Sheriff Officers delivered to my address today what I believe is an initial writ? a Form 05?
In relation to an HBOS personal loan from 2008. I entered a DMP and last DMP payment was made in 11/16, per information on said writ.
The mentioned loan is not recorded on my credit file. The Form 05 has been addressed to an incorrect postcode (1 letter out)
Really my question is where do I stand? Should I defend my case or submit a time to pay?
Wondering if you can offer any advice. Unauthorised purchases have now been made on amazon account on 3 occasions.
once 30th august, went through the process with amazon changed password etc never thought about it again.
next time was Thursday 10th October, contacted amazon again and they said fraud dept would be in touch within 48 hours, heard nothing despite making further enquiries took 5 days for them to put money back on gift card balance.
next time was today and been in touch with amazon again who have said the fraud dept will be in touch today - not heard anything yet.
My question is what is the minimum standards we can expect from amazon. Their fraud dept is not contacting us, it's not possible to speak to someone and the password has been changed each time, so how is it possible that it's still happening?
Thanks for any advice.
You could start a small claim with a good chance of winning - but you would have to travel to their local court and if you lose, then you lose your claim fee and hearing fee as well - probably about £150 - plus you lose travel costs and time. If for some reason there has to be a further hearing you will have to travel again
Thank you for your views ericbrothers.
Please bare in mind that the reasons I am on this forum is to get some friendly advice as I have never been in this situation before and was not aware of the legalities/ rights we had and how awful these type of companies are, until recently. It has surly been a lesson learnt and I will certainly pass this information on to others.
If I understand correctly from my previous post is that due to them missing the date from sending me the offence within the 14 day period. So I was going to ignore until I received a letter with title letter of claim
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!