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kidkd77

LCS DCA saying I own EDF electric bill for my previous address

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Hello, guys, I really need you help.

 

I received a letter from LCS saying that I’m responsible for a bill payment at my previous address.

 

The bill comes from EDF Energy and the period of the bill starts from 2007 to 2011

 

.However, I only stayed in that address for 2 months with other six people, and I never have an account with EDF Energy.

 

Then I sent the copy of my tenancy agreement to LCS to prove my stay as they required.

 

After that I received an e-mail saying they have sent my agreement over to EDF in order for the account to be amended to the dates I were residing at the supply address.

 

Now I'm very worried about the following two things:

 

1. I never have an account with EDF Energy.

But it seems that I have.

If someone used my personal information to open an account for the bill,

how should I do?

 

2. If LCS sends me another letter in the future, and changes the dates on the letter to reflect when I was at the property with the same amount of bill,

 

what can I do?

 

Thank you very much for your help.

Edited by kidkd77
tT

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as you were resident there for 'a period of time'

with other people

you are equally liable for 'that' period

as are all the rest.

 

BUT I suspect this is rather a spoof attempt to get money out of you

as they could well hhave done this to all the others and fleeced them too.

 

if YOU have not PERSONALLY received a bill from EDF in the last 12mts

they can do nothing.

 

you've proved your case

 

time to ignore the fleecing DCA

 

they ARE NOT BAILIFFS

and have NO SUCH LEGAL POWERS

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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as you were resident there for 'a period of time'

with other people

you are equally liable for 'that' period

as are all the rest.

 

BUT I suspect this is rather a spoof attempt to get money out of you

as they could well hhave done this to all the others and fleeced them too.

 

if YOU have not PERSONALLY received a bill from EDF in the last 12mts

they can do nothing.

 

you've proved your case

 

time to ignore the fleecing DCA

 

they ARE NOT BAILIFFS

and have NO SUCH LEGAL POWERS

 

dx

 

Thank you for your reply.

 

Yes, I never received any bill letter from EDF in my life, even during my stay in that address.

 

However, if someone used my personal information to open an account with EDF after I moving out, I would have no chance to know it.

 

I want to contact with EDF. But I'm worrying if they really have my account, I will be in a bad situation and can not defend myself.

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regardless to if the accont was / wasn't in your name

you are still liable, in a way for what was used whilst you were there.

 

however I think this whole thing is rather speculative

and both their behalves


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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regardless to if the accont was / wasn't in your name

you are still liable, in a way for what was used whilst you were there.

 

however I think this whole thing is rather speculative

and both their behalves

Thank you very much. Your replys are really helpful. Wish the amount of my bill can be reduced from 4 year's to 2 month's.

 

If I receive another letter saying I need to pay this 2 month's bill, should I ignore them or need to pay them? I heard someone paid a bill to a DCA. But he then received lots of threaten letters because DOA think he is innocent.

 

And do I need to ask LCS for a formal bill letter to prove the amount of the bill? Will they do cheating on the amount of the bill? Shall I argue the amount of the bill as there were six people living in that address?

 

Sorry I believe these are my last questions.......Thank you very much.

Edited by kidkd77

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pers I would at present ignore them totally

 

I bet it wont show

 

but

why don't you get a copy of your CRA file?

 

see below

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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pers I would at present ignore them totally

 

I bet it wont show

 

but

why don't you get a copy of your CRA file?

 

see below

 

dx

 

Thank you again for your help. I will post the updates as soon as possible in the future.

 

It's my first time to know CRA...... I will try to find it out.

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Thank you for answering my questions. They are really helpful....I have one more concern, please......

 

If I need to pay the bill, do I need to pay the full bill due to the 'Jointly and severally liable'? Or just mine? (I was living with 6 people but my agreement only has my name)

 

And I think the amount of the bill is too much. Is it possible to ask the DCA for an evidence to see how much the bill really is? (Sadly I did not record the meter readings)

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deal with EDF not the DCA

 

your landlord should have taken readings.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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deal with EDF not the DCA

 

your landlord should have taken readings.

 

dx

Thank you very much!

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Thank you for answering my questions. They are really helpful....I have one more concern, please......

 

If I need to pay the bill, do I need to pay the full bill due to the 'Jointly and severally liable'? Or just mine? (I was living with 6 people but my agreement only has my name)

 

And I think the amount of the bill is too much. Is it possible to ask the DCA for an evidence to see how much the bill really is? (Sadly I did not record the meter readings)

 

 

The account was never in your name so you can dispute it and as per OFT guidelines,the DCA has to return it to EDF. Secondly as the account was never in your name, EDF under Data Protection Act cannot discuss the account with you.

Any idea of how the DCA manage to get your name?

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the bill has his name on it I think?

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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nope try again

 

he has never been sent any bills

let alone in the last 12mts

 

so the back billing rule applies

 

pers i'd now be ignoring them

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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By trying to obtain money by deception is more commonly known as fraud. I think the DCA could be heading for a big fall if they pursue it.

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They wont know the details about the debt until they are advised by the OC or the debtor.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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The account was never in your name so you can dispute it and as per OFT guidelines,the DCA has to return it to EDF. Secondly as the account was never in your name, EDF under Data Protection Act cannot discuss the account with you.

Any idea of how the DCA manage to get your name?

 

Thank you very much for your reply.

 

My idea is:

 

1.Someone used my personal information to open the account.

 

However, I never received any bill letter. So I assume this has been done after I moving out. But is this possible? In fact, the account starts even before when I was moving to that address.

 

2. The DCA sent a letter to that address asking who was responsible to this bill. And someone wrote my name.

 

But why EDF did not stop the energy supply as soon as the bill was not paid?

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nope try again

 

he has never been sent any bills

let alone in the last 12mts

 

so the back billing rule applies

 

pers i'd now be ignoring them

 

dx

 

Thank you for your help again. I will get a copy of my CRA first and see what happen on it.

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By trying to obtain money by deception is more commonly known as fraud. I think the DCA could be heading for a big fall if they pursue it.

Thank you for your reply.

 

Now I'm worrying, no matter the account was opened by me or not, because I lived there before, I'm liable for the bill.

 

And according to jointly and severally liable, I need to pay the full bill. It seems unfair because EDF can simply ask for money to all the others people.

 

If the case goes to the court, I do not what the decision will be.

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They wont know the details about the debt until they are advised by the OC or the debtor.

 

Thank you for your reply.

 

I think I will contact with EDF to see if I have an account or not. What basic information I need to tell them in order to check my account, please?

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as I said it matters not if your name was put forward or not

or

if your name is on the bill or not

 

the dca found you

then so could have EDF

 

if they have not sent YOU with a bill with YOUR name on it

within the last 12mts then the billing code is absolute defence, the debt does not exist.

 

too many if's in the whole debacle to even begin to think its your responsibility.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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as I said it matters not if your name was put forward or not

or

if your name is on the bill or not

 

the dca found you

then so could have EDF

 

if they have not sent YOU with a bill with YOUR name on it

within the last 12mts then the billing code is absolute defence, the debt does not exist.

 

too many if's in the whole debacle to even begin to think its your responsibility.

 

dx

 

Thank you very much for your comments. I will make myself clam down.

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Thank you for your reply.

 

Now I'm worrying, no matter the account was opened by me or not, because I lived there before, I'm liable for the bill.

 

And according to jointly and severally liable, I need to pay the full bill. It seems unfair because EDF can simply ask for money to all the others people.

 

If the case goes to the court, I do not what the decision will be.

This is not a council tax bill and only the account holder is liable and no one else! The DCA can go whistle for any money as they CANNOT demand it from you even if you lived there for a year because the account is not in your name!

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You have fallen for a con trick by the debt collectors by supplying them with information they are now altering to fit their claim. If you get an amwended bill I would be writing to EDF and OFGEM telling them that the DCA and EDF have used a false instrument to gain a pecuniary advantage, namley forgery and fraud in an attempt to generate a contract where none exists

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You have fallen for a con trick by the debt collectors by supplying them with information they are now altering to fit their claim. If you get an amwended bill I would be writing to EDF and OFGEM telling them that the DCA and EDF have used a false instrument to gain a pecuniary advantage, namley forgery and fraud in an attempt to generate a contract where none exists

 

Wish EDF will not open an account or generate a contract by using my agreement. I think EDF is really not that bad because it's criminal.

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This is not a council tax bill and only the account holder is liable and no one else! The DCA can go whistle for any money as they CANNOT demand it from you even if you lived there for a year because the account is not in your name!

 

Thank you for your reply. Wish no further letter will come.

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