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    • Hi Packers,   DX makes a good point and it would be well-worth your while checking to see if you initially joined for a 12 month minimum period, as opposed to a rolling monthly agreement.   If it was the former, we'll probably recommend you reclaim any DD's paid by the bank beyond the initial 12 payments.   Check as best you can and let us know.  
    • Where can I go by bus or any other public transport? Or is it obligatory to use only special transfer? 
    • Do I send the solicitor a CPR 31.14 form  Or just a letter saying the limited company does not exist so no one to sue
    • are we getting there now .thks DEFENCE  The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. the claimant replied to a request made under a pre action protocol   letter of claim  and a Consumer Credit Agreement request , pursuant to s.77 of the Consumer Credit Act 1974 )request made   on 19/11/2018 the reply contained  incomplete reconstitutions and with  with documents missing from the list in my request a cpr 31.14 request was made to the claiments solicitor on  02/06/2019 which the claiments solicitor has refused stating cpr  31 does not aplly even though no track has yet been allocated  1- The Claimant claims £657.10  is owed under a regulated loan agreement with  money in advance r. I did not recall the precise details  and have sought verification from the claimant and the claimants solicitor by way of a Section 77 and CPR 31.14 request who are yet to fully comply. 2-the  Claimants statement regarding the assignation of the debt is denied. I am unaware of any legal assignment or Notice of Assignment allegedly served on the defendant from either the Claimant or  money in advance  3 The claimant has produced  a reconstituted version of  the original agreement , it is considered that this is not a true copy of the executed agreement as it is the claiment has yet to  produced a copy of any legal assignment of this debt 4 It is therefore  not accepted with regards to the Defendant owing any monies to the Claimant and the Claimant is put to strict proof to: a) Show how the Defendant has reached the amount claimed for  b) Show the nature of the breach and evidence by way of a Default Notice pursuant to sec 87.1 CCA 1974. c) Show how the Claimant has the legal right, either under statute or equity to issue a claim.  d as  per Civil Procedureicon 16.5 it is expected that the Claimants prove the allegation that the money is owed.
    • There's a difference in buying a car privately or at auction, and buying one from a retail seller, regardless of the price. buying from a dealer you have certain statutory rights as a consumer, and you pay a premium for the supposed benefit of buying from reputable source.    An engine management light could be a minor problem, the issue here though is that the seller delivered the car with the light on, then dumped it and made a quick exit, that gives a fair idea of his attitude to customer service. If the engine management light came on while the car was in the process of being delivered, any reasonable seller would have told the buyer the light had come on and taken the car straight back to sort it, not done a runner and hoped the customer wouldn't notice.
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    • My personal experiences of Future Comms 
       
      Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!
      • 0 replies
    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
        • Like
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
determindator

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Was there life on Mars?:-D

 

Theres water - so yes

 

but its probably been largely as it is now for at least a billion years or more, so probably nothing more than microbes - maybe worms at some stage.

 

Europa might be a better bet

https://www.lpi.usra.edu/science/kiefer/Education/SSRG2-Europa/europa.html

 

With Titan the life would be VERY different - but possible as it is on Mars (see above).

 

All depends on your definition of life I suppose.


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

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wondering if anyone else has had dealings with Notonthehightstreet.com? What a shower of imbeciles !

I am fighting to get a refund from one of their suppliers but getting fobbed of, so glad got CAG !


R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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I'm thinking that it was all a dream. I used to read word-up magazine. Salt n Peppa & Heavy D up in the limousine.

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This last year first time i've seen people living on streets in St Albans. I saw four people living rough yesterday around High Street yesterday.

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saw a christmas ad for UNICEF begging for money for Yemen. It went on about bombs falling from the sky and starving children.

No the bombs werent some random effect, they were deliberately dropped from aeroplanes and the children were being starved by the actions and orders of intransigent politicians in both factions.

Big differences. Nothing more shocking than the truth so dont be coy, risk that slap from the Charities Commissioner and tell the truth

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All Politicians are liars and none are fit to run this country . Corbyn is the worse of the lot followed by Mrs May!


R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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All Politicians are liars and none are fit to run this country . Corbyn is the worse of the lot followed by Mrs May!

 

I feel I must take issue with that snowdragon

Surely at least Alexander Borice de faffer Johnson (also known as Alexander durr Grate) and possibly also Davies come before May in that list.

 

:!:


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

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.. not forgetting Rees-Mogg and Chris Grayling.

 

I would class rees mogg as an also ran in the quality of his lies department but def near or at the top in the unfit ... he might even give Corbyn a run for the title in the unfit league.

Its just the quality of smuggs lies that let him down and simply aren't world class enough to get him in the top ten of unfit+liars.

 

I think Baker beats smugg in the lying league, but Baker is only a second or third rater in the 'unfit' to be a politician (as politicians go).

 

Gove of course is a Star in both the lying and unfit classes, and would also be above May if he didn't keep getting caught.

 

Gove is of course the epitome of Richard III, who Johnson aspires too,

but Johnson simply doesn't seem to realise he himself isnt a Richard - Just a short form Dick and barely a Baldric.


I express my honestly held opinions - they are nothing more or less than that.

... Its just doing some due diligence that makes them seem unusual ...

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At least none of the government front bench have trouble working out who was in the driving seat when things went wrong. Huhne and Onasanya on the other hand.... since we are talking about lying.

 

Lets face it, barely any of them are worth their salaries and the ones that are like Frank Field and Stephen LLoyd are hounded by the Broadmoor wing of their parties.

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Possibly their salaries and pensions are the reason that they don't seem worried about the effect of Brexit on normal people, EB.


Illegitimi non carborundum

 

 

 

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Thinking of my darling granddaughter Alisha, 13 years old today. I miss you so very much and always will xx


R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Visit to hospital for wife's heart scan

 

On way out car put ticket in machine reved up, wheel spun, the hit the still closed barrier

 

Things happen occasionally that people must look back and wonder - what would have happened if I wasn't in a hurry


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Things happen occasionally that people must look back and wonder - what would have happened

 

My only child, my son, drives 70 miles a day each way to and from work on the motorway. Three weeks ago, just after 8.15 pm in the dark and in driving rain he aquaplaned and lost the back of the car in a slide.

 

Thanks to his youth on the XBox and these games they play, he steered out of the first slide, the car went the other way and he steered out of that slide too. Then his tyres hit drier road and the car shot into the central barrier broadside, the whole back panel broke off, the car spun around twice going across 3 lanes of the motorway from the outside lane to the hard shoulder and the car came to rest near the ditch.

 

Most days there would have been a line of HGV's waiting to greet him as he spun out of control, most days there would have been a line of cars speeding behind him. Most days there would have been carnage and I would have lost my son under a pile of twisted metal.

 

That day - he was spared. Just a bump on the head, a bit of the shakes and a reality check. He walked away!

 

The car was wrecked and looking from the back of the car to the front, I could see the width of the near-side wheel which had been exposed when the side of his car was punched-in from crashing against the barrier.

 

Occasionally people look back and wonder what would have happened-you are right.

 

A wife, two young children, my only son.

 

There is a God, or an angel or something or somebody who thought that day was not for taking him.

 

I look back and wonder.

 

But that's heart attack material if ever there was - for him and for me! This time I'm lucky.

 

May you all have a happy and safe Christmas.

 

Drive carefully.


Cabot and the Cabot Fan Club Threads:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/73598-dealing-cabot-101-cabot.html

 

Legal Actions Explained for Businesses:

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20492-legal-actions-explained-company.html

 

Payplan CCCS Advice:

http://consumeractiongroup.co.uk/forum/getting-out-debt/128587-info-cccs-payplan-experiences.html?highlight=Payplan

 

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http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

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Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.

 

PLEASE DONATE IF SUCCESSFUL - Every little helps :)

 

PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able to respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! :D Thank you.

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Offside wheel (Drivers side!!) - sorry, couldn't edit the post - timed out LOL!


Cabot and the Cabot Fan Club Threads:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/73598-dealing-cabot-101-cabot.html

 

Legal Actions Explained for Businesses:

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20492-legal-actions-explained-company.html

 

Payplan CCCS Advice:

http://consumeractiongroup.co.uk/forum/getting-out-debt/128587-info-cccs-payplan-experiences.html?highlight=Payplan

 

How to use the Forum

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

A click on the scales below is appreciated if my posts were helpful

Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.

 

PLEASE DONATE IF SUCCESSFUL - Every little helps :)

 

PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able to respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! :D Thank you.

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I'm so pleased your son is OK, Andrew. :)

 

Thanks Honeybee, me too - but just imagine how I feel right now whilst he, in his new car he had to hurridly buy, is today driving 900 miles to Berlin with the family for Christmas - and back in 3 wks time!!

 

I daren't even think about it!!

 

Kids!! :|


Cabot and the Cabot Fan Club Threads:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/73598-dealing-cabot-101-cabot.html

 

Legal Actions Explained for Businesses:

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20492-legal-actions-explained-company.html

 

Payplan CCCS Advice:

http://consumeractiongroup.co.uk/forum/getting-out-debt/128587-info-cccs-payplan-experiences.html?highlight=Payplan

 

How to use the Forum

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

A click on the scales below is appreciated if my posts were helpful

Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.

 

PLEASE DONATE IF SUCCESSFUL - Every little helps :)

 

PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able to respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! :D Thank you.

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I'd hope that this experience has made him a bit more cautious about adverse weather conditions when he's driving. :) Fingers crossed.


Illegitimi non carborundum

 

 

 

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Think I upset someone in sainsburys

 

They demanded I moved my trolley so they could park in a bay - so I did

 

They had a moan at me because I mentioned it was an electric car bay

 

They got mardy because I was taking too long to unload the trolley and they wanted it to save walking to get one

 

Then at the end of it they turned around to me and told me I should be more polite

 

Apparently me turning to them and going "right up until this point I had been polite, but seen as you think I'm impolite I might as well be so go away you stupid cow" was enough for them to get back in the car in tears and drive off

 

I wouldn't have minded but she was as rude as anything and just expected me to take it


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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And if it helps I do feel a bit bad for snapping back like that


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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A friend of ours has quite a good retort that might work in circumstances like you had, labrat. She just says 'You should know better than that at your age.' It usually works. :)


Illegitimi non carborundum

 

 

 

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