Hi. Have you tried your local credit union? I believe they lend to people on benefits. Here's some information from the CAB.
I received copies of my credit agreements from Lowells for old catalogue debts. I have attached one of them; would someone be able to advise me whether this is the correct document they sent me before I go paying them? The debt has been sold onto them.
Thanks so much x
Mitigation is used as a plea for leniency, how can you mitigate something you have not done wrong? I wouldn't use it as a term in a WS as it might give the judge ideas that you are admitting to something.
Thanks, @FTMDave for your feedback, I will take your points on board.
I was using the title "Mitigation" in an attempt to convey how reasonably I have behaved, and how stubborn and overzealous (i.e. unreasonable) the claimant and their solicitors are.
Any suggestions for a more appropriate title ?
4 old debts (catalogues) have been sold to Lowells, I requested copies of credit agreements and received them this week. I also received a notice of assignment from them for an old Vanquis account. I need to pay these debts off but don't want them touching my bank account so was thinking of setting up a standing order. I guess I will have to send them details of income and expenditure. My question is, do I need to give my husband's details? We are not really getting on at the minute and this will be the last straw for him so I would rather just leave him out of this.
Many thanks for reading x
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!