ccj from bryan carter ! forceable or not

[dpfencing]

hi

 

I have a ccj from 2010 issued by bryan carter for a egg credit card for 5k,

 

 

I have not paid any towards this ,

 

 

is this ccj inforceabe ,

 

 

if so why has no one been round ,?

 

 

and because its 3 years ago

 

 

can I get this judgement set aside ?

 

 

than ask for cca >?

[dpfencing]

hi I have a ccj from 2010 issued by bryan carter for a egg credit card for 5 k ! can I apply for this to be set aside then ask for a cca, or should I do nothing ? or is ccj forceable or not ?

[dx100uk]

was the CCJ obtained whilst you were at your present address

did you get any paperwork about in

 

or how did you find out about it.

 

tell us the full story please.

 

dx

[dpfencing]

long story but

 

my ex partner had a away of getting to mail first and destroying what she didn't want me to see,

 

in other words she took out credit I my name then destroyed all correspondence,

 

I only found out about it in 2012 ,

 

by constant phone calls and treats from bryan carter, saying bailiffs have been instructed etc , and yes at my address

[dx100uk]

so it was fraud.

 

so how long did it go before carter got ahold of it

 

I assume EGG sold the debt?

 

were they aware of the fraud?

 

that'll be the only reason to get it set aside ...fraud.

 

dx

[dpfencing]

Not sure when the egg card defaulted,

but I never saw any paper work from egg or the fact that Bryan Carter were taking me to court,

 

 

because it's so long ago can I get the ccj set aside.

 

 

So egg didn't know it was fraud.

 

 

I have several other cards that have defaulted and

 

 

I have successful asked for cca and heard no more from them

[dx100uk]

I suppose if you cold prove it were fraud

you could go back to the court with that evidence

you'd have to get the police involved and get a crime number etc.

 

a ccj will override the fact that there is/is not a cca

 

however an sar might give you the fraud paperwork

ask for a copy of the agreement. in a sep line too.

 

dx

[dpfencing]

in a sep line ???

[renegadeimp]

Seperate line. In the letter.