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Lowells SD for Lloyds TSB OD balance 2009


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Hello

 

Crikey I need help with this one.

 

Lowells filed for bankrupcty petition on LLoydsTSB bank account.

 

Last I heard from LloydsTSB was in 2009 until Oct 5th when I was served this notice.

 

I am not sure what to do now and would really appreciated some help with this.

 

The date on the letter I recieved is Sept 20th 2013 and I was served 5th October.

 

I have received no assignemnt of from Lloyds and its an overdraft which they increased without my consent whether verbal or otherwise.

 

Please help me

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one of thousands.

 

type in lowells SD in our search greytool bar top right

 

I've moved you to the legal forum

 

LOTS of other Lowell SD threads here to read.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanks dx100uk very much appreciated.

 

From what I have read thus far it appears I need to apply to the court for this to be set aside? This what I am unsure of, do I need to go to the court or is there a form to fill out? Pre 09 this was being chased by a few credit agencies all at the same time and the last one was moorcrofts.

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Sorry, can you clarify. Have they filed a petition for BR or have they served you with a Statutory demand ?

 

If the Stat Demand, then you have 18 days from the date of service (the date it came into your hands) to have it set aside.

 

You can download the application from..

 

https://www.gov.uk/statutory-demands/challenge-a-statutory-demand

 

You will need form 6.4 and 6.5

 

If you tell us a little more about the debt then we can perhaps help further.

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Can you confirm that this is a bank account and not a credit account eg, card or loan.

 

You say you have received no Notice of Assignment, it doesn't necessarily have to come from LTSB, it could have come from the new owner, Lowells.

 

Have Lowells contacted you prior to this stat demand (if that is what it is) ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hi all

 

Last I heard about this was in 2009 when Moorcroft were chsing for it.

 

 

I asked them for clarification and they never responded.

 

 

It is a statutory demand and I think its for an overdraft but not sure.

All it says on it is lloydstsb and bank account.

 

In all honesty when I was served the notice it was the first I had heard anything since 09 about it.

I have moved house but had a redirection in place for two years a

nd recieved no correspondance in respect of this debt at all.

 

 

THe guy who severed me was very intimatdating and he did it in front of friends who had just arrived.

He was flashing the notice around so that others could see what he was giving me.

 

There is no help info on the stat demand at all.

So I feel like a car with no engine. If that makes sense.

 

Thanks once again x

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crikey I just downloaded the forms an d even more confused than ever.

 

Where it says title is that were my name goes or Lowells? am on the phone now to the county court and it appears that they should have been notes for me to help me with this but when I was served, I got was a letter from bwlegal and the stat demand. does this help.

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Form not filled in and am off now to the court... wish me luck x

 

Good luck teed_off, sorry it's not something I can help you with, I'll just see if I can get someone to look in for a moment.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

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Further information and all the forms teed_off

 

https://www.gov.uk/statutory-demands/forms-to-issue-a-statutory-demand

 

Regards

 

Andy

We could do with some help from you.

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All done and the district is in court tomorrow so am waiting with everything crosssed.

 

I have just got back from the court to find a letter from bwlegal stating I haven't responded and the letter is quite threatening, to be fair I still have 9 days left to respond.

 

Oh before I forget I also found correspondance that I sent to Sechari, Clark & Mitchell which are Lloyds TSB Solicitors and its dated 24 July 2009 and its states clearly that I was disputing the debt as they failed to comply to my request for further information and a complete breakdown of the debt. I also made an error in a prior post its 2010 since I last heard about this.

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update on this, still wiating to hear what the disrtict judeg has decided but bwlegal have sent me 2 threatening letters this week!! Both stating that they are going to file for banmkrupcty next week. I have rung them but you get a voicemail an am not leaving my number for them to hassle me by phone. What do I do now?

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