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Small Accident - Help Required


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Hi,

 

Really need some help. My wife reversed into a parked land rover freelander parked behind her. She hit the driver front wheel arch from the side at a very very low speed. She took photos at the time, and they show a small dent, a very slightly buckled wheel arch and a few scratches.

 

The driver has now come back with a quote from Guy Salmon for £1,300. There are a number of things that I believe can be disputed E.g., direction of travel (head on impact apparently) and the sheer amount of work that is required. My wife's photos and the photos acompanying the quote differ also, there is damage showing now that wasn't there previously e.g., Scratches do the drivers door.

 

We therefore want to dispute not only the quote but also the arount of damage also caused, but having never been involved in anything like this before have no idea of the best way to go ahead. Are we best to not mention it to the insurance company at the moment? Do we request he has a second opinion? Do we go to the insurance co with the photos and dispute the damage through them? Please please help.

 

Thanks

<(o.o)> Smackbat

 

:) Smile.co.uk - £4,400 WON 12/10/06

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:? Woolich PLC - To Start

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Guy Salmon wont be cheap as they are an authorised Land Rover dealer, have you notified your insurance they may be best placed to deal with this

 

Agree, you have to hand this over to your Insurers. You would have to tell them anyway in line with the t&c's of the policy.

 

Your Insurers won't be happy that you have attempted to pay the third directly, but they will be even more unhappy if you leave it any longer before contacting them. If you read your policy it tells you that you should not admit liability in the event of an accident. Leave it to the Insurers to argue about.

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Have you any idea how much a wheel arch panel for a freelander costs? £1300 is actually quite reasonable for a replacement but the dent could be knocked out for a couple of hundred and about half that for the respray so unfortunately you have gone about this the wrong way and now you are stuck with either paying or claiming on your insurance. If your insurer asks you why you took a while to notify them tell them that you asked for a damage report bla bla.

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