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Aktiv Kapital CCA request

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I sent a CCA request to Aktiv Kapital and when they didn't provide the agreement I told them I wouldn't be paying them.

 

They've now asked when I left an address I was last at about 15 years ago.

 

Any idea why they want this or what it has to do with a CCA request

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Sounds like they dont have the CCA, wont admit it and are trying to invent one.

 

THey have no need for the info they asked for. ALl you want is the valid CCA that they must hold to collect the payment. The address you used to live at and the date you moved, makes no difference.

 

The only reason they could want that info is to invent a CCA and to ensure that they have the correct address where you were living back then.

 

Personally i would wait for the 12+ 2 to expire and send the non compliance letter. DOnt get into letter tennis with them


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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jpg too small

 

good point renegadimp


IMO

:-):rant:

 

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set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all monetary figures and dates.

*********************************************************

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

try www.pdfescape.com TO BLANK STUFF,

*************************************************************

or

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

 

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice dd-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

dx


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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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spreadsheets 

 

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would be worthy to make sure your cra file is not trashed

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I dont think AK would even be dumb enough to do that DX, but worth checking.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Yes I'm afraid they have done this in the past, odd default dates, different balances etc.

 

Tell AK that your where abouts 15 years ago in no of their business they have no right to know this.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Yes I'm afraid they have done this in the past, odd default dates, different balances etc.

 

Tell AK that your where abouts 15 years ago in no of their business they have no right to know this.

 

 

Tell them if you told them you might have to shoot them under H.M. secrets act.


:mad2::-x:jaw::sad:

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