Jump to content


  • Tweets

  • Posts

    • hsbc don't need their own data back. but yes send them a copy of the FOS CQ.   you are quite entitled to send the FOS a covering letter.
    • hi Laya and welcome to CAG   They are just trying their luck and you should ignore these demands with no reply at all.   Don't call or email or respond in any way - when they realise you're not taking their threats seriously, they'll move on to weaker prey.   There will be no court proceedings at all so don't worry about this. They have no grounds for court action and that's not how they operate.   😎
    • Ha ha, it was 5 numbers on one account. I was paying for my wife and kids. Became ill couldn't pay, tried to negotiate and the rest is history. Anyway we will see what happens next. Hopefully nothing.    Thanks so much for the advice and patience. Very much appreciated.    Regards   Jason
    • Hey everyone,    Back in 2015, I had issues with CrS/Harlands after cancelling my gym membership and my ex-partner’s membership. I made them the following offer (in writing) which they ignored: ‘ We now realise that we should have paid one further month's fee for the notice period and are willing to offer you £9.99 per person now (totaling £19.98). If you confirm in writing within 14 days that you'll accept £19.98 in full, you will be paid promptly. However, we will not pay any admin or cancellation fees as these are unlawful ’    They then passed my details to Zinc, who passed them back once I showed them the full version of the above letter ( this occurred on the 3rd November 2015).  I told them to only correspond with me via letter and got on with my life.    Fast fotward almost 4 years. I’ve moved adress and changed partner and I recieve this in my inbox with the subject: ‘ Please let us help you ( with my new address on it although I’ve not recieved a physical copy).    “ Your membership with Xercise4Less remains in arrears.  In a final attempt to resolve this matter we would like to offer you the opportunity to free yourself from this debt.   We will apply a discount to your balance as shown below. The earlier the payment the more of a saving you make.  AND the agreed amount can be spread over a 90-day period: 19th - 23rd August 2019  50% 27th -30th August 2019  40% 2nd - 6th September 2019  30% 9th - 13th September 2019  20%   OR If you are unable to settle the balance in one go with the above offer then we will help you pay off this account.  For example; for every £10.00 payment you pay we will apply a £2.00 reduction to your balance, for every £20.00 payment we will apply a £4.00 reduction and so on.”    What should I do? My inclination is that they would have started preceedings if they could however I have Generalised anxiety disorder and this has effected my mental health.    Many thanks for any help 
    • I am a University Student looking to rent accommodation along with three other Students We found a four bedroomed flat and called the Letting Agent to say we were very interested We had a viewing and raised some questions We wanted to check if there was a break clause in the Lease The Letting Agent said we would need to pay a Holding Deposit whilst he waited for the Landlady to return from Holiday So we paid £750 split between the four of us to the Letting Agent We then received an email to say the Holding Deposit was non refundable References were then checked and the tenancy Agreement arrived which needed to be signed by each guarantor and tenant and send back the full signed agreement At this point we got to see the Tenancy Agreement for the first time and the break clause of 6 months was nowhere to be seen so this made us very nervous and we decided to pull out as we felt we didn’t want the risk of not being allowed to leave the property until a full year was up We emailed the Letting Agent who replied with the following: The holding deposit is not refundable as you are withdrawing from this deal. I will need a confirmation from Everyone that they are withdrawing and we will put the property back on the market.   The move in date is on the 4th Sept and the landlady is left with a very short time to find another tenant.    This will incur a lot of extra cost from both us as an agency and the landlady which we will try to recover. So, my question is are we eligible to get a refund of our Holding Deposit – bearing in mind we were not told we wouldn’t get it back until after we had paid it?
  • Our picks

determindator

Thoughts in your day

Recommended Posts

You should ask if Sainsbury's will give you Nectar points for frightening their rude customers off :madgrin:

  • Haha 1

Cabot and the Cabot Fan Club Threads:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/73598-dealing-cabot-101-cabot.html

 

Legal Actions Explained for Businesses:

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20492-legal-actions-explained-company.html

 

Payplan CCCS Advice:

http://consumeractiongroup.co.uk/forum/getting-out-debt/128587-info-cccs-payplan-experiences.html?highlight=Payplan

 

How to use the Forum

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

A click on the scales below is appreciated if my posts were helpful

Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.

 

PLEASE DONATE IF SUCCESSFUL - Every little helps :)

 

PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able to respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! :D Thank you.

Share this post


Link to post
Share on other sites

Oh Andrew, it's a shock when you learn the details after the event. So good to know your son is doing well now.

Share this post


Link to post
Share on other sites

thinking of my granddaughter who was only here for one Christmas before she gained her Angel wings :( . Alisha, 15/12/2005 ~ ~ 13/2/2006

Also thinking of my daughter who has just gone through the loss of her baby and we are no prepared to maybe say goodbye to her Dalmatian.

 

Andrew I hope you son and his family are alright, what a dreadful experience


R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

Share this post


Link to post
Share on other sites

YouTube and security...

 

It seems like everything that can be broken has been on there

 

Having a spring clear out and finally got around to our safe (lost keys and batteries dead) wondered what to do with it as its bolted to the floor and hard to move

 

5 mins later after watching a video on YouTube managed to open it by banging on the top while twisting the dial...

 

Now I don't keep anything valuable in there anyway but even if I had I would be reconsidering it

 

Don't get me wrong I can pick locks, bypass passwords, etc due to bad history with boredom but I never thought of my own safe being that easy

 

Makes you wonder if youtube should be allowing that sort of video


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

Share this post


Link to post
Share on other sites

Now you're giving me evil thoughts labrat, makes me think I might make a visit to an acquaintance who keeps a fair few diamonds in her safe! :madgrin:

 

Happy new year!

 

But I agree, far too much on these Youtube video's which help the not so friendly characters out there.

 

Now, about that locking picking experience you say you have!! :wink:


Cabot and the Cabot Fan Club Threads:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/73598-dealing-cabot-101-cabot.html

 

Legal Actions Explained for Businesses:

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20492-legal-actions-explained-company.html

 

Payplan CCCS Advice:

http://consumeractiongroup.co.uk/forum/getting-out-debt/128587-info-cccs-payplan-experiences.html?highlight=Payplan

 

How to use the Forum

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

A click on the scales below is appreciated if my posts were helpful

Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.

 

PLEASE DONATE IF SUCCESSFUL - Every little helps :)

 

PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able to respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! :D Thank you.

Share this post


Link to post
Share on other sites
Now you're giving me evil thoughts labrat, makes me think I might make a visit to an acquaintance who keeps a fair few diamonds in her safe! :madgrin:

 

and with the beefeaters on strike she asn't got that security either ....

 

 

Happy New Years to all


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

Share this post


Link to post
Share on other sites

Thoughts in my day? - How many free days do we have before we are inundated with Brexit all over again? Hasn't this last week or so been wonderfully silent on all that?

 

Let's hope the imbeciles left in charge to sort this do so in an educated way....!


Cabot and the Cabot Fan Club Threads:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/73598-dealing-cabot-101-cabot.html

 

Legal Actions Explained for Businesses:

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20492-legal-actions-explained-company.html

 

Payplan CCCS Advice:

http://consumeractiongroup.co.uk/forum/getting-out-debt/128587-info-cccs-payplan-experiences.html?highlight=Payplan

 

How to use the Forum

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

A click on the scales below is appreciated if my posts were helpful

Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.

 

PLEASE DONATE IF SUCCESSFUL - Every little helps :)

 

PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able to respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! :D Thank you.

Share this post


Link to post
Share on other sites

Wishing you all a Happy and Healthy New Year filled with good blessings:-D

Share this post


Link to post
Share on other sites

snowflakes.jpg

 

 

lol

 

Apparently a genuine poster?


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

Share this post


Link to post
Share on other sites

Another thought if I may for my friend David. I just found out that he passed away at Christmas.


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Previous post about opening safes made me think of a useful way of opening those stuck on lids i.e jam jars etc. knock the lid with something like a spoon or gently with a rolling pin, once or twice should do it, can also hold jar and knock lid on counter top. The lid should then be free to turn open. To date always works for me. It breaks the air seal.

Share this post


Link to post
Share on other sites

i feel so bad

 

house up road had its gas van stolen

 

police asked for my cctv footage, so we went to the computer and checked and the cameras hadnt been on

 

little voice in the background as my daughter went "they kept getting in the way of my youtube video so i closed them"


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

Share this post


Link to post
Share on other sites

Wonderful quote in the Guardian's US section.

 

Sen. Kennedy from Louisiana:

 

"You can spend all day teaching a goat how to climb a tree, but you're better off hiring a squirrel in the first place."


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Just got in Bath to find it stone cold

 

Run tap to find its running hot cold with emphasis on the cold

 

Heatings fine so likely to just be the ntc gone but that makes 7/7 years this boilers had a failure in winter

 

Still new ntc is ordered I'll put it in in the week hopefully


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

Share this post


Link to post
Share on other sites

13 Years today since my darling granddaughter gained her wings, think of her each and every day. Life is so cruel and to never have closure is so hard.

Fly high Alisha, loved and missed always

 

Little Miss Sunshine, 15/12/2005 ~ ~ 13/2/2006


R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

Share this post


Link to post
Share on other sites

Well went to the caravan for the first time in two months, mould all over the cushions

 

Turns out we had accidentally blocked all the air vents... Lesson learnt unblocked vents, heating on, cushions cleaned

 

However I did find a dozen cans of cider in one of the cupboards - bit of an odd twang but seems ok


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

Share this post


Link to post
Share on other sites

Change that 1 can later and I do not feel well


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

Share this post


Link to post
Share on other sites

On March 24th we had to say goodbye to our  Dalmatian, Jazz :(,  we got im when he was 3 and he passed aged 13 and half, was such a shock even though he has not been really himself since we lost his pal 2 years ago.

Had to have emergency vet out and  make the heartbreaking  decision to PTS  :(

Fly high at Rainbow Bridge Jazz, always  miss youjazz.jpg.b2fceee06aad0a27d2344387c07841f0.jpg


R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

Share this post


Link to post
Share on other sites
Posted (edited)

Currently wondering what noise a 3d printer will make if launched via an upstairs window... 

 

It's not worked fully for a couple of months so I brought a new nozzle for it, only to get the wrong one 6 nozzles later and I found although its advertised with a mk 10 it's actually a V6. 

 

Now I know its that I've got parts on the way but it's still a bit of a mick take

Edited by labrat
Spelling
  • Sad 1

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

Share this post


Link to post
Share on other sites

Got this through today

 

IMG-20190621-091019.jpg

 

It's only a test print but I'm wondering about going full scale


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

Share this post


Link to post
Share on other sites

Hi labrat.

 

Is that your name on the book? If so, you might want to remove it.

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites
9 minutes ago, honeybee13 said:

Hi labrat.

 

Is that your name on the book? If so, you might want to remove it.

 

HB

 

I don't think it will kill me, I have no major issues on here - works social media team is aware of my account and we have an agreement that I don't post on any of their issues 

 

Plus I missed the editing window... 

 

If admin think it's best to remove it there's a new version below 

 

IMG-20190621-202147.jpg 


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

Share this post


Link to post
Share on other sites

Thank you labrat. I suspect it's up to you because it's your identity, but I'll let the the team know.

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...