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    • Mother and father worked here and then went to SA in about 1978 returning to UK in about 1996 and worked here until 2016 when her husband died at age 66.  He was still working at the time.  She then went to live with daughter in SA.  Mother only claims for her pension. 
    • Thanks, I owe the money, no issue with that, I will SAR the company.  If I need to just pay it and have the CCJ for a few years so be it.  Just thought I'd explore all options
    • By the way you wrote that post, i can see that you are as confused by the situation as someone reading it. Important advice must be not to pay for any flights etc, until they understand the situation fully. Those that have British passports could be entitled to receive UK benefits. However, nothing is that straightforward. The passport does guarantee anything. The daughter could be entitled to Universal Credit ( which includes housing) as a British passport holder, but this can only be confirmed when she has gone through the Habitual Residency test (HRT). So you will need to read about HRT for British passport holders returning to the UK. There will be requirements to provide information about why they are returning to the UK and what work searches have they done to find work on their return to the UK. In regard to the mother who has a British passport, you will be correct in presuming that no council is going to be helpful in paying for the care home fees immediately on arrival in the UK. When did the mother last live in the UK ? When did the mother last work in the UK ? British embassy in South Africa may be able to provide information and assist with applications ? Just getting on a plane, landing in the UK and expecting help to resolve their situation, would be a silly thing to do. I can see the mother ending up in an NHS hospital for a period, while people wondered how they were going to deal with the situation. Probably not the first to do this, but if the mother also has a South African passport, they could put her on a plane back to SA and then the Daughter would be a difficult situation. Embassy in South Africa must be first place of advice.
    • There are online forums for people moving from South Africa to the UK. This is one of them.   https://moveup.co.za/2019/03/08/how-to-move-to-the-uk-a-step-by-step-guide/   If you want to speak to a social worker you could try the local council.   HB
    • This is not our issue, but an issue with a friend.  Our friend is living in South Africa and now suffers from dementia and is in a home.  The daughter has been paying for the home however the daughter was made redundant and has a child to support.  Daughter's husband keeps kicking her out of the house with the 3 year old boy and daughter had nowhere to go. The mother and daughter both have British passports.  Mother and father(now deceased) are British born, but daughter was born in South Africa.   The 3 year old was born in in South Africa.  Daughter is now broke and cannot keep the mother in a home any longer.  Daughter wants to return to the UK where she did live for several years previously so had NI number etc. however not sure what she can do with her mother.  The other issue is that the father is trying to get custody of the child so another issue. We, on behalf of the daughter who phoned us this morning, want to discuss with a social worker the options if any that may be open as on arrival here the mother will need to go straight into a home.  We can offer the daughter and child temporary accommodation with us.  Who should we contact? A very complicated scenario that normally we would not involved ourselves with as we are in our late sixties, retired and not that much money in the bank. 
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joshmark

cant afford car insurance

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Hi guys

 

My car insurance payment was due 08-08-13 and i have not paid

 

i cannot afford to pay and i am going to sell car

 

will it be ok if i drive for the time being and wait for them to cancel my policy or will they take further action?

 

thanks

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They will cancel ins from the 09/08/2013 so not a good idea to drive.

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It's not ok to drive no. You would be committing a criminal offence by driving without insurance.

 

Call the company, tell them you can no longer afford the insurance and are selling the car so would need the policy cancelled with immediate effect.

Once that's done, take the car off the road immediately and do not drive it.

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Hi guys

 

My car insurance payment was due 08-08-13 and i have not paid

 

i cannot afford to pay and i am going to sell car

 

will it be ok if i drive for the time being and wait for them to cancel my policy or will they take further action?

 

thanks

 

You will be committing an offence as others have said.

 

You MUST also declare the vehicle STORED OFF ROAD (SORN) to the DVLA, cancel the Road Tax and reclaim any remaining balance from the DVLA if the car is taxed and SORN it must be insured.


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Hi

 

I would not drive the car without insurance

 

They have not cancelled insurance they just send letter saying they will try to recollect in 7days... surely they would have to inform me if they cancelled it.

 

I will do the SORN business as soon as they cancel my insurance was my thinking

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I would contact and ask them. However, regardless whether you pay it or not, you will still owe either a cancellation fee or the rest of the years insurance. If you call them they might postpone your insurance until you can afford to to start paying again. If you just stop and not tell them then you in no doubt incur some fee's of one kind or another.

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Is this paid by instalments ??


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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If it's paid monthly then it's likely to be a finance plan based on your quote. This will mean use it or not, they will still want you to pay the year or a fee to cancel. (You agreed this with them when you took the policy out).


Ash.

 

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The insurance would be cancelled back to the day it was supposed to renew. The DVLA will be aware of when the insurance finished and the SORN taken out so act quickly. Also remember that a car that has been SORNed will command a much lower price than normal.

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You can check if your vehicle is insured, by looking at www.askmid.com

If it 'ain't there - don't drive!

 

But remember, if it's there, and you drive - and it's removed whilst you are out, you can't drive back!

 

Sam


All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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That askmid is a funny old site, Ive purchased car insurance in the past and its not showed as car insured on askmid for 3-4 days, but i was insured supposedly, is askmid what the police use.

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I've always understood that it's updated every midnight, but I've never seen that statement written down.

 

Sam


All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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I believe insurance companies have up to 14 days to update MID so I wouldn't really trust it one way or the other..

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Something to bear in mind, then...

 

Sam


All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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