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Hi,

 

I have a few payday loans which have got out of control and with my current financial situation I am unable to make a repayment anytime soon.

 

I have a couple of questions.

 

1) How can I stop these DCA from contacting my employer? as I am getting multiple calls each day?

 

2) How can I find out what DCA my debts are with?

 

3) At what point is it deemed to be harassment and who do I contact in regards to this?

 

4) I sent a denial of access letter to one of them and they continue to leave me voicemails and letters saying they are going to arrive unannounced, what can I do?

 

 

Thank You in advance

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welcome aboard

 

it is against OFT & other rules and guidelines for DCA's to 'cause embarrassment & harassment' by contacting your employer

send the harassment letter from the top green library tab. add line demanding they remove the numbers.

 

your cra file will tell you who owns your debts

see below links

 

if the dca does not own the debt they can do stuff all to you.

 

just remember

 

they ARE NOT BAILIFFS

and

HAVE NO SUCH LEGAL POWERS.

 

dx

  • Confused 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi,

 

I have a few payday loans which have got out of control and with my current financial situation I am unable to make a repayment anytime soon.

 

I have a couple of questions.

 

1) How can I stop these DCA from contacting my employer? as I am getting multiple calls each day?

 

2) How can I find out what DCA my debts are with?

 

3) At what point is it deemed to be harassment and who do I contact in regards to this?

 

4) I sent a denial of access letter to one of them and they continue to leave me voicemails and letters saying they are going to arrive unannounced, what can I do?

 

 

Thank You in advance

c.

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Which dca is this?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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