Jump to content


PDUK did not serve default.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2949 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

Can someone confirm something please, have an ongoing complaint with MEM Consumer Finance (t/a PDUK).

 

They have written stating they are not legally obliged to issue a Default Notice and confirm that they did not do so before reporting a default on CRF. They also go on to say they do not terminate credit agreements and Default Notices are only required in the case of a creditor terminating a credit agreement. The end date of the fixed sum agreement is the end contractual due date.

 

I have a copy of the of the Fixed Sum Agreement and able to upload that and copy of the companies response letter for reading.

 

Also to note I was hounded by Mucky Hall as they sent it to them when nothing was due, fully repaid!

Link to post
Share on other sites

PDUK seem to continue to process all their delinquent accounts in house until a 'dead lock' situation occurs, they then default at the last minute just before selling the debt, it's unfair but there is little to prevent this happening.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • 1 month later...

Much as the banks do as well default late and sell quickly leaves the debt purchaser with a longer time scale to pursue for payment.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Or even sell it non defaulted.

Mbna ran me as a repayment plan then defaulted me before sale

With Provident it took them 3 years to default me

 

Mind you they are only two of many so doesn't really make a difference

Any opinion I give is from personal experience .

Link to post
Share on other sites

Hi

 

Can someone confirm something please, have an ongoing complaint with MEM Consumer Finance (t/a PDUK).

 

They have written stating they are not legally obliged to issue a Default Notice and confirm that they did not do so before reporting a default on CRF. They also go on to say they do not terminate credit agreements and Default Notices are only required in the case of a creditor terminating a credit agreement. The end date of the fixed sum agreement is the end contractual due date.

 

I have a copy of the of the Fixed Sum Agreement and able to upload that and copy of the companies response letter for reading.

 

Also to note I was hounded by Mucky Hall as they sent it to them when nothing was due, fully repaid!

 

Yes they are right in as much a they do not have to issue a default notice under the CCA, none is required on any fixed sum loan which has gone past its term.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...