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PRA Servicing Ltd email addresses - re wonga debt


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Hi All,

 

I am currently trying to negotiate a repayment plan with PRA Servicing Ltd (they are dealing with it on behalf of portfolio recovery associates ) and they have not replied to the letter I sent them.

 

Does anyone know of any email addresses for them, I wanna chase up their lack of a response but IMO they are not worth the price of postage so want to email them instead.

 

Any help from you guys and girls would be much appreciated

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be VERY careful about those two companies

 

they are WELL KNOWN

for chasing unenforceable 'debts'

 

what is this all about

 

sounds like you are being had here

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Personally I WOULD NOT deal with this lot by e-mail, as dx100 has said they are notorious with very old and extremely doubtful debts, best to use RM recorded delivery and check that the letter has been signed for.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi All,

 

I am currently trying to negotiate a repayment plan with PRA Servicing Ltd (they are dealing with it on behalf of portfolio recovery associates ) and they have not replied to the letter I sent them.

 

Does anyone know of any email addresses for them, I wanna chase up their lack of a response but IMO they are not worth the price of postage so want to email them instead.

 

Any help from you guys and girls would be much appreciated

 

 

Did you know PRA Servicing are portfolio recovery associates? PRA = portfolio recovery associates ^__^

They are part of the Mckenzie hall umbrella

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Owen James is the CEO. In Fact MH is part of PRA not the other way round.

PRA is the dog MH just wags the tail!!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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In that case, why have contact with Muckhall at all, write direct to Wonga and 'tell' them how much you can afford. There is no negotiation, they will just badger for as much as they can not caring if you can afford it or not.

 

Tell them what you can afford, say £5 per month and send them a postal order for that amount as the first payment and ask for bank details so you can set up a standing order.

They aren't very good at giving their details, so you can also mention that if it should be necessary to pay any further instalments by postal order, the cost of the postal order will be deducted from the amount owed.

 

Don't be afraid of them.

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At the moment I have had no mail from PRA/MH yet about the debt, all I have had so far is a letter from Wonga saying the debt has been assigned to PRA, should I wait for PRA to contact me by post with their usual petty threats or should I pre-empt all that and put forward my repayment proposal

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The Debt is legit, it was passed on to them by Wonga , its only about £250 if that.

 

I prefer to deal with companies by email as it leaves a paper trail

 

How does it?

 

Emails get ignored, a well dwritten recorded delivery letter is a far more powerful tool.

I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

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emails can also be altered without trace

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Agreed I see e-mail contacts denied almost on a daily basis.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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'SENT' receipt???, a received acknowledgment is what is needed.

 

We see the futility of e-mail correspondence with DCAs far too often.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 2 weeks later...

Got an update for you all

 

Had a letter from PRS saying I had not responded to them, sent an email off to the stating I wrote to them on 31st July explaining financial situation and offering x amount per month.

 

Received this email from them this afternoon.

 

Reference: xxxxxxxxxxx

 

Client Ref: xxxxxxxxxxx

Outstanding Balance: £284.47

 

 

 

Dear Mr Scouse Paul

 

We refer to the above account and would like to take this opportunity to advise you that a settlement figure may be available to you. What this means is, our client Portfolio Recovery Associates U.K. Ltd may accept a lower figure than your current outstanding balance as a full and final settlement of your account.

 

 

 

Please note when making a "settlement" payment, your credit file will show "settled" as opposed to "satisfied" when an account is paid in full.

 

 

 

Please note this is a time restricted offer. If contact is not made within the next 10 days, this opportunity may end. If this is an offer you would like to discuss further, please contact 08448019659 where one of our fully trained advisors will discuss the settlement option with you. Or alternatively you can email us on [email protected]

 

You can make payment via our website at http://www.portfoliorecovery.co.uk/payment.

 

Your PIN: xxxxxxx

 

PRA Servicing reference: Xxxxxxxxxx

 

Client reference: xxxxxxxxxx

 

Where this is not affordable, our advisors will also discuss alternative options available for you. Please be assured that we will take your financial circumstances into account when discussing any re-payment plan to ensure suitability.

 

 

 

If you are not the person referred to above, please do not hesitate to contact us on , where our advisors will update our records.

 

 

 

Yours sincerely

 

 

By offering a "settlement figure" are they clutching at straws or something and should I email them back or just ignore the email?

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discount

 

ignore them

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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take off and penalty charges

 

offer them £150

but the debt MUST be marked as SETTLED

not Partial settlement.

 

and all neg data remove [like marlers for late etc

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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