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    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
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3 Accounts with Lowell [orange+threeUK+cap1]]


fkofilee
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Hi Guys

 

Woke up this morning to see my credit report from Noddle with 2 accounts from Noddle.

 

They are as follows;

 

Three UK;

Account start date 25/07/2008

Opening balance £ 257

Repayment frequency Monthly

Date of default 02/05/2012

Default balance £ 257

 

Orange / EE

Account start date 13/12/2009

Opening balance £ 158

Repayment frequency Monthly

Date of default 17/04/2012

Default balance £ 158

 

Orange's current balance is at £1,067 and considering the way Lowell go...

Im not hanging around to see if this will go to court.

 

I want to settle them as soon as...

. Would dealing in Email be better than writing letters at present?

 

We all know the massive no-nos about calling them and I refuse to let a DCA bully me into what they want.

I want to control this as best as I can,.

 

Because they are Telecoms debts,

there will be no CCA but even a SAR probably wont help.

 

Should i request the account balance breakdowns?

 

Should I ask about reducing the debt down (The "Orange" one) down to something a bit more realistic

as i believe it may be full of charges as the default is £158?

 

KR Fkofilee :)

 

We could do with some help from you.

 

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**Fko-Filee**

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You most certainly need to see if there are any charges added that should not be there from DCAs.

Personally I would use RM recorded / signed for post, e-mails are often ignored, or receipt denied.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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You most certainly need to see if there are any charges added that should not be there from DCAs.

Personally I would use RM recorded / signed for post, e-mails are often ignored, or receipt denied.

 

Hi Brig

 

After chatting with Lowlifes, i have a bit more info.

They have 3 accounts of mine... The 2 mentioned above and one for Crap One... £600

 

They have offered discounts on all 3 today when i did some digging and was fobbed off with they dont put charges against the debt, Im inclined to believe them because the balances are the ones that were set as final by the original creditors.

 

Am i right in thinking if they have offered discounts that they are possibly lemon debts?

 

Way to go Lowell... You really do suck

 

We could do with some help from you.

 

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  • 1 month later...

Hi Guys

 

Please merge with thread; http://www.consumeractiongroup.co.uk/forum/showthread.php?402075-Lowell-amp-2-Accounts

 

I cant seem to add to it... any how..

 

Received a letter from Lowell stating that they have been assigned an O2 Debt of £739. The next is a picture of the entry from my credit report which i would imagine would change.

 

[ATTACH=CONFIG]47000[/ATTACH]

 

Which now makes 3 accounts but i feel this could go up to 5... (Possibly 2 more accounts with O2)

 

Now we know how much Lowell love to send SD to people and also that Mobile debts are a bit of a Pain in the arse to deal with.

What's the best way to see if these debts are enforceable because they cant be CCA'd?

 

I'm not looking to evade them, but i want to do this on my own time and do it right... I want to make sure that the amount i pay doesnt debilitate me.

Edited by fkofilee

 

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**Fko-Filee**

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pdf please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok so you defaulted on it

 

do you owe them the money what is the story

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I am concerned as the more debts that are snapped up by Lowell, the worse this will seem to get...

Im not going to bury my head in the sand, however...

 

Will BW Legal potentially issue a SD for all debts in one go and sum them together? I didnt think they were allowed to do so?

Or will they issue 5 separate SD?

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Lowell have consolidated debts in the past to bring the amount owed above the £750.00 threshold for bankruptcy proceedings as all the debts are owned by them.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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p'haps time to start sep threads

 

get some sar's off

 

and findout why the OC's sold the debts too

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Okay well... Thoughts here...

Why would they sell them on? And to Lowell of all people? MAybe Lowell is getting results...

Lowell seems to have an interesting business model and seem to be deluded they will get full returns by buying Portfolios at a huge risk...

 

What is slightly concerning is that Lowell are working with 3 of the big 4 Mob Comms Companies... !!!!

Also Cap one seems to have gone from all my credit reports!!! Noddle, EQ, & EXP

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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