of the £33m jackpot has chosen to remain anonymous

The winner has chosen to remain anonymous, but it is not grandmother-of-four Susanne Hinte, 48, of Worcester, (pictured) who said she had washed the winning ticket in her jeans

 

 

The news sparked calls for the 48-year-old – who has not been seen since Saturday – to be prosecuted over her production of a crumpled lottery ticket on which the ‘winning’ numbers were virtually the only information still legible.

 

As neighbours accused her of attempting fraud, Camelot left the door open to taking action against anyone who had tried to fraudulently claim the outstanding £33,035,323. Earlier this week, it said it would act if it thought someone had ‘intentionally attempted to defraud the National Lottery’. It received hundreds of claims in addition to Miss Hinte’s.

Edited by citizenB
removed duplicated sentences.

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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£33m Lotto jackpot winner to remain anonymous

 

Aye, time will tell :)


 
 

Any advice I give is honest and in good faith.:)

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thoughts in my day is that too much political talk in here, got those who hate the Tories and those who hate Labour, please can we restore harmony?. The world is full of interesting things besides Politics!

 

R.I.P Terry Wogan, ( not my favourite person but he did his bit )


R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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