NatWest Business charges- A guide (incomplete at the moment)

[Guest NATTIE]

As the personal accounts info is complete, I think it is time that I pressed ahead with the charges from 2000 for business accounts.

I know the charges have slightly different amounts on them so here we go with first of all the charges that are levied as PENALTY charges

 

So charges as of 2006

 

Paid referral fee £30

Returned items £35

So first of all any charges I have missed for example unarranged borrowing? what is the amount.

And paid referral fees are they the same as on personal accounts? If so the dates I have.

Also the returned fees amount must have changed over the years so what has it been. Once I have these figures I will sort the title out and make a final post.

 

All I need on this thread is Penalty charges, amounts, dates so that it makes business claimers have an easy reference guide. I will give definitions as to how they work on the last thread once i have the info.

 

Thanks in advance for any help

[Keith22]

These are the Lloyds TSB charges outlined in the booklet I received last week

 

Business Extra Tariff (standard tariff) - Unauthorised borrowing fees

 

First time overlimit by £50 or more - £15.00 (one charge per day maximun)

 

Increase of £50 or more from previous days closing balance - as above and continues until account is in credit or within agreed limit

 

Returning DD, bouncing a cheque or not paying a SO - £35 for each item unpaid

[Guest NATTIE]

I'm ONLY looking at NatWest on this one I;m afraid. I am looking at other bank charges on personal accounts but it is a terribly slow process. Thanks for posting but I need NatWest Business Account Penalty charges only on this one.

[jax1964]

Have been looking at my business account natwest statements and this seems to be the charges on my account

 

In 2000

excess borrowing fee was £3.50 per day

Chq return fee £27.50

Unpaid R/P fee £27.50

 

In Oct 2000 chq return fee £30

unpaid dd fee £30

unpaid R/P fee £30

 

Sept 2001 paid referral fee £12

 

July 2005

Unpaid chq/DD/SO fee £35

Late RTN fee £30

 

August 2005 Paid referral fee £12.50

 

Hope this is some help.