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Firstplus and loanmakers PPI help required


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I'm in a situation with FP.

been with first plus 7 years and

just surrendered my house as we can no longer continue to deal with such people. they have destroyed us!!!

 

Original total loan amount was 124,490

then having managed to get them to send 7 years of statements

they now show our loan to be 125,337 then a further letter showing our loan to be 127,591 ????

 

Total money paid to date 86,313.10 Interest charged 72,839 that leaves 13,473 difference and shown nowhere in final balance, so where is it ???????

 

Original total off loan to repay approx. 250,000

 

Total of loan on last letter approx. 275,000 where did the extra come from ?????

 

in one letter after requesting a final settlement figure their figures show we have only paid around 900 off our loan

yet the statements show a difference between total paid and interest paid of 13,473 ?????

 

when requesting information they said they do not have to send such information as our account is not regulated by the consumer credit act

yet the next letter states there actions on the account are as per the consumer credit act 1974

why do they pick and choose is it or isn't it ??????

 

in their figures nowhere does it show the money we have paid and deducted, where is it ?????

 

on every statement it states an additional interest of 1,461 will need to be applied but for what, they don't say ???????

 

after informing them by letter I have surrendered my house and the society telling me they are talking to FP

they continued to send threatening letters saying that they will reposes the house, why ?????

 

I now need help to do the maths as it doesn't add up, where do I go from here for help on the maths. can anyone please advise

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dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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have you sent them an sar?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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