4 threads merged for history
send them an sar get all the statement and the comms log
I bet there are £10'000's of insurances fees and today its raining charges to reclaim.
p'haps don't forget to comeback this time and update us?
I can see by the the listings that I am not alone in having difficulties with Blemain.
I took out a loan with them via Ocean Finance in October 2006.
The loan was 13K with a credit charge of 18K.
The term was 180 months at £176.37
. I know the terms were bad but I was self employed and had run into difficulties with my main lender so my home was at risk.
I have asked them repeatedly for some sample figures but they persist in sending out a 20 + page statement.
The latest figures that I asked for are as follows
As at March 2019 I had paid them £24,076.82 they stated that a balance of £18,893.39 with two years left there is no way it would be anywhere near complete by the end of the original term.
Looking back at records they have applied charges nearly £8.5K
I have had constant battles with these people around charges.
For instance I have always overpaid each month but the loan duration has never reduced and the over payment is always swallowed up with charges. They have levied £726 in solicitors charges, I have asked for a detailed breakdown but they refuse, they actually charge for emails from their solicitor.
With the arrival of IR35 It contracts are hard to come by and I have been out of work for a couple of months and couldn't pay them. I have explained the position but I now fully expect them to try to repossess my home.
Is there anything at all that I can do please
Hi, Yes all the info above is correct as of today. I took it from my PP account on line. So you suggest dealing with them direct and providing my new address and apply for another CCA request?
What am I hoping to achieve with another CCa request? Im guessing they will provide me with the info I already have that they sent in 2014?
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