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Credit history request by employers

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Hi

 

Hope someone can help.

 

Are prospective employers legally entitled to ask if you have ever been declared bankrupt or had civil proceedings taken against you by a creditor? Are you legally obliged to answer? How do they carry out checks? Surely that is private business that you should not be forced to disclose.

 

Thanks in advance for any answers.

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Employers, can with your permission, check your credit history as part of the job application process and what they discover can be an issue for job seekers.

 

Employers use credit reports to judge how responsible you are and to determine how financially stable you are. The results of a credit check can hinder your chances of getting a job offer.


 
 

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Agree with all of the above - perfectly above board, but they do need your permission to run the checks.....but then if you don't give permission, you stand very little chance of getting the job.


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