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Hi,

 

I have contacted Transcom over an old debt which I am repaying at 75.00 per month. They have offered a settlement of 50% which equates to 1750.00.

 

This seems like a good option and something I could do however they told me this will show as a partial settlement and this would be shown on my credit file.

 

Now .. this debt is not showing on my credit file as it is over 6 years old however there is an oustanding CCJ which i am keen to get marked as satisfied which has 1 year to run.

 

What will be the status of that CCJ with a partial settlement ?

 

7zarkie7

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Hi,

 

I have contacted Transcom over an old debt which I am repaying at 75.00 per month. They have offered a settlement of 50% which equates to 1750.00.

 

This seems like a good option and something I could do however they told me this will show as a partial settlement and this would be shown on my credit file.

 

Now .. this debt is not showing on my credit file as it is over 6 years old however there is an oustanding CCJ which i am keen to get marked as satisfied which has 1 year to run.

 

What will be the status of that CCJ with a partial settlement ?

 

7zarkie7

 

Hi, I take it TWW owns this debt and is not acting on behalf of a 3rd party?

 

You must bear in mind the judgement supersedes all other matters, it will depend on the claimants attitude as to the result.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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I believe TWW own it yes, the CCJ was Copes and was from Arrow Global originally.

 

Knowing TWWs sloppy paperwork, do you know if the judgement is in their company name?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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If they are offering a discount something smells..

 

have they actually made ref to the CCJ

 

me thinks they don't know it even exists.

 

and no you cant have a partial settlement of a ccj !!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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trustonline there is a fee.

 

i have checked with trustonline and have the reference numbers but it does not show anymore details, guess i would have to use old fashioned snail mail for the actual contents. interestingly one has the wrong middle name !

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no this was a phone conversation , they did not make reference to any CCJ just my credit file which would not be impacted anyway as these have dropped off.

 

If they are offering a discount something smells..

 

have they actually made ref to the CCJ

 

me thinks they don't know it even exists.

 

and no you cant have a partial settlement of a ccj !!

 

dx

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so who are you paying £75 too?

 

the named claimant I hope!!

 

you could phone the court

and ask what is in the judgement box

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Was this case a judgement by default via Northampton CCBC or was there a hearing at your local court?

 

Now as you have claim No. you can phone the appropriate court.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Appears I am paying Transcom, i will find out who is in the judgement box.

 

 

so who are you paying £75 too?

 

the named claimant I hope!!

 

you could phone the court

and ask what is in the judgement box

 

dx

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I do wonder if TWW even know there is a CCJ.

 

Yeah me 2 , i have paid 50% of it , and they are offering me 50% off the remaining balance .... which was unexpected. I will do some digging and find out more and report back.

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