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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Lesley A
      Licensed breeder Puppy farm & genetically sick pups.***Settled***

      By Lesley A · Posted

      Part of a settlement agreement.   concerbs over her nane online we’re raised and I was blamed for bad mouthing. I explained I put nothing up myself.  cannot discuss details of the case as per agreement.  
    • FTMDave
      Horizon PCN

      By FTMDave · Posted

      The sticky thread is locked because it's just a template thread. We need to see the invoice you're disputing. And for you to answer the questions below (I'm guessing this is an ANPR capture, the vast majority of tickets are) -   For PCN's received through the post [ANPR camera capture] (must be received within 14 days from the Incident)   Please answer the following questions.   1 Date of the infringement Give answer here   2 Date on the NTK [this must have been received within 14 days from the 'offence' date] Give answer here   [scan up BOTH SIDES as ONE PDF- follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'s   3 Date received Give answer here   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] Give answer here   5 Is there any photographic evidence of the event? Give answer here   6 Have you appealed? [Y/N?] post up your appeal] Give answer here   Have you had a response? [Y/N?] post it up Give answer here   7 Who is the parking company? Give answer here   8. Where exactly [carpark name and town] Give answer here   For either option, does it say which appeals body they operate under. Give answer here   There are two official bodies, the BPA and the IAS. If you are unsure, please check HERE   If you have received any other correspondence, please mention it here   Copy the windscreen or ANPR section to your thread and answer the questions... …….... In either case scan up both sides of any letters/tickets in or appeals made out to ONE MULTIPAGE PDF ONLY
    • Bilali8
      ECP PCN Rental Car - paid by app - no receipt - appeal refused - Mayfair - Achilles Way

      By Bilali8 · Posted

      Perfect, thanks Dave.   You're right, a whole dodo storm this has been. As sons of first-generation immigrant parents, whenever something like this happens the old man panics. There was a whole "appeal this now" because my dad paid for the parking as he was with the hirer at the time and he isn't as tech-savvy as my brother so he ended up doing what he did and because I don't live there anymore it came all the way down to this.  But yes, we'll do this SAR and see what comes of it.  Will keep posting here with the hopes that it may benefit someone in the future.  Thanks again, everyone. 
    • sugarNspice
      Horizon PCN

      By sugarNspice · Posted

      saying the thread is locked, what shall I do?
    • FTMDave
      Horizon PCN

      By FTMDave · Posted

      Please fill in the forum sticky and upload a copy of the invoice, redacted of anything that could identify you -  

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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Motormile Finance Uk Limited

deepinthedoo
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fletch70

fletch70

Posted
Posted

Ok

It might give you some satisfaction although I am told you should only threaten court if you intend to follow through.

 

Hopefully you will have every email/letter/text message and call that they have sent along with proof of postings of every letter you sent you and copies of emails you sent.

Since I started fighting the debt collection industry I keep everything in a file but also on my PC and in google drive...although the cost of printing out the didgital stuff would be hig.

 

If not already done get that complaint into the FOS including the reply and do not be fobbed off with an adjudicator. If he doesn't rule for you insist it goes to an ombudsman

Any opinion I give is from personal experience .

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renegadeimp

renegadeimp

Posted
Posted

Fletch is right. Only ever threaten court action if you are going to take it. Otherwise its an empty threat and you make things much harder for anyone else to do it.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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rc14

rc14

Posted
Posted

Glad to hear that CAG is on the case to sort this bunch of amateurs. I have had another reply from Barry Ellershaw in which he claims to have attached a copy of my Notice of Assignment, no date given and of course it was not even in the envelope. I experienced the same tactic from Lowell Portfolio who were not able to prove their case when I followed through with my threat to take them to court. Basically there was no debt to sell to MMF, no default and no lawful assignment. I got a hundred quid from Mackenzie Hall as an apology for passing the account to MMF, but Motor Mile still digging themselves into holes with contradictory statements. I have reported this to the ICO, OFT and left it with the FOS to deal with. Its all gone quiet.

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rc14

rc14

Posted
Posted

Hi further update Motor Mile who seem to be contracting Foot in Mouth Disease. MF have sent me a dubious looking copy of their assignment letter. Its dated 11 April 2012 and obviously I have never seen it before. I have gone back suggesting the ink is still wet and why it has my current address when they had been given a different address by the previous DCA Mackenzie Hall that sold the debt to them. I also questioned why they would not have bombard me with threats for the rest of the 18 months they held the account after the NOA had been issued. Has anyone out there got any concerns about the authenticity of their NOA;s may be interesting to air them? I have explained my concerns to the OFT and the FOS.

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renegadeimp

renegadeimp

Posted
Posted

Go for both

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 1 month later...
deepinthedoo

deepinthedoo

Posted
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Posted

Hi everyone

 

I have not heard a peep since just before Xmas, have i missed some news about our friends or have i just been lucky in not hearing anything for nearly 8 weeks?

 

In a way it is a good feeling but cant believe they will just leave me alone like this

 

Thanks

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fletch70

fletch70

Posted
Posted

I know they are hassling someone else on another forum. Another WDA victim. I guess your card has gone to the back of the index box and will work it's way to the front in time. Sorry to be so cheerful

Any opinion I give is from personal experience .

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andy07

andy07

Posted
Posted

I kind of miss my daily calls off 'Mike the MMF doorstep collector' over the months I think that we have bonded although I know that he cant hear my voice (being just a digital recording) but I think there is definately a connection between us ... I wait patiently for his appearence to collect my doorstep but yet to meet him yet( I do understand that if he is THE doorstep collector then his round is only a little smaller than santa)

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BRIGADIER2JCS

BRIGADIER2JCS

Posted
Posted

MMFs posing and posturing is quite comical really, one does worry that they actually believe the nonsense the spout (delusions of authority that they do not have imo).

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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fkofilee

fkofilee

Posted
Posted

Hi Storm.

 

No matter what we do this will never happen... Yes it's full of corruption to the point where people think they are a bit too big for themselves.. M personally I think a more reasonable petition about asking the OFT to investigate this company would work better...

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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storm01

storm01

Posted
Posted

Hiya, I go with all avenues, I have reported to the OFT over the years and I appreciate they log things, they must gets so many similar complaints, yet still don't sort this. I know it is a major and I'm not holding my breath, for sure, but then I no longer wish to sit back, so whilst the banks etc are being held slightly to task by the Govt. over other issues and there are trickles re. DCAs with OFT, press etc and other matters that are looking at big profits, I figured get this out there....hard work though. OFT is ending soon and I still don't see a new set up curing problems, but it means staff and wages...haha, Govt want to cut back on Public Sector and so on :D

 

 

Hi Storm.

 

No matter what we do this will never happen... Yes it's full of corruption to the point where people think they are a bit too big for themselves.. M personally I think a more reasonable petition about asking the OFT to investigate this company would work better...

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chuffter

chuffter

Posted
Posted

Hello,

 

To Add I have too been contact by these jokers, for an account that I've never heard of.

 

So sent them the standard "Naff Off" Letter requesting CCA and posturing for Statue Barred.

 

I'll keep you guys posted on how I get on and any complaints I make, I luuuuuuurrrvvveee complaining!

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storm01

storm01

Posted
Posted

It is bad enough when a person does know what they are talking about, when they discover how bad these companies are etc, but when you have no idea....and you may find they continue regardless....

 

 

It can be a challenge complaining, LOL...but it does take it's toll on a lot of people. Thanks heavens for the people on here, they give endless hours weeks months of help :)

 

 

Hello,

 

To Add I have too been contact by these jokers, for an account that I've never heard of.

 

So sent them the standard "Naff Off" Letter requesting CCA and posturing for Statue Barred.

 

I'll keep you guys posted on how I get on and any complaints I make, I luuuuuuurrrvvveee complaining!

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chuffter

chuffter

Posted
Posted

Sorry if I sound arrogant, I don't mean this to come across in that way.

 

I've dealt with Welcome while they were still around, I owed them and they sent people round till I discovered this site.

 

I, before, would pander to their demands because I did not properly understand my rights. Thanks to the consumer forum I do now, after 5 years of clawing I've now only got the one account left to deal with which is in progress - Welcome Finance for 10K. I've dealt with all of the big players in terms of debt collection, that lot from Ayreshire for a start, with alot more who have sworn, threatened and all sorts to get there way.

 

Someone trying to come round for a debt I've no recall or any record is from six years ago, I've been in the same property for the last 6 and I've not dealt with the company they claim to represent.

 

My theory is pretty sound, hit them hard at the first chance, already stated that the debt (if any) is over 6 years, statue barred, job done. They continue I will present the argument to the OFT.

 

To state law:

 

http://www.hmrc.gov.uk/manuals/ihtmanual/ihtm28384.htm

 

I find alot of the letters I recieve are similar, I send them back the same thing, I get letters saying "sorry, we'll exit stage left".

 

If you deal with these guys in a factual way, they soon **** off as the realize that they cannot intimidate a well informed consumer.

 

Knowledge is power, I say bring it on!

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storm01

storm01

Posted
Posted

Hiya, that's NOT arrogant, it shows strength and I think a lot of people lose strength as it isn't easy to be on the receiving end, it is draining. Pleased you have had some success though and defo this site is a gem :D

Sorry if I sound arrogant, I don't mean this to come across in that way.

 

I've dealt with Welcome while they were still around, I owed them and they sent people round till I discovered this site.

 

I, before, would pander to their demands because I did not properly understand my rights. Thanks to the consumer forum I do now, after 5 years of clawing I've now only got the one account left to deal with which is in progress - Welcome Finance for 10K. I've dealt with all of the big players in terms of debt collection, that lot from Ayreshire for a start, with alot more who have sworn, threatened and all sorts to get there way.

 

Someone trying to come round for a debt I've no recall or any record is from six years ago, I've been in the same property for the last 6 and I've not dealt with the company they claim to represent.

 

My theory is pretty sound, hit them hard at the first chance, already stated that the debt (if any) is over 6 years, statue barred, job done. They continue I will present the argument to the OFT.

 

To state law:

 

http://www.hmrc.gov.uk/manuals/ihtmanual/ihtm28384.htm

 

I find alot of the letters I recieve are similar, I send them back the same thing, I get letters saying "sorry, we'll exit stage left".

 

If you deal with these guys in a factual way, they soon **** off as the realize that they cannot intimidate a well informed consumer.

 

Knowledge is power, I say bring it on!

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chuffter

chuffter

Posted
Posted

If anyone need a pep talk/rant drop me an e-mail.

 

Its all too easy to get lost in debt, I know I've certainly been there. Luckily I have a strong presence behind me (namely the wife) who spurs me on to get it sorted.

 

This site is a gem, more than that, its saved my ass two or three times now. :)

 

Good luck that they have given up by the way, hope they never try to darken your door again!

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storm01

storm01

Posted
Posted

That is really kind of you. I am off here for a bit, but defo agreed :)

If anyone need a pep talk/rant drop me an e-mail.

 

Its all too easy to get lost in debt, I know I've certainly been there. Luckily I have a strong presence behind me (namely the wife) who spurs me on to get it sorted.

 

This site is a gem, more than that, its saved my ass two or three times now. :)

 

Good luck that they have given up by the way, hope they never try to darken your door again!

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