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Capquest/ zinc old orange debt


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Hi,

my girlfriend has received a letter from capquest about her outstanding debt to orange for a mobile contract.

 

This bill is for calls she made whilst on holiday in the carribean.

She owes £2000 !!!!!

 

This was in 2009 the account was defaulted july 2009.

It got passed to debt collection and it started with the usual threats.

 

Then a debt collection agency threatened her with bankruptcy.

 

She received a statutory demand.

 

I did not know about this site got no advice and we ignored it.

 

Some time later she got a letter saying the debt had been passed to capquest.

ALL OF THIS HAPPENED IN 2011.

 

She has received letters from capquest just with the usual threats.

She has now received one saying she has to make contact immediately or the debt will be passed to ZINC to arrange collection.

 

We was hoping to wait untill it becomes statute barred but thats 2 years away.

 

What should we do?

 

What are ZINC likely to do I have seen on here that they seem nasty peices of work.

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Ignore. Then when in doubt, ignore some more. Zinc cannot do a single thing. Only capquest can as they own the debt.

 

Check your credit files and make sure everything is alright.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Interesting that she received a statutory demand and wasnt made bankrupt ?

 

Empty threat that they didnt follow through with.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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zinc, forget it

they'll never turm up anyhow.

 

just remember NO DCA doorstepper has ANY legal powers.

 

pers i'd not respond

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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