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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
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    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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34 in 30 but fined.. possible differences in letter and records?


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I recently visited a speed awareness course after getting a letter for 34 in a 30. The policeman there said I shouldn't be there - actually he said I shouldn't have got a letter saying 34. Someone else there said they had a 34 too. But the letter that had the speed on you have to return back to accept the course. This was from Lincs police.

 

But when I phoned they said their records said 35. Is there any way that anyone knows of of a) there being some kind of discrepancy, unlikely as it may sound or b) do you have the rights to have the original letter returned with your signature on to prove it was the same one?

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The normal ACPO guidelines for speeding FPNs is based on speed limit +10% +2. So in a 30 limit they wouldn't normally prosecute until 35mph.

 

However, there may be 2 things that affect this, 1 is that you may have been caught on a camera run by the local "safety partnership" and I don't know if they operate to the same guideline or 2 even if it was a police speeding offence, just because they didn't operate to the guideline, speeding is an absolute offence so you couldn't claim the FPN should be dropped because although you were speeding, you weren't speeding by enough!

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Yeah I mean I WAS speeding - but was told by the police man himself to dispute it IF it was 34 as they only do from 35 for 30 limits, as you correctly say. And I know that other things can come in to play but the lady on the phone basically said no, it was 35 according to all our documentation otherwise you wouldn't have been sent a letter. But I'm 99.99% sure it said 34 on the original letter.

 

Also just to rub it in it took them about 6 weeks to send me the actual letter after the offence!

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  • 2 weeks later...

It must be different by region or relaxed rules exist as I got done for doing 40 in a 30 and I got offered a speed awareness course. The course was funny as it was a lovely old couple running it and it was £20 more. Whilst I was waiting to do the course (delays with snow) I got caught again but the letter only came in after I did the course and again it was 40 in a 30 and again I was offered the course when you shouldnt as you can only take it once within a certain period. I took the 3 points. The letter I got was weird too as it said speeding and it also said a light violation so when I sent it off I was really worried but now I have 3 points rather shoddily written on my license, oh they make you send it your piccy license too with no thought for ID theft, stupid people

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The stupid person is the one who thought they could break the law and drove over the speed limit.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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There are lots of stupid people breaking the law and lots of people taking advantage of stupid people with ID theft when they send documents that you can use to obtain credit with or to use for forging.. Its case of we should know better... In the mean time the minute you get done for speeding remember your last comment.. fyi the course had people from 17 to well into their late life

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