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cara12345

shopacheck loan

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I had a loan from these people in Dec2008.

 

I don't remember paying any payments.

 

It wasn't a good time for me.

 

It shows on my CrA files as settled so I assume it was purchased.

Fredrickson are now chasing.

 

There is no default showing on file.

 

I live in Scotland.

 

Is this statute barred in December this year?

 

I have not had any assignment notices from Fredricksons.

 

Letter fro Bryan carter says that Freds have recorded a default.

 

Help please!!!

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yes in will be extinguished dec this year

no debt, gone , dead.

 

 

shopacheck are welcome finance doorstep division.

 

who's name is against the loan on the CRa file please - ARROWS?

 

can you scan up the letter you have had please

 

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all monetary figures and dates.

*********************************************************

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

try www.pdfescape.com TO BLANK STUFF,

*************************************************************

or

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

 

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice dd-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Is the balance outstanding on the CRA file corresponding with that of the original loan?


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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The loan is marked Shopacheck and is clearly marked as satisfied.

 

This is why I believe it was sold.

 

There is no default.

 

I don't think I made any more than one payment.

 

I will need to get to a scanner to post the letter but it is from Fredricksons,

Brand product is CL Finance(Shopacheck), our client LowellFinancial Ltd.

 

2have not discharged debt to Lowell.

prepared to offer 1 final chance before recommending a legal claim.

 

they would accept a full and final offer.

 

I have just noticed the wording says that IF our client has recorded a default,

CRA files would be amended to reflect a partial settlement

 

The amount they are claiming is the same as my CRA file

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waste of money never PARTIAL SETTLE.

 

use a mobile phone or a digital camera

 

then follow the guide please.


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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