help been evicted at 12pm Help pleze

[bs0lth]

Hi I need serious help

 

I have been evicted I defended the eviction at court at 11am the judge said it could go ahead

 

mortgage company said if I paid 2500 by 12 then they would halt it

 

my sister tried to pay but they said they could not verify her address

 

so at 12.05 the money in cash was put into their account

 

they said that the baliff had signed it off and now nothing I can do

 

is there anything,, they had the money they wanted to stop the eviction

 

 

not its gone ahead

 

 

please help

 

I cant get into see a solicitor until 4pm

 

court closes at 2

 

need help urgently

[bs0lth]

can somebody please help

[bs0lth]

help please

[bs0lth]

is there anyone that can help

[renegadeimp]

Tell the bailiff and court the money was paid

[bs0lth]

I have a hearing in front of a judge tomorrow at10AM I saw a solicitor this afternoon and they said that I can say that I was oppressed, it might work because at 11am they agreed to stop the eviction,xa then they refused payment of the amount that they wanted and said they wanted it in cash paid directly into the back account with thirty mins to go then then said it was too late, I have put in the application exactly that, the problem is the solicitor is in court at the same time with a different case and can not represent me.

 

The judge today just did not listen to me at all, I said that I had money coming, it cleared our joint account this morning, believe it or not, which is what was used to pay the money to them. They kept me on the phone for over an hour saying to hang on and then said it was too late, but the money was paid in before they said it was too late.

 

 

Yes I know this was last minute but we have been waiting for the cleared funds, it just all happened together, today.

 

Realistically is there anything at all I can do at the moment or just draw a line under the whole thing my sister has a property that is empty at the moment that I could move into when I can get all of my stuff out of the house.

#

The judge this morning said no and no appeal it was the other judge that said yes there is something that can be done and agreed to look at it, thing is, dont think the mortgage company is going to want to agree to anything at all they have what they wanted to and that is it back.

[renegadeimp]

If you can move into your sisters house, do it today. That way you at least have somewhere to live until this is sorted. If the judge finds in your favour, then all you have lost is the time that it takes to take your belongings there and back. For now, your main priority should be to ensure you have a roof above your head.

[sequenci]

Hello there.

 

Are you able to pay the regular mortgage and a little towards the arrears going forward? How much do the arrears stand at presently?

[bs0lth]

The mortgage company said that they would accept £4000 now the problems is I really do not have an exact figure of the arrears, its all charges etc, which is a nightmare, but my sister said the house is mine she owns it outright and that I can move in and live there no problem. The eviction took place while I was at the court and trying to sort it out with mortgage company and trying to get the payment from my sisters bank nto theirs which is not easy to do. Think the arrears stands at about 7k or what they are claiming, however, the charges are in excess of 13k at the moment, and its just the complaints to the financial ombudsman thats taking the tim

 

The money was only transfered into my sisters account by her solicitors this morning otherwise we would not have left it until the last moment to actually go back to court, we were hoping that it would have come though long before this happened.

 

I suppose I need to contact my mortgage company tomorrow to ask them if the arears are paid off if they will give us back possession until its sold, I really think I need to move, but Im still goin to have costs etc so the equity that is in the house is going to be gone.

 

I really dont know now I need a plan of action, what to do next, I just now have the clothes I was at the court in today,everthing else is in the house, I need to apply to get back in to remove everything and I need to find out if they will let me in for a full day, with a removal company.

[renegadeimp]

They will let you remove the items. Someone will have to be there though. Normally a rep from the company to ensure you do not damage anything.

[bs0lth]

Its going to take all day, will they let somebody be there all day, we are looking to get a removal company to pack it up and get it out, there is just too much for us to do in a couple of hours...

[renegadeimp]

Of course they will. They wont lock it up and get rid of everything. You could sue the hell out of the courts and the mortgage company if they did that/

[bs0lth]

Has anyone got any ideas at all what I can say tomorrow when it goes back in front of a different judge... cant believe the timing was just so off today.

[bs0lth]

Can anyone else help me please

[sequenci]

Can you answer the question I posted up please?

[bs0lth]

HI, yes can now pay the regular mortgage, and my sister has all ready said that she will pay off the arrears in full for me and actually said that to the mortgage company before the eviction took place, they started to take payment then refused saying it needed to be cash paid directly into their account. so yes can pay the mortgage and if we can get it sorted all the arrears will be paid in full.

[northernbloke]

Which mortgage company is it? Just want to avoid them, they sound like shysters.

[bs0lth]

They are complete, and utter, its southern pacific mortgages trading as capstone, acenden or SPML

[northernbloke]

They are a mob that I didn't know anything about until a few minutes ago when I "Googled" them. By the sound of it, "shysters" is far too polite a term for them! It goes to show just how lax things were before the banks crashed. Let's hope they have tightened up now, with the benefit of hindsight.