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Overcharged Consumer v HSBC : WON


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OK, so, Friday I sent a response to the letter from Mr Beaumont. In it I thanked for the response (some six weeks later) and advised that the matter was now being dealt with through the courts. I sent it by post and also by e-mail marked URGENT - FAO Mr Beaumont.

 

I have this morning received an e-mail in reply stating that it's been passed on. Hopefully someone will now acknowlege my claim - it's really getting on my wick - it seems as though everyone is receiving acknowlegements except me. It's almost as if I don't exist!

 

OC

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quote=sopsps in another thread]Hi HSBCrusherI filed a MCOL on June 1st and like Overcharged, I haven't had a squeak from HSBC either.

I thin kI need to contact them to bring my claim to their attention!

When you wrote to them tellying them you've taken action - did you send a copy of the pdf form with the claim details that you can view on the MCOL site?

cheers

:rolleyes:

 

I know your question was put to HSBCCrusher but I thought I'd let you know what I did too. I've responded in this thread to avoid hijacking someone else's.

 

I didn't send the PDF form to them, I merely responded to a letter they sent me. In the letter I advised that I had raised a claim in the small claims court which had been served and mentioned that I was awaiting acknowlegement of the said claim.

 

OC

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I haven't had a reply either but mine was a few days after yours (issued on the 1st and served on the 6th).

Do you think it may have been lost between going between your branch and P Beaumonts department? Because the MCOL goes to your own branch doesnt it?

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Right on! :D

About time, but of a relief huh?

keep us posted

Crusher

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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Acknowleged on the 12th (as previously posted).

 

Notification received from the courts of the acknowlegement.

 

Intention to defend stated (well I hardly expected them to admit the claim).

 

Just waiting for either details of the defence from the courts or a communication from the solicitors now.

 

There's a few of us on a near identical timescale now. I think I'm a day or two ahead of a couple of you so may be able to give you a heads up depending on what happens (although my post arrives while I'm at work so can't update on correspondance until the evening).

 

OC

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You should all be receiving the standard offer waffle from DG shortly, but will find that refusing the offer results in full refund credits to your accounts a day or two later...I'm happy for you all :):):)

 

To see the steps I took to recover unfair bank charges with the help of Consumer Action Group, please read my thread Spiceskull v HSBC.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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You should all be receiving the standard offer waffle from DG shortly, but will find that refusing the offer results in full refund credits to your accounts a day or two later...I'm happy for you all :):):)

 

To see the steps I took to recover unfair bank charges with the help of Consumer Action Group, please read my thread Spiceskull v HSBC.

 

Cheers Mr Skull,

 

I'm well read in your case - it kept me fascinated and amused for weeks watching your updates.

 

Some of your responses were sheer class.

 

OC

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Hi Guys!

I'm in the race too!! :grin:

I received notification from Court that the bank wants to defend their case yesterday as well, think their time is up on July 4th (served June 6th).

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So sopsps, GriffinGrumbler, HSBCrusher, overcharged_consumer and gordonhall all in the running. We should have a sweepstake!

 

Dudes :cool: , I returned home from work to find a letter on my mat. Not signed it and returned it yet but will be doing so on Monday.

 

By my reckoning, if you lot are one day behind me then you should be receiving something similar either tomorrow or on Monday.

 

Keeping my fingers crossed for you and I'll be watching anxiously to see when you receive your letters.

 

I had really thought that I was going to be made an example of but alas, no, I won't have my day in court.

 

OC

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So sopsps, GriffinGrumbler, HSBCrusher, overcharged_consumer and gordonhall all in the running. We should have a sweepstake!

 

hopefully we will all be winners!:grin:

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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I'm not sure what the 'Total charges' are. When I added mine up, I found that they took £25 here, £50 there and then £100 total charges. I sent my letter off for £575 on the first of June and got a letter back yesterday saying they will refund £500. Thats good enough for me!!

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Glad to join this thread, albeit a little later than everyone else - why didn't anyone tell me there was a party going on over here!!

 

Anyway, just to say its Saturday morning and..... nothing. I'd hoped, as had been suggested that a nice fat juicy offer would be coming in today. Hmmm, maybe Monday?

 

Anyone get anything today?

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

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LOL, cheers.

 

Having said that, I didn't say what the letter said but I'm sure you can draw your own conclusions. Haven't signed yet but will be doing so on Monday morning.

 

Sorry for getting all your hopes up. It's just that from reading other posts it seems that three days after a claim is acknowleged a letter is sent on behalf of the bank which arrives the following day. Maybe the solicitor was off on Friday so yours may be slightly later.

 

Will keep watching to see how you get on.

 

OC

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I've only just started with this bunch, so obviously I'll be looking over your shoulder to see what rubbish I can expect coming my way. If you have any pointers (as I progress) I'd appreciate it :)

 

Not a running race though ..........even better, a sack race?

 

As in 'a sack of loot' I suppose :D

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Just bide your time - all things come to those who wait...

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

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  • 12 years later...

This topic was closed on 03/08/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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