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By BankFodder · Posted
That point had passed me by completely -
I won't bother with CCA's to od accs then. I'll just send the sar requests . How should I respond to the dca's when they contact me about non payment on my overdraft accounts. -
By Manxman in exile · Posted
Craigten - I haven't read all of your latest post above, but... What on earth has the return of a Mavic drone earlier this year got to do with the ongoing saga of a thermal camera attachment that you bought in November 2019 and which you may or may not have returned a couple of months later in early 2020? (And I'm not even touching upon the mysterious plastic bottle involvement in that saga). -
By BankFodder · Posted
Take notes and make sure that they know about the people who are involved including the ex-solicitor and his partner in the financial fraud -
Here is what I wrote "I still intend to dispute this claim. The documents provided by the claimant seem to prove nothing, and in all honesty are very questionable at the very least. The CCA(C3) provided contains no signature or anything that would verify confirmation, be it a time stamp, online signature. Putting this document into a simple pdf editor clearly shows text boxes where my name and address are so any name or address could easily be added into what looks like blank template. The CCA is that which requires a “wet” signature to be valid. As well as this, simply by opening up the pdf (C3) in Adobe Acrobat and looking at the properties of the file, it says the original file was created on 30/01/18 and then modified on 18/02/2021 which makes me question the validity of this document. There has also been no letter of default produced. I feel that in all there is total lack of real evidence, and one very flawed questionable document. I therefore wish the sheriff to issue an absolvitor and request costs."
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Hermes - destroyed item as it was "damaged"- **Judgment for Conversion of destroyed item. **WON**
hellothere124 posted a topic in Postal and Delivery Services,
Ebay Packlink and Hermes - destroyed item as it was "damaged". https://www.consumeractiongroup.co.uk/topic/430396-ebay-packlink-and-hermes-destroyed-item-as-it-was-damaged/&do=findComment&comment=5087347-
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Post in Bailiffs in at BBC obtain 7 years interest on overpayment of TV licence
Its WAR posted a post in a topic,
I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON at mediation full amount **
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
Picked By
BankFodder, -
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***Hermes and mediation hints ***
BankFodder posted a topic in Postal and Delivery Services,
Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
- 1 reply
Picked By
BankFodder, -
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