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    • "Under the rules of the Financial Ombudsman Service, I'm required to ask Mrs B to accept or reject my decision before 11 May 2021".   I'd have thought it's a no-brainer isn't it?  You need to inform the FOS you are rejecting the decision irrespective of whether you get a reply to any SAR.  I don't see that any SAR response could possibly lead you to accept their decision.   (Unless I'm missing something obvious, there is no downside in rejecting the FOS decision, is there?  I presume there are no costs involved?)    
    • Hi   You are more than welcome as we are here to help.   What you have here are 2 seperate issues.   1. Rent Arrears/Termanation of the Property/Warrant for Possession   With the Rent Arrears I would advise to enter a Payment Plan but you must be aware that they will ask for your income & expenditure to set this up and if you default on the Payment Plan even just one payment they will reserve the right to withdraw that Payment Plan and proceed with Court Action so you must be fully aware of that.   I would also advise writing to them that you wish to Terminate the Tenancy of your Property (insert address) from reciept of this letter as per the Tenancy Agreement.  (if you do it this way and they accept that rather than going to court for warrant of possession to end your tenancy of that property you will only have whatever the time limit is on ending tenancy in your original agreement rent added to the rent arrears rather than all those added court costs etc.)  If you do it this way I hope they accept this and fingers crossed.   2. The way they obtained your present address via facebook and then turning up at your address without notification.       In there letter they ask what outcome you are looking for now this is only my thoughts:   1. That they argee and accept a Payment Plan for those Rent Arrears.   2. That they agree to accept your letter to End the Tenancy of your Property as per the Tenancy Agreement Signed.   3. An apology for the way your staff pouported to be a buyer of an item I was selling on Facebook only to obtain my new address and then your staff appearing at my new address causing me distress and anxiety by the way the acted at my property.   These are only my thoughts on the matter but you can change or amend anything to suit yourself    
    • did you inform lowells of your current and correct address during your earlier exchange before they issued the claimform? do you have the particulars of claim and know what date this account was opened? if the date was after you moved out you have a good case this was identity theft.   there is no rush doing the N244 get your ducks in line 1st.   dx  
    • How long do I have to send the set aside form to  court? I am filling the form I will send it very soon  in question 10 which kind of evidence do I have to send?   Thank you    
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    • Ebay Packlink and Hermes - destroyed item as it was "damaged". https://www.consumeractiongroup.co.uk/topic/430396-ebay-packlink-and-hermes-destroyed-item-as-it-was-damaged/&do=findComment&comment=5087347
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
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    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
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The CAG Vaping thread (E-Cigs) What kit you rockin and liquids you take?


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Surprised there's no tips tricks and recommended gear thread so here goes.

 

Liquid - I vape a 50:50 mixture of 24mg RY4 and 18mg AV4 (acevapers organic RY4) - will be cutting the nicotine mg strength soon.

 

Kit - Kanger MT3s Tanks with 2.4 ohm coils and the bog standard top 2 1mm wicks replaced by a 2mm Ekowool one on EGO-T standard 900 mah batteries.

 

Tanks with head are £5 batteries off amazon for £8. Liquid cheap as chips except the AV4 which I pay a premium on as it's divine.

 

I've now bought a volt/amp/ohm meter plus some Kanthal A1 Heat Resistance 1 Wire - 0.2mm with the 2m of Ekowool wick so that I can build new heads/coils for my MT3s tanks.

 

Next step for me with be a variable voltage battery holder like the VAMO.

 

So what you all vaping?

 

For the best beginers guide to kit etc see here http://allaboute-cigarettes.proboards.com/thread/28309/pics-vids-get-started-abbreviations

 

It does all look intimidating at 1st but I highly recommend going the rebuild-able route as you for a couple of quid outlay replace and tinker slightly with things to solve common issues. I paid £4 for 10 meters of coil wire and 2 meters of Ekowool. Once I figure out how to use me volt meter I'm building my 1st head around the 2mm Ekowool. You should also search youtube for how to clean and dry burn your kit for longer life.

Edited by caro
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Or just go cold turkey and save your money.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I know a few people using liquids to pack up smoking.

Edited by caro

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Have they quit though or are they still using them and having to go through this rigmarole just to stop?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Both. :)

Edited by caro

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I stand corrected then. Im just of the opinion that nobody should need to go through all that junk just to control their addiction.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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That's the problem. Smoking is an addiction and the more help people can get beating it the better. Many just can't do it cold turkey.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I've tried everything but the main stream quiting NRT is not suited for my needs. So I tried something else. I got stung because although I knew what I was buying it's very hard to find the information in 1 place to make a really informed decision.

 

I hoped that by starting this thread it could become a place whereby we could help people new to vaping make the best decisions. Based on actual experience rather than false reviews.

 

All I can say is VAMO VAMO VAMO I want one so much :madgrin:

Edited by caro
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nahhhhhhhh provari or sentinal (which I have) and I love vaping, healthier than stinkies and dropping the nic level all the time, saved over 600 quid, not coughed wheezed or had any cigarette related symptoms in 3 months, I too tried every thing to pack in smoking, gum, patches, inhhalators etc. All the NRT products did to me was turn me into the Hag from hell. Vaping is the best alternative I have ever come accross for certain people who enjoy the act of smoking but hate cigarettes vaping is perfect. I am vaping on my K100 juicy peach, and in my sentinal I have Key lime on my dripper.

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I've just got a simple ego. It does the trick for me. Currently, I'm using red bull flavour (a fave) and have got peach schnapps & cherry bakewell lined up x

"In this situation, you know what you have to do? Just keep swimming, swimming, swimming." Dory - Finding Nemo.:wink:

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provari or sentinal (which I have) .

 

Both nice bits of kit I could really be tempted by. I'm only 3 months into this journey so have only just started getting more involved in the I can make this work with a pair of pliers and a bit of wire side of things.

 

I was looking at the VAMO as basically it's a battery holder with a few buttons to control output. Don't see the point on spunking £20 on an EGO Twist and really fancy an easy to use/replace battery with a bit more power as the standard EGO 900s don't even last a day.

 

Should work out cheaper too as it's far cheaper to replace the batteries than paying for one in a tube with a circuit board.

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kitten1 what tank you using on the EGO?

 

I originally bought the type A which was an absolute lemon!

 

So glad I moved onto the Kangers as I now experience the vapor clouds the rotund Americans on youtube rave about.

 

biggeorge you've got the EGO CE5 rebuildable tanks looked at them but was put off by leakage issues. Are they any good?

 

I was going to buy a couple to try as they were doing ones with a basic 900mah battery with charger for £8 last month.

 

If you're still smoking what mg nicotine are you vaping?

 

I had a bit of an issue due to 16mg but upping the levels to 21 mg sorted me right out.

 

No acid reflux and I sleeps like a baby. Everytime I've gone NRT (except nasal spray) it's been losec and sleeping tablets.

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Sounds like a nightmare to me and just swapping one addiction to another on an obsession level! Someone is making a profit still but good luck if it helps. I can see why E-Cigs have a bad reputation if they are being adapted and condoned for long term use.

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As one of my friends doctor put it, it's the lesser of 2 evils, and also substantially cheaper than smoking.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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cheaper, definatly. and at work not having to go out in the freezing cold for a fag. We are allowed to vape in our canteen, and in local pubs, but even so legal, its respectful to ask the landlords permission first before vaping as they may not like it. I did find at first even though I was allowed to vape in thr canteen etc I felt a bit like a naughty schoolgirl doing it, but when others started I didn't feel so bad.

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Sounds like a nightmare to me and just swapping one addiction to another on an obsession level! Someone is making a profit still but good luck if it helps. I can see why E-Cigs have a bad reputation if they are being adapted and condoned for long term use.

 

Right before I head to the debt sub forums with a calculator going look less money coming in to you have going out.....

 

1, I am replacing 1 nicotine delivery system with another. So.... no change in addiction.

 

2, nicotine and cocaine for that matter were traditional South American medicinal herbs and Queen Victoria was absolutely off her regal tits on both! With some of the comments Prince Philip comes out with you think he'd might have discovered her secret stash in the East Portcullis?

 

3, I think it was Walter Raleigh who brought this thing to us with the potato in 15-1600s?

 

4, Would I rather breath in a mixture of the 2 liquid chemicals PG/VG mixed with flavourings & nicotine that were used for dry ice effects in almost all night clubs in the 80s or BATs' version witch was a paper tube filled with tobacco plus over 100/1000 additives 99.8% of them were considered poisons.

 

Saying that not everybodys' body agrees with either PG or VG let alone nicotine. This will only become apparent for most round about a month after the withdrawal from additives to cigarettes clears. They are not perfect but for 99% of people they are amazing.

 

For all of you going so much hassle this is how you clean and dry burn a kanker tank (which pretty much goes for all rebuild-able tanks)

 

My head's just exploded posting that. Rinse under hot water.........aaaaaaaaaaaaaaaaaaaaaaaaarrrrrrrrrrrrrrrrrgggggggggggggghhhhhhhhhhhhhhh! Too hard too hard we're breaking up Huston we have a problem!

 

On a brighter note

 

just dropped from 2.5 ohms to 2.2 on my kanger heads and it's ooooh nice! More like smoking rich butter infused with maple bacon to an Iceland platter.

 

Plus the amazon retailer I bough my last 2 ego 900mah batteries from has refunded my £2 postage on the dodgy one and is still sending a replacement.

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  • 1 month later...

Well that should be me fully upgraded tomorrow :whoo:

 

Got a KANGER Pro tank V2 arriving with 160 ml of RY4 tomorrow.

 

Got 18 KANGER heads I can rebuild and actually know what I'm doing now! You can't fit 4mm of wick in a 3mm by design hole :lol:

 

Even with heads and the smaller tanks so cheap it's still cheaper to rebuild and loads more fun!

 

Also have my 1st 'battery mod' :!: The Itaste MVP v2 which I'd highly recommend.

 

http://myepack.co.uk/mods/itaste-mvp-v2-0.html

 

2600 mah of charge. Not only does it have controllable Voltage and Wattage plus an ohms reader built in, but it can also charge your phone/MP3 player via it's built in USB port.

 

Been taking my EVODs out on a standard EGO-T battery and have been getting some very funny omg he's tokin a crack pipe looks off the uneducated :madgrin:

 

My GP asked me to explain how it worked to her and seamed very impressed. Hey even the blokes doing the sign out front of the GP practice stopped me for a chat.

 

Think I might have made my 1st convert tonight :!: He'd tired the prepackaged didn't like it and thought my EVOD was just a big one. Took the battery off then pulled the tank apart/explained how it worked to show him the bits and gave him a go. He went omg flavour as this big plume of AV4 vapour left him. Even the non smoker he was with was impressed. Although she had to be explained by him (I was impressed by this tbf) that it was PG/VG akin to water vapour not cigarette smoke :jaw:

 

This is my riffle

This is my Gun

This ones for fightin

This ones for fun!

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I can see why E-Cigs have a bad reputation if they are being adapted and

condoned for long term use.

As far as I'm aware e-cigs are not being 'adapted' for long term use. How an individual uses them is surely a matter of individual need or preference and this has been the case for years. The vast majority of people I know who use them did not intend to give up cigarettes completely and if they have done so it came as a glorious surprise that they could. Like me they were long term, heavy smokers who had tried every other method at one time or another to quit and to be fair some of those methods were effective in the short term. I am now on day 574 smoke free after decades of heavy smoking, admittedly not quite nicotine free but I fail to understand why this enrages some people. Those same people who are so against this method of harm reduction because there is still a small amount of nicotine involved ingest the substance every day if they eat a healthy diet as it is present in many vegetables.

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just upgraded myself ion saturday with a variable voltage tesla mod and I love it

 

You watt? :madgrin:

 

Just kidding although Tesla whilst genius was recluse who only talked to pigeons (he felt they were better than humans) so my mind boggled a bit. Especially after seeing you can now get wireless chargers and Ancient Aliens theory of the pyramids as a wireless energy grid - which is one of the things Tesla was perfecting for free energy for all - well with out the pyramid bit.l

 

I'll google it later.

 

Pro Tank washed/soaked over night/dried and now in use today. Bit airy until I upped the voltage from 3.7 to 3.8 now 4 volts on the 2.5 ohms coils it came with. It also came with a voltage to ohms chart. Something my MVP didn't come with :roll:

 

1.7-1.9 ohms 3.1-3.3 volts

2.1-2.3 - 3.4-3.7

2.4-2.6 - 3.8-4.1

2.6-3.0 - 4.2-4.5

 

Note: The standard single in a tube type EGO batteries will at best only output 3.8v when brand new. Mine 2 months old are 3.7 fully charged. All batteries cut out at 3.3v so according to the chart will not work with a protank unless you are using low ohms coils. Twists might work?

 

Just need to work out what setting the power function on the MVP does and it'll be bonza vape fest.

 

No leakage which I've heard was a bit of an issue with them and unlike the MT3s tanks (which tend to short if tightened too much and need the bottom + pin of the head wiggled down a bit to connect) work perfectly on my MVP v2 :whoo:

 

My tip for all KANGER Tanks is replace the top 2 1mm flavour wicks (not wrapped round the coil wick) with a single 2mm wick. I'm using Ekowool (which apparently expands - burn it with a lighter before cutting or it frays catastrophically) and now only get flooding into the battery when it goes to almost empty levels.

 

All my KANGER tanks EVOD/MT3s have suffered with gurgling/flooding from the off. Thats why I didn't get on with them. Took a virgin pre-built EVOD head out today and same issue. Pro tank is Ekowooled and prefect.

 

I'm buying from here wire n wicks http://www.vape-atomizer-mesh.com/ and am thinking of some 1 mm Eko and a higher thickness of wire prob 2.5-3.5 for coils

 

Any Ideas as my brain goes a bit funny on this subject.

 

I still want a Vamo or Sigelei Zmax Telescopic for.... I don't know nor need one except for the fact it's new shiny toys with buttons. Shiny shiny buttons :whoo:

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Pro Tank V2 with a 2mm Ekowool flavour wick and MVP2 set to 4 volts on a 2.5 ohns head 207ng4i.gif

 

Epiphany seriously it's underpants in the freezer territory :jaw:

 

It's like vaping mellow birds with a hint of worthers originals where as the EVODs with the same juice/ohms are an iceland shrimp ring

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VAMO V5 full kits are here (inc 3 batteries and charger) and only £50. http://myepack.co.uk/vamo-v5-full-kit-ss.html

 

Must resist temptation.........

 

Oooo snowy how does the CE 7 vape?

 

that itaste looks like a nice bit of kit

 

http://www.e-cigarette-forum.com/forum/gotvapes/450177-introducing-fantastic-new-itaste-vv-vw-v3-0-iclear10s-replaceable-coil-clearo-kit-available-four-styles-colors-video-within.html

 

Not sure about it only having an 800 mah battery though?

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The CE 7 vapes well, i`m not a seasoned vaper. I started out with a starter kit & then progressed to the CE 7, these are my only experiences of vaping , so, very much a novice.. I like it , good amount of vape, good throat hit. I like the look of the itaste, very modern & sleek. I confess to being very dumb when it comes to batteries & such like. I stopped smoking a good while back but decided to start vaping as i felt i was near to cracking . I like vaping , the mechanics of smoking are replicated in a lot of ways, like preparing a smoke [ i used to roll my own] so i enjoy the vaping equipment.

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