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    • Agree it is not a modification that needs to be disclosed to Insurers as changing the seats has not changed the risk.  
    • Frpm David Frost and Robert Jenrick: 'Conservatives must show we respect the votes in 2016 and 2019 and not give the Opposition the chance to undo the benefits of leaving the EU'   Sweep away the Brexit gloom – or Labour will unravel a huge gain ARCHIVE.PH archived 22 Apr 2024 05:47:50 UTC  
    • Please please help we were miss sold full fibre by EE July 22  Install couldn’t go ahead no equipment sent and no. Survey it was hell  foind out no full fibre in road so we had to go back to cooper no choice we involved. Ceo and they put in a man from customer resolution s  he was vile he told me I had to go to engineers  something very odd about the ex resolution s in bt basically they took my drive up said they Would put ducting in ready for full fibre we have got £ 40 for a hours upon hours phones stress and more told to go to ombudsman  then bill was £35 we called twice told it was that price as they had treated us appalling two weeks later all sky package gets pulled we call again our bill goes to 165 the next two weeks was hell trying to get yo bottom why it’s off our package it was all on in the end I spent a day on the phone  341 mins was the call anyway I got to the bottom it was this resolution man coveting up the other issue another deadlock  to cover it all up  they hide data  ee did so couldn’t get the miss sell in writing I have now only from sept  Basically now we tried getting full fibre and they have found my drive had to be taken up again which has sunk .  The engineer has placed the wrong ducting again under my drive and need s to be taken to again apparently and the pipe sticks up middle of the drive near gate not behind look so odd it’s a big as a drain pipe open to water and it’s below touching the electrical cables to hot tub . I was sent a letter from the ex resolution to say I had stopped the work  I haven’t  it’s so sadistic she covering up for her mate in that team as the orginal install he didn’t check it had been done correctly  I took to Twitter and posted on open reach they ignored me then after 3 calls of two weeks they sent a engineer bt ignored me ceo emails blocked tag on Twitter unanswered then we get someone from twitter send a engineer he written report to say it’s dangerous since we have  had a  letter to say our problem can not be resolved  then a email to say sorry we are leaving and we can’t get into our account Bt will not talk to us ofcom tells us nothing they can do Citzens advice said go to the police  we can’t go back to virgin due so mass issue with them only option is sky  but point is they make out we have canceled we haven’t we have this mess on our drive dangeous work we are in hell  it’s like she covering up for this collegue it’s all very odd I am disabled and they like played mentaly with me open reach say bt resolved the issue no they have not  I recon they have terminated us making our we have  to hide it from mgt  Help it’s hell I don’t sleep we have 29 may we have tried  calling they just ignore me  at first they are so lovely as they say I am then they go to nnamager and say we can’t say anything to you end call  Scared police are rubbish I need help even typing is so painfull  Thankyou  anyone hello be so grateful     
    • There's a thread somewhere about someone sending the baillifs against Wizzair that is quite hilarious. I would love to see someone do the same to Ryanair. Question is, should you be the one to take that role. You are entitled to the £220, if your flight was from the UK. If it was TO the UK I suppose it is more of a grey area... though the airlines I know have been using £220 as standard. Not that surprising for Ryanair, the worst cheapskates in the universe, to go for the lower amount, and if you forward this to the CEO he will probably have a jolly good laugh and give his accountants a verbal bonus. After all he's the one who said and I paraphrase "F*** our customers, they'll fly with us again anyway". While we would all love to see Ryanair get wooped in court again, I have to join my fellow posters in thinking it's not worth the hassle for (hypothetically) £7 and not sure it will expedite the payment either. It's already an achievement that you got them to accept to pay.
    • The US competition watchdog has taken legal action to stop Tapestry's $8.5bn takeover of rival Capri.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Thoughts in your day


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1 minute ago, honeybee13 said:

I think it's amazing that you've written the book, I wouldn't know where to start. I hope it's been a good experience for you. :)

 

HB

I've been writing short stories for ages, it seemed logical to collate them, then I found I'd lost some... Oops

 

I tried putting them all into one book but it ended up close on 700 pages, I trimmed it down to favourites and it ended up at 370ish

 

Theres one of them on the forum here somewhere.. Not one of the best but its one of the ones included 

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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  • 3 weeks later...
25 minutes ago, determindator said:

I missed a phone call and dialled the number. It was a cut off sound. Would this be some type of  fraud scheme? Anybody else had this type of call?

Just sounds like an autodialler. They  dial you up and then send the call to a call centre rep. But if you dial in, its designed to hang up immediately.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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5 minutes ago, renegadeimp said:

Just sounds like an autodialler. They  dial you up and then send the call to a call centre rep. But if you dial in, its designed to hang up immediately.

 

Thanks, and it was a mobile number if that's usual.

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You can set up an auto dialler to generate any number you want, as its just software .   It goes through the regular exchange but using voip or similar.  They can easily mask the real number using tens or even hundreds of others.

Easy way to show this is when you get a cold caller or similar calling, and your caller ID shows 001  or some random number you know for sure isnt a real number.

Edited by renegadeimp

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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23 minutes ago, renegadeimp said:

You can set up an auto dialler to generate any number you want, as its just software .   It goes through the regular exchange but using voip or similar.  They can easily mask the real number using tens or even hundreds of others.

Easy way to show this is when you get a cold caller or similar calling, and your caller ID shows 001  or some random number you know for sure isnt a real number.

 

👍

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The FCA hold events and on 17th July 2019 is the Annual Public Meeting details here follow the link for that event. You can register to attend. The time is 9.30 am to midday in London.

 

https://www.fca.org.uk/events

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23 hours ago, honeybee13 said:

Hi determindator.

 

Is there a particular topic you're interested in, are you planning to attend the FCA event?

Hello HB,

 

I would love to go but I doubt I can make this meeting. You have the opportunity to ask the panel questions.

23 hours ago, honeybee13 said:

 

 

 

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Diet... 

 

Today was the first day off the diet due to wife being out with work - even so I managed to keep it under 2000 calories (my allowed amount is 1600 so not too far up) 

 

So far I'm 2.5 stone down and only have 2 stone to go, been on the diet for 4 months

 

Decided to go on diet as wasn't happy with self and my wife got diagnosed with left bundle branch blockage and low systolic function (early 30s at that) 

 

And tonight was the chance to have a good takeaway - and I gave it up to have a pasta dish from Bella italia (775 cals) and 2 glasses of prosecco (268 cals) 

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Actually bad thought of the day as well

 

Made a complaint to amazon, their delivery driver either climbed or pulled aside a fence to leave a parcel in the kids play house

 

Its left one spindle (it was a ballistrade type fence) broken

 

Sent an email to amazon who are now looking into it, just a bit worried its going to loose someone their job

 

After all its a home made ballistrade - I can probably replace the spindle for less than a fiver - was just really annoyed at the point I sent the email because its the second time a delivery driver (first time was yodel) has decided its OK to pull it aside and each time I have to replace the wall plugs on the screws

 

Debating emailing back and asking them to drop it but it's on the wife's emails and she's away until tomorrow 

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Question please, if you switch to the free Experian ac when you login within the 30 day free trial period, will the subscription of £14.99 be taken?

Do you have to cancel the Experian ac entirely to stop the subscription?

 

Thanks to all

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On 12/07/2019 at 23:39, labrat said:

Actually bad thought of the day as well

 

Made a complaint to amazon, their delivery driver either climbed or pulled aside a fence to leave a parcel in the kids play house

 

Its left one spindle (it was a ballistrade type fence) broken

 

Sent an email to amazon who are now looking into it, just a bit worried its going to loose someone their job

 

After all its a home made ballistrade - I can probably replace the spindle for less than a fiver - was just really annoyed at the point I sent the email because its the second time a delivery driver (first time was yodel) has decided its OK to pull it aside and each time I have to replace the wall plugs on the screws

 

Debating emailing back and asking them to drop it but it's on the wife's emails and she's away until tomorrow 

 

Yeah, I understand it's a hard choice, especially when the poor sod just wanted to put the package somewhere where other people wouldn't see. 

I just wonder how I'll handle these deliveries when living in the UK... Where I live, you just pick them up at the post/transport company office, or have it delivered when you're home. The thing is that I may well have to have to leave regularily with short notices (due to my job, I sometimes have 48h to go to the airport and I don't want to come back to find a parcel that's stolen or all crumpled up because of a week of rain.

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feeling angry!

 

 why  do (take it they are  s c a m m er s ) phone up every  day saying  it is a security  call in regards to my master  card/visa! always different phone numbers!

Yesterday it was to inform me £600 plus had  been withdrawn from my bank/card for an over  seas transaction! 

Not got that amount so be lucky lol

 

Anyone else getting these calls?

 My number is ex directory and reg with TPS😠

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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yet  another one . 3 today! I do not have a Master Card, all different  phone numbers, this last one was a 0115 number  which is local to me

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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another 3  today up to yet, all say same thing, either have change my number or get in touch with  my phone  company, I have  or supposed to have barring etc  on it, got an answer phone but  do not think it working 😕

 

Really annoyed now lol xx

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Said it every year so far but I think next year I bite the bullet and get aircon in the house

 

After all I will have paid off the car and it does heating as well - as our boiler nearly always breaks Christmas eve that would be a nice bonus

  • Like 1

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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  • 3 weeks later...

Sat back in the caravan wondering why don't we just live in this permanently 

 

IMG-20190810-142738.jpg 

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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I can relate to the caravan camping Labrat, love the photo😀

 

I'm asking for the best place for a PPI question. I asked Kensington if there was PPI added to the loan. Their reply was because the loan was repaid over six years ago, in 2000, they did not hold any records to answer the question. I have kept the original paper work and gave them plenty of info.

Quote

 

 

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urm..the ppi forum....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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