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    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
    • Your topic title was altered last June 23 by the owner of this forum in the interests of the forum Anyway well done on your result and thank you for concluding your topic, title updated.   Andy   .
    • So what    Why ? Consent Order/ Confidentiality ? This would be be invaluable to followers of your topic.  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Kath30 v Monument


kath30
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Hello there i sent a DPA letter Monument asking for my statements for last 6 years on 27/03/06. Received this letter back on 29/03 as below - weird as i haven't complained.............yet!

 

Dear xxx

 

I am sorry you have had to contact us about concerns regarding your Monument account. Thank you for taking the time and trouble to do so.

I am looking into your concerns and will let you have a response or update as quickly as i can but no later than 26th April 2006. In the meantime if you need to speak to me please call 01293 802 473. I have enclosed a leaflet explaining how Monument works to resolve complaints I hope you find this helpful.

Thank you for bringing this to my attention

 

Emma Fairchild

Customer Releations

 

will keep you updated on the progress of this.

If anyone needs the address its

 

Portland Building

25 The High Street

Crawley

West Sussex

RH10 1BG

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A lot of people who have sent DPDR's to different places have had replies mentioning complaint lol

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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We got the exact same letter from the lovely Emma Fairchild (though she didn't actually sign it herself!). We had though sent the preliminary approach for repayment letter. Sounds like they aren't even bothering to read the whole letter, just seeing the bank charges bit and lumping them all together.

 

It might be worth ringing Emma Fairchild and confirming that the charges info is actually going to be sent out to you.

 

They are obviously getting a hammering at the moment!

Don't forget to contribute to the CAG. Without them we would probably still be drafting our prelim letters.

OH Cap One - £436/ So far received £40. MCOL submitted 17/7/06. Caved 4/8/06 for full amount!!!

OH Monument - £140, claim filed 8th May. Requested judgement by default, settled in full 4th July via out of court settlement (see thread). Total £192ish received.

Me Barclays - £630. Received letter 13th May offering £300 full and final (they can bog off). Claim filed 16th May. Acknowledgement of Service filed 22nd May to defend all of the claim. Allocation Questionnaire completed and Stay been ordered by Judge on 18/7/06!!!

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  • 3 weeks later...

Well got another letter from Monument on Friday stating

'I am looking into your concerns and will let you have a response or update as quickly as i can but no later than 10 days. In the meantime if you need to speak to me please call 01293 802 473.

I have tried to call the number and constantly get voicemail i have also left mesasges but no one is calling me back anyone had this trouble with Monument? All i want is my statements to see how much i have been charged!

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We got the exact same letter from the lovely Emma Fairchild (though she didn't actually sign it herself!). We had though sent the preliminary approach for repayment letter. Sounds like they aren't even bothering to read the whole letter, just seeing the bank charges bit and lumping them all together.

 

It might be worth ringing Emma Fairchild and confirming that the charges info is actually going to be sent out to you.

 

They are obviously getting a hammering at the moment!

 

If you do phone them always record the call

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Well got another letter from Monument on Friday stating

'I am looking into your concerns and will let you have a response or update as quickly as i can but no later than 10 days. In the meantime if you need to speak to me please call 01293 802 473.

I have tried to call the number and constantly get voicemail i have also left mesasges but no one is calling me back anyone had this trouble with Monument? All i want is my statements to see how much i have been charged!

 

They have 40 days to comply , you could send them a reminder saying you have XXX days left to comply and if they don't comply you will be reporting them to the information commisioner.

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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oh well there was a surprise phone call from Emma Fairchild at Monument stating that she had received my voicemails and also my letter sent yesterday. She is waiving the £10 and i will receive my statements within the next 5 working days. She was really very nice on the phone and i will wait patiently for the next 5 days for my statements.

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Hello folks well i just don't know what is going on with Monument but i received a letter today offering me £356 thing is i haven't even received the last 5 years statements from them or asked them for any money as i don't have a clue how much it is but i guarrantee its alot more than £255 - what now do i phone and insist they send me the statements which Emma Fairchild promised would be here this week just not sure what my next step is in this one!

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I got my statements through yesterday and this one is getting weirder by the day anyway totalled up that they owe me £508 in charges and are offering £255 but on checking my statements i noticed that in Dec 04 my balance was £572 then in Jan 05 statement it jumped to £1039 - i never even bought anything i know this for sure as i was already over my credit limit in December therefore there was no available credit left but the statement in Dec 04 was from Providian they were then taken over from Monument and the Jan 05 statement was from Monument so looks like an error i have called Emma Fairchild to ask for explanation and got her voicemail. Now i want to accept this offer but still go for the rest do i have to state that in my letter of acceptance or can i write a separate letter? She has not asked me to put 'full and final settlement' in my letter. Also i want to sort out the difference between the two statements - my goodness this is astonishing that we trust these bank institutions and there seems to be so many errors!

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ok got a call from Emma Fairchild and it seems there was a printing error in Dec 04 and that was actually Dec03's statements she is going to send me out all those statements and review her offer so i will wait with baited breath!

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I received a letter on saturday offering me £465 of the £930 which they are owe me and i have sent a letter to accept - this will almost pay off my credit card so really please i know i should go for the rest but i still feel like i have a result as i will have almost nothing left to pay on the card.

Emma Fairchild wants it in writing but has not mentioned i have to accept as full and final settlement therefore i could go for the rest later if i want

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changed my mind and have written stating that i would accept £650 as settlement that way it would totally clear my credit card and i have given them 7 days to respond

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will be getting £630 credited to my credit card but they will close the account - not bothered about that - thanks ever so much to everyone who helped just hope the rest pay out!

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  • 12 years later...

This topic was closed on 03/08/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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