Jump to content


MMF rang my boss at work to threaten her they will come to HER home about MY debt!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3837 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hi all

 

just had a call from my boss.

 

.stating she had a call from mmf going to visit her home.

 

..she told them I don't live there.

 

.was really embarrassed.

 

..can they do this

 

..i felt sick knowing they contact her and am being bullied daily by them.

 

..Im on jobseekers have arrears with my rent

 

..so all I have is going to them..

 

.anyadvice.

 

.my boss is really understanding.

 

.but this should not be allowed..

Link to post
Share on other sites

Hi, Did MMF discuss the ''problem'' with your boss??

 

You say you are on JSA are you working for this 'boss' or is this an ex-employer?

 

Either way it's wrong for MMF to make contact in this way.

 

Are you getting phone calls, e-mails, texts or letters on a daily basis?

 

I can draft a letter for you that should stop this.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

good grief,

do this lot ever comply to any rules!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

they rung on Friday..and left her a message..she rang back saying I don't live there...they rung her again on Saturday from a guy called mike who told her he was coming round to visit as I was ignoring the calls...she had a go at him explaining he was discussing personal things when she wasn't me...physically sick...and embarrassed..

Link to post
Share on other sites

Do MMF have your residential address ?

 

If not and you don't want to be hassled, then why take any action. If you want to deal with it, then make them an offer of token payments (say £1 a month) by letter, explaining that you are currently on JSA.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

OK: Send the following to:

 

Private & Confidential

Mr Rob Sands

Director of Compliance

MMF Ltd.,

 

Date:..........:

 

Ref: use one from any of their letters:

 

FORMAL COMPLAINT:

 

Re: Unauthorised Contact with a 3rd Party/ Data Protection Breaches/ Breaches of OFT Guidance on Debt Collection:

 

Dear Mr Sands,

 

I refer to recent contact made by MMF Ltd; with Ms. xxxxxxxxxxxx, in which an operative of MMF Ltd., claiming to be called MIKE who had threatened to call at her premises, this was despite being informed that I did not reside at her address, previously another unknown operative had contacted her and had divulged personal data about me, again after being informed that this was wrong.

 

Obviously this conduct is a breach of the Data Protection Act 1998 and breaches several sections of the OFT Guidance on Debt Collection 2003/2006 updated Nov. 2012 all these breaches are being reported to the OFT/FCA and the ICO.

 

I am sure I do not have to quote 'chapter and verse of the Act and the Guidance document as I am aware that MMF Ltd., constantly breaches and ignores all regulation and legislation and denies that the provisions do not apply to it an approach that has no merit whatsoever.

 

Furthermore the constant contact from MMF Ltd., made to me personally has now reached a level that is clearly harassing and this WILL NOW CEASE!!

 

I suggest that you Mr Sands take notice of a recent Appeal Court Judgement Roberts-V-BOS which has defined the behaviour that amounts to harassment, it is quite clear from this that the conduct of MMF Ltd., in this case is harassment.

 

As is my right I demand that MMF Ltd., ceases all contact other than in writing. I am aware of claims by MMF Ltd., that such requirement do not apply to it, again I'm sure MMF is aware that this stance is nonsense.

 

For Clarification and the avoidance of any misunderstanding: MMF Ltd., WILL cease all telephone, e-mail, text contact with Ms................: immediately.

 

MMF Ltd; will contact me ONLY IN WRITING by Royal Mail postal services all other contact WILL be disregarded.

 

I will NOT allow any agent/ representative to visit my home at any time and will not discuss any matters with any such 'visitor'.

 

Should such a visit take place the person concerned will be invited to leave failure to comply will lead to their removal with police intervention if necessary.

 

Recorded signed/for post is best and check the date it's received, use the 'Protection House' address don't use PO BOX numbers.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Just seen your post re employer that's fine.

 

The draft above covers all points I think.

 

This will I hope shut them up!!

 

Julie we have a thread running with the purpose of placing a 'mass complaint' regarding MMF to the OFT/FCA may we use this data please?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

yes of course..add me to the complaint..am disgusted at there nasty ways...and to add they do have my residential address..as they have been sending letters to me here...so why they need to visit my employers is beyond me...thankyou for the letter, will send this off tomorrow first thing . recorded delivery..but im taking it further..they crossed t he line..

Link to post
Share on other sites

this mike guy at mmf is really scaring me.

.just had text from him..

 

"coming to visit you unannounced" will be there in 4 days..."

 

omg...they are not listening.

 

.emailed them again yesterday to say contact in writing only

 

..sent off letter to them that you put up for me.

 

Am not disputing debt have offered a pound a month.

 

.but had nothing at all back.

.no letters.

.just emails and texts.

.warning home visit

 

..I find the texts threatening.

 

.and have warned them I will show them to the police.

Link to post
Share on other sites

I think Mike may have previously worked for another DCA,

the 'coming in 4 days unannounced' is clearly harrassment,

you will receive another text message or email in the early hours saying 'coming in 3 days' and so on,

 

then starting on 'legal action taking place in 7 days'

(somebody else has told me they have had a couple of those ones, trying to get the number off them who is sending it.).

Link to post
Share on other sites

it came from a mobile no.

 

.and also received this message in email

 

..i have been told to ring police by the cab

..as this is harassment and threatening.

 

I believe from what the ICO said to me this morning.

 

 

.they are aware of mmf.

Link to post
Share on other sites

just ignore them.

 

you keep waving your arms around

and responding

 

they'll keep trying to spoof you.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

this mike guy at mmf is really scaring me.

.just had text from him..

 

"coming to visit you unannounced" will be there in 4 days..."

 

omg...they are not listening.

 

.emailed them again yesterday to say contact in writing only

 

..sent off letter to them that you put up for me.

 

Am not disputing debt have offered a pound a month.

 

.but had nothing at all back.

.no letters.

.just emails and texts.

.warning home visit

 

..I find the texts threatening.

 

.and have warned them I will show them to the police.

 

Julie this being has absolutely NO Authority to do anything he cannot enter your home, cannot do anything bust bluster.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

I wish MMF would buy one f my old debt. I'd LOVE to have some fun with them.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

I wish MMF would buy one f my old debt. I'd LOVE to have some fun with them.

 

Careful what you wish for:jaw:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Careful what you wish for:jaw:

 

All my debts are long SB or have been written off my the OC's. All £11,000 of them. Love to have them chase me for it :)

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

after putting in a complaint with OFT..who are now investigating the MMF,

 

I received a letter this morning stating I am right in stating no visit unless a appointment as been made..

 

But this doesn't apply to creditors so LOL

..so we give you notice that our agent will be calling.

.Well go ahead idiots.

 

.OFT actually replied when I mentioned there names.

 

..Oh no not them.

 

..so im paying in 1.00 per month as my rent which is in arrears comes first

 

.. just thought I would update you..

Link to post
Share on other sites

just got letter this morning..im just paying a token gesture of 1.00 as this is all I can afford.they attached a bank mandate form which im not complying to..im paying in a pound to there bank account every month now.. .

Link to post
Share on other sites

Again, why are you paying ANYTHING?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

after putting in a complaint with OFT..who are now investigating the MMF,

 

I received a letter this morning stating I am right in stating no visit unless a appointment as been made..

 

But this doesn't apply to creditors so LOL

..so we give you notice that our agent will be calling.

.Well go ahead idiots.

 

.OFT actually replied when I mentioned there names.

 

..Oh no not them.

 

..so im paying in 1.00 per month as my rent which is in arrears comes first

 

.. just thought I would update you..

 

You give them FORMAL NOTICE that any such visitor will be invited to leave or will be removed with police assistance if necessary, if this in needed all you need to tell the police is that you feel scared and intimidated by threats being made.

 

I cannot wait to see an MMF muppet visitor arrested.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...