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    • Ok, so as you have been overcharged you now need to be pragmatic and first of all request a refund by making a complaint.  In this first complaint do not go on about what argument you had and what conduct the inspectors were following.  Concentrate on highlighting the fact that you must get a refund because they overcharged you.  People looking at complaints receive thousands everyday and anything longer than a few lines is usually misunderstood.    After you receive your refund, then you complain about the conduct of the inspectors,  as a completely separate matter. I note that you were offered a refund, an argument broke out and you were escorted out of the station. This will not play in your favour as all inspectors would have taken note of this in their notebook and possibly complete an incident report form with their version of events. Frustrating but that's how it is, that's why I said to be pragmatic. 
    • agree with DX100uk on the reply. Every time I have replied or complained about those firms to the FO and FCA they take an age to come back and even then its with nothing new as they cannot do anything. for what its worth my debt is over 70k and even that has been inflated ! so no worries there. There are many thousands out there in the same situation.   In regards to COB and even Stepchange don't even bother as they have no idea themselves something which I complained to the FO about as CWD and IDR use in there letters to seek advice when they know full well that no charity or debt company know anything about the debt in dubai situation so this is again unfair to be using this. what also annoys me is that nobody ever signs off letters its IDR or Moriaty law etc !!!!    I have never supplied my financial details and never will and only when and if and I will repeat when and if that the debt i owe is purchased by a UK firm or indeed taken through the correct channels or courts then I will defence myself.   It makes me alugh that they think a small c;laims court understands everything that goes on and dont understand the full picture of laws that are broken and sometimes human rights also.   The best one to date for me was in 2011 imagine my new job and my new partner and some stupid collection agency in Dubai send a Fax to my director about my debt !!!! embarrassing but at the same time good to get it off my chest. they then called my partner in her work !!!! (yes this was the first time she found out about everything again good to talk) against the law, against any laws but this is how the banks and the agents work similar to those of CWD, IDR and I think Moriaty    dont pay a penny !  
    • Andy, thank you so much for your help. dx100UK  the date is 25 Jul 19   Is it ok to send now?
    • Your Rent. Bills. Council Tax etc 99.999% important.  Moriarty  0.001% important. Don't take food out of your kids mouth's to pay them.
    • Dx: half the comments they have put are not relevant or apply to anything we have stated. So not about to throw the towel in just yet.
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dizzymrsp

Turned down for mobility allowance

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I had an accident last year and i fractured my coccyx. It never got any better. I have recently been referred to Muscular Skeletal Clinic and diagnosed with severe Coccydinia. I cannot sit for longer than 10 mins without being in agony and that pain makes it horrendous to move positions. I cannot stand up properly, takes me a good 5 minutes to do so. I cant walk at normal speed, I have a stick to help me and I have to have help getting into bed as i cannot lift my legs onto the bed.

Is it worth appealing? I have had an injection into the area which failed to relieve the pain. I am on tramadol for the pain at the moment. Im a bit of a mess to be honest.

Honest opinions please?

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Hi I have something very similar after RTA I was in hospital and was lucky the hospital almoner sorted the DLA for me I would say that you need to appeal and then have someone fill in the forms who knows the format that the decision makers prefer to read. You also have to be very careful when putting down thing you can and cannot do.

 

dpick


cannot find it A to Z

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

Halifax :D

Paid in full £2295

 

MBNA:mad: 20/03/2008 settled in full out of court

 

Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs

 

Littlewoods :-D

12/08/2007 write off £1176.10 debt.

 

JD Williams charges refunded in full £640

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I had an accident last year and i fractured my coccyx. It never got any better. I have recently been referred to Muscular Skeletal Clinic and diagnosed with severe Coccydinia. I cannot sit for longer than 10 mins without being in agony and that pain makes it horrendous to move positions. I cannot stand up properly, takes me a good 5 minutes to do so. I cant walk at normal speed, I have a stick to help me and I have to have help getting into bed as i cannot lift my legs onto the bed.

Is it worth appealing? I have had an injection into the area which failed to relieve the pain. I am on tramadol for the pain at the moment. Im a bit of a mess to be honest.

Honest opinions please?

 

There are many many that are in a far worse place than you are and they are rejected and have given up trying. One such case in my family is a stroke victim that can hardly put one foot in front of the other who has had a charity help him apply three times. He has given up too.

I thought that you had to apply for PIP now? This has a much stiffer series of tests that are going to see 1,000's lose their mobility payment that they may have had for years under DLA.

 

Good luck - you will need it.

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