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Debts and protected earnings...


Iceyuk01
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Hi guys, I am here for some advise and help before I go completely insane...

 

I have a number of CCJ's which are being enforced by AOE orders and also child support to pay out each month, however someone mentioned on the bus today about I should have protected earnings. Doing searches for the past hour and I cant find any solid answer to my question of what is my protected earnings rate, because to be fair, I think I am being deducted FAR too much money. To outline, my payslip reads as follows... (I get paid 4 weekly)

 

(yearly salary £11631.89)

 

Income:- Basic pay £892.31

 

Deductions:-

Tax £32.80

N.I £29.05

Pension £58.00

Unison £7.44

Court order £54.08

Admin fee £1.00

Court order £35.92

Admin fee £1.00

Court order £41.00

Admin fee £1.00

Child Supp £225.30

Admin fee £1.00

 

NET PAY £404.72

 

That's a total of £360.30 paid out AFTER tax, NI, pension and Unison... £404.72 doesnt leave me enough to live on (Rent £360) so basically I have 44.72 or £11 a week to live on.

 

What is my protected earnings and are they taking too much from me?

 

Thanks in advance guys and girls.

 

Jason M.

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