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    • Aesmith - Thank you for your recent interest in my issues.  Input on people's topics can be most useful from specialised experts or those that have similar experiences.  Some people really struggle with knowing what to do (I certainly do) - so it is most useful and helpful and reassuring when solid sensible advice is offered.  I have found there to be some very kind, helpful, supportive and legally knowledgeable people here on cag over the years - who give sound legal advice for people to roll up their sleeves and follow up on.   Of course, sometimes it can be quite challenging sifting the wheat from the chaff.  I don't have lawyer or barrister.  I sometimes attend pro-bono legal clinics for help.  And sometimes have access to barristers via a pro-bono service called Advocate.  Both ad-hoc. Pro-bono means 'free'
    • The Judge was wrong. The keeper is only INVITED to say who was driving, there is no obligation for them to say.
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    • Ok you are in the clear. The PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 for two reasons. The first is that in Section 9 [2][e]  says the PCN must "state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges ". It does not say that even though it continues correctly with blurb about the driver. The other fault is that there is no parking period mentioned. Their ANPR cameras do show your arrival and departure times but as that at the very least includes driving from the entrance to the parking space then later leaving the parking space and driving to the exit. It also doesn't allow for finding a parking spot: manoeuvering into it avoiding parking on the lines: possibly having to stop to allow pedestrians/other cars to pass in front of you; returning the trolley after finishing shopping; loading children disabled people in and out of the car, etc etc.  All of that could easily add five, ten or even 15 minutes to your time which the ANPR cameras cannot take into account. So even if it was only two hours free time you could  still have been within the  time since there is a MINIMUM of 15 minutes Grace period when you leave the car park. However as they cannot even manage to get their PCN to comply with the Act you as keeper cannot be pursued. Only the driver is now liable and they do not know who was driving as you have not appealed and perhaps unwittingly given away who was driving. So you do not owe them a penny. No need to appeal. Let them waste their money pursuing you . 
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help been evicted at 12pm Help pleze


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Hi I need serious help

 

I have been evicted I defended the eviction at court at 11am the judge said it could go ahead

 

mortgage company said if I paid 2500 by 12 then they would halt it

 

my sister tried to pay but they said they could not verify her address

 

so at 12.05 the money in cash was put into their account

 

they said that the baliff had signed it off and now nothing I can do

 

is there anything,, they had the money they wanted to stop the eviction

 

 

not its gone ahead

 

 

please help

 

I cant get into see a solicitor until 4pm

 

court closes at 2

 

need help urgently

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Tell the bailiff and court the money was paid

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I have a hearing in front of a judge tomorrow at10AM I saw a solicitor this afternoon and they said that I can say that I was oppressed, it might work because at 11am they agreed to stop the eviction,xa then they refused payment of the amount that they wanted and said they wanted it in cash paid directly into the back account with thirty mins to go then then said it was too late, I have put in the application exactly that, the problem is the solicitor is in court at the same time with a different case and can not represent me.

 

The judge today just did not listen to me at all, I said that I had money coming, it cleared our joint account this morning, believe it or not, which is what was used to pay the money to them. They kept me on the phone for over an hour saying to hang on and then said it was too late, but the money was paid in before they said it was too late.

 

 

Yes I know this was last minute but we have been waiting for the cleared funds, it just all happened together, today.

 

Realistically is there anything at all I can do at the moment or just draw a line under the whole thing my sister has a property that is empty at the moment that I could move into when I can get all of my stuff out of the house.

#

The judge this morning said no and no appeal it was the other judge that said yes there is something that can be done and agreed to look at it, thing is, dont think the mortgage company is going to want to agree to anything at all they have what they wanted to and that is it back.

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If you can move into your sisters house, do it today. That way you at least have somewhere to live until this is sorted. If the judge finds in your favour, then all you have lost is the time that it takes to take your belongings there and back. For now, your main priority should be to ensure you have a roof above your head.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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The mortgage company said that they would accept £4000 now the problems is I really do not have an exact figure of the arrears, its all charges etc, which is a nightmare, but my sister said the house is mine she owns it outright and that I can move in and live there no problem. The eviction took place while I was at the court and trying to sort it out with mortgage company and trying to get the payment from my sisters bank nto theirs which is not easy to do. Think the arrears stands at about 7k or what they are claiming, however, the charges are in excess of 13k at the moment, and its just the complaints to the financial ombudsman thats taking the tim

 

The money was only transfered into my sisters account by her solicitors this morning otherwise we would not have left it until the last moment to actually go back to court, we were hoping that it would have come though long before this happened.

 

I suppose I need to contact my mortgage company tomorrow to ask them if the arears are paid off if they will give us back possession until its sold, I really think I need to move, but Im still goin to have costs etc so the equity that is in the house is going to be gone.

 

I really dont know now I need a plan of action, what to do next, I just now have the clothes I was at the court in today,everthing else is in the house, I need to apply to get back in to remove everything and I need to find out if they will let me in for a full day, with a removal company.

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They will let you remove the items. Someone will have to be there though. Normally a rep from the company to ensure you do not damage anything.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Of course they will. They wont lock it up and get rid of everything. You could sue the hell out of the courts and the mortgage company if they did that/

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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HI, yes can now pay the regular mortgage, and my sister has all ready said that she will pay off the arrears in full for me and actually said that to the mortgage company before the eviction took place, they started to take payment then refused saying it needed to be cash paid directly into their account. so yes can pay the mortgage and if we can get it sorted all the arrears will be paid in full.

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They are a mob that I didn't know anything about until a few minutes ago when I "Googled" them. By the sound of it, "shysters" is far too polite a term for them! It goes to show just how lax things were before the banks crashed. Let's hope they have tightened up now, with the benefit of hindsight.

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