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    • #1   Posted March 4, 2014 The questionnaires below provide important information which will allow us to help you. In order to use them, you will have to copy them into your own post and then give us the answers – preferably in red below each question. You can start by overwriting the prompt: "Give answer here" below each question – and your responses should automatically appear in red   Thank you +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++   You have received a claim form.   firstly - read all the posts in this thread FIRST...   then copy this first msg to your thread - and put your answer after each question   In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us]     Which Court have you received the claim from ? County Court Business Centre, Northampton, NN1 2LH       If possible please scan redact and upload a full page copy of page 1 of the claim form. (not the response page or AOS)     Name of the Claimant ? Capquest Investments Limited   Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. 13th January 2022 / 31st January to acknowledge / 14th February to submit defence   Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) -   ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total   Particulars of Claim   What is the claim for – the reason they have issued the claim? Please type out their particulars of claim in full (verbatim) less any identifiable data and round the amounts up/down. 1. The claim is for the sum of £4,608 in respect of monies owing by the defendant on a credit agreement held by the defendant with Sainsburys Bank PLC under account number 4779169679648877 2. A default notice was served upon the defendant and has not been complied with. 3. The balance owed was assigned from HBOS to the claimant, and the defendant has been notified of the assignment by letter. Contact drydensfairfax solicitors on 0113 823 3418   What is the total value of the claim? £4893 (this now includes the Court and Legal Reps fee)   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes this is likely but cannot find the letter   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? yes, twice   Did you inform the claimant of your change of address? yes, as they have been able to contact me, or when phoning the claimant they have updated the address records Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? 03/04/2003   Do you recall how you entered into the agreement...On line /In branch/By post ? Think it my have been in store   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? No, not any more   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned to Capquest   Were you aware the account had been assigned – did you receive a Notice of Assignment? I cannot recall   Did you receive a Default Notice from the original creditor? Yes I am sure my wife did   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No, I have a letter from Capquest dated 10th June 2019 following a letter of complaint I had written declaring they hadn't provided statements between 2010 and 2019   Why did you cease payments? My wife had a breakdown and has been declared as clincially depressed. She has taken medication for many years now.   What was the date of your last payment? Account defaulted with Sainsburys between 2008-2010, we have made token payments ever since without fail   Was there a dispute with the original creditor that remains unresolved? Not that I can recall   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? We did speak with Sainsburys and agreed to pay £5 per month, then account was assigned to Capquest and we started paying £1 per month. We continued to pay both between 2010 and 2019. The current statement doesn't run beyond 2019. Claim Form.pdf
    • Sorry, I would rather not do that.    I don't really want to get them out as they have 3 more years left and other than roof they pay for all repairs. So as long as I keep on top of any further roof repairs its a decent contract.    So if they fail to reply then I am assuming that I need to MCOL them for unpaid rent and then let the judge decide who is right or wrong? 
    • Ok thanks dx 100uk. I’ll keep u posted
    • Hi again,   Having responded to the court claim for mediation I since have heard nothing from the court. On Thursday this week we received the attached letter from Overdales. Could I ask for advice on this letter and also ask if they should be writing direct when mediation through court is pending?    Thanks Overdales letter.pdf
    • Hi,   My business is now going through insolvency and luckily most of my creditors had been paid.   However, I have an outstanding business loan to Funding Circle of around £40,000 with a personal guarantee to me   Funding Circle have not yet contacted me and all payments have been up to date. My insolvency agent is in the process of contacting creditors now.   I do have a small amount of personal savings but I was wondering what the best steps of action are here for me.   Thanks for your help.
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This could be interesting when released.

Hope its as promising as it sounds

 

https://www.theguardian.com/us-news/2021/mar/22/us-government-ufo-report-sightings

UFO report details ‘difficult to explain’ sightings, says US ex-intelligence director

US military pilots and satellites have recorded ‘a lot more’ UFO sightings than have been made public, John Ratcliffe says

  • Like 1

 "Moral emptiness and epidemiological stupidity”

"unrepentant and inveterate liar" “tinpot dictator” “mired in sleaze”

Boris Johnson Mendex est

“as he waded through the empty bottles and platters of sandwiches, he didn’t realise it was a party”

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Signs of intelligent life on Earth  :)

 

You wonder why advanced life forms would visit Earth. 

 

Or does life on Earth exist in different time dimensions and occasionally humans from the future use time machines to visit as part of a history lesson.

 

Are there people from the future already living amongst us ? 

 

 

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The number of pages I seem to see reported on this site I see says yes

 

As a downside, and weird entanglement effects aside that are as (un)reasonable as the cat in a box hypothesis, the one law that seem unbreakable is the limit of the speed of light, and the energy anything would require to get anywhere near it.

 

Seems to define interstellar or time travel as very unrealistic.

Edited by tobyjugg2

 "Moral emptiness and epidemiological stupidity”

"unrepentant and inveterate liar" “tinpot dictator” “mired in sleaze”

Boris Johnson Mendex est

“as he waded through the empty bottles and platters of sandwiches, he didn’t realise it was a party”

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Simply cant resist it

It would require a quantum leap in technology

 "Moral emptiness and epidemiological stupidity”

"unrepentant and inveterate liar" “tinpot dictator” “mired in sleaze”

Boris Johnson Mendex est

“as he waded through the empty bottles and platters of sandwiches, he didn’t realise it was a party”

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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But we are limited by current scientific knowledge.  Over the years previous scientific facts have later been disproved. 

 

There are a lot more unknowns than known knowns. 

 

"Reports that say that something hasn't happened are always interesting to me, because as we know, there are known knowns; there are things we know we know. We also know there are known unknowns; that is to say we know there are some things we do not know. But there are also unknown unknowns—the ones we don't know we don't know. And if one looks throughout the history of our country and other free countries, it is the latter category that tends to be the difficult ones"  Donald Rumsfeld 12/02/02

 

 

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Absolutely

But the one 'law that has yet to fail any test  .. is e=mC2

 

Other dimensions (NOT the many worlds theory which is utter twaddle IMO) seem more likely IMO

or that they are from here ..

 

 

Edited by tobyjugg2

 "Moral emptiness and epidemiological stupidity”

"unrepentant and inveterate liar" “tinpot dictator” “mired in sleaze”

Boris Johnson Mendex est

“as he waded through the empty bottles and platters of sandwiches, he didn’t realise it was a party”

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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4 minutes ago, tobyjugg2 said:

Absolutely

But the one 'law that has yet to fail any test  .. is e=mC2

 

 

 

 

 Some say that Einstein made mistakes with e=mC2 and if you search online they go into a lot of information about the mistakes.

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13 minutes ago, unclebulgaria67 said:

 Some say that Einstein made mistakes with e=mC2 and if you search online they go into a lot of information about the mistakes.

 

Never seen any valid ones in years of looking

That some of the concepts extrapolated from it by various people were dubious  or flat out wrong ... fully agree

Common mistake is using 'infinity'

 

Even gravity is catered for to some extent - as a 'surface/interface to space-time

Calculations define what it does, just like QED

 

What it IS as a mental concept is more interpretive.

Edited by tobyjugg2

 "Moral emptiness and epidemiological stupidity”

"unrepentant and inveterate liar" “tinpot dictator” “mired in sleaze”

Boris Johnson Mendex est

“as he waded through the empty bottles and platters of sandwiches, he didn’t realise it was a party”

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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 "Moral emptiness and epidemiological stupidity”

"unrepentant and inveterate liar" “tinpot dictator” “mired in sleaze”

Boris Johnson Mendex est

“as he waded through the empty bottles and platters of sandwiches, he didn’t realise it was a party”

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Keep your eye on the news as CERN are expected to release reports in the near future which challenge existing Physics understanding of the Universe.

 

 

 

 

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This?

https://arxiv.org/abs/2103.11769

https://www.imperial.ac.uk/news/218134/new-result-from-lhcb-experiment-challenges/

 "Moral emptiness and epidemiological stupidity”

"unrepentant and inveterate liar" “tinpot dictator” “mired in sleaze”

Boris Johnson Mendex est

“as he waded through the empty bottles and platters of sandwiches, he didn’t realise it was a party”

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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  • 2 weeks later...

Anyone else got snow!   got it here and it has settled! White Easter 

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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yep, same here despite noticeable heat from sun when it came out and you were sheltered from wind

and apparently going to be sub zero tonight - not just wind chill making it seem that way

 

Arctic is dumping vast amount of cold again - Northern passage well on way to being permanently open

 

 "Moral emptiness and epidemiological stupidity”

"unrepentant and inveterate liar" “tinpot dictator” “mired in sleaze”

Boris Johnson Mendex est

“as he waded through the empty bottles and platters of sandwiches, he didn’t realise it was a party”

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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https://www.theguardian.com/world/2021/apr/09/tui-plane-serious-incident-every-miss-on-board-child-weight-birmingham-majorca

Tui plane in ‘serious incident’ after every ‘Miss’ on board was assigned child’s weight

"An update to the airline’s reservation system while its planes were grounded due to the coronavirus pandemic led to 38 passengers on the flight being allocated a child’s “standard weight” of 35kg as opposed to the adult figure of 69kg."

 

Well thats me not flying TUI - I'd kill everyone aboard despite only being a little overweight as a little too much muscle has turned to fat

 

Serious;y I doubt many people would even call me overweight despite my self criticism, and my chest is still a fair bit bigger than my waistline

but I'm still around 83 kilos. @75-78K ish I'm actually lean and fit. I blame lockdown with associated de-drive and age slowed metabolism.

 "Moral emptiness and epidemiological stupidity”

"unrepentant and inveterate liar" “tinpot dictator” “mired in sleaze”

Boris Johnson Mendex est

“as he waded through the empty bottles and platters of sandwiches, he didn’t realise it was a party”

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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HRH Prince Philip The Duke of Edinburgh died this morning it has just been announced.

 

 

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anyone who cares about their privacy still using chrome?

 

https://www.thewindowsclub.com/what-is-google-floc

https://amifloced.org/

 "Moral emptiness and epidemiological stupidity”

"unrepentant and inveterate liar" “tinpot dictator” “mired in sleaze”

Boris Johnson Mendex est

“as he waded through the empty bottles and platters of sandwiches, he didn’t realise it was a party”

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Note: Language hinted at which was tasteless and unreasonable even in a bygone era

 

Overheard - A right bozo with untidy hair discussing woke:

Of course I know what it is. Its where the BBC make a drama about Henry VIII and his court, where the star player in the court is a 6 foot plus, athletically built pican.. afro-American Count with dazzling pearly whites, looks of a movie star and  'build of Lynford the lunchbox.

He also speaks wisdom in a tastfully mixed blend of Afro American accent overlaid with 1990s oxford English and manipulates and confounds the small, snaggle toothed feeble minded and feeble bodied pasty white folk in the court with ease

... and of course has all the women swooning at his feet at the slightest glimpse of his broad chest with its well trimmed hair let alone any of the other weapons he packs
... and they say I rewrite history

 

Mind you, it proves my point that slavery is a myth - we never enslaved them, quite the opposite - us white folk have only recently started to gain our freedom after hundreds of years of their manipulation and rule across the courts of Europe and we need to work hard to ensure that liberation of us poor etonians isnt quashed.

Lets us them to justify our report.


We better renew the Telly Tax err licence fee to make sure theres more.
Should we make them compulsory history viewing in schools?

What do you think Dom ... err Dom, where are you?

He must be watching the footsieball - whos innings is it?

 

Edited by tobyjugg2

 "Moral emptiness and epidemiological stupidity”

"unrepentant and inveterate liar" “tinpot dictator” “mired in sleaze”

Boris Johnson Mendex est

“as he waded through the empty bottles and platters of sandwiches, he didn’t realise it was a party”

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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  • 1 month later...

medconfidential.org

 

It seems we have until the 23rd June to opt out of having our NHS history data harvested.

 

The web site above has a link to the place you can opt out. 

 

Shame the conversation hasn't been advertised as it should be so everyone knows and understands being fully aware of the choice.

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It's been in the papers for the last couple of days, determindator. I started a new thread in our NHS section that has a couple of links and one of the site team posted your website.

 

I think HMG don't want a conversation, probably because last time they tried a data grab 2 million people opted out. That time they sent out flyers to people's homes, this time I'm not sure if there was even a proper announcement or it was quietly put on a government or health service website.

Illegitimi non carborundum

 

 

 

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Mark R Miller tweeted this earlier, I think it's a great epitaph.

 

A 92 year-old nun died today in a Carmelite Monastery in Illinois. She was kind of an unusual nun. She didn’t sing very well. She was frequently late to her required duties around the convent. She threw sticks for the communal dogs which was not allowed. Also she was my mother.

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Illegitimi non carborundum

 

 

 

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I have seen the same message on really long threads. But it usually does not stop me accessing the page on a second attempt.

 

Not seen the same message on shorter threads.

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