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Equidebt folded?


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Hi everyone, I have 3 accounts that are being managed by equidebt (paying £1 a month forever for each of them)

 

however I have had notification that one of them has been passed on to somebody else as Equidebt are no longer.

 

This is fine and I have transferred my payment over but what should I do about the other 2?

 

Should I just cancel my Standing Orders and wait or still continue paying?

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Hmm, now there is a question - I will try and see if there is any information out there.

 

What company has the one you have been notified about !

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http://www.credittoday.co.uk/article/15403/online-news/debt-buyer-in-administration

 

Well according to the report by Credit today - all the accounts have been purchased by Cabot !! Is this who has contacted you ?

 

Just to reassure you, if you had an arrangement to pay just £1.00 per month to Equidebt, that arrangement cannot be altered.

 

Who were the original creditors of the 3 accounts ?

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Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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at least loyds will suffer, if only a bit :)

http://www.credittoday.co.uk/article/15744/online-news/lenders-face-losses-on-equidebt

 

so, either wait with continued payment, or stop the orders (perfectly entitled to do so) and let whoever contact you.

Edited by Ford

IMO

:-):rant:

 

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They're all for payday loans (can't remember which off the top of my head) but it was bpo collections that have notified me. I told them I had set up the £1 per month which they wouldn't accept but I basically said its tough nuts, that or nowt!! Haven't heard back since - this was about a month ago

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If the agreement was in place for £1.00 when they took the debt over, then that is what they have to accept.

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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